UNP vs. UPS: Union Pacific vs. United Parcel Service Stock Comparison
How do Union Pacific (UNP) and United Parcel Service (UPS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Union Pacific (UNP) and United Parcel Service (UPS) both fall under the Transportation industry group, but UNP is classified in Ground Transportation while UPS is classified in Air Freight & Logistics.
| Profile Item | UNP | UPS |
|---|---|---|
| Name | Union Pacific Corporation | United Parcel Service, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Industrials | Industrials |
| GICS Industry Group | Transportation | Transportation |
| GICS Industry | Ground Transportation | Air Freight & Logistics |
| GICS Sub-Industry | Rail Transportation | Air Freight & Logistics |
| Market Capitalization | 161.49 billion USD | 91.38 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | January 2, 1980 | November 10, 1999 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Performance Metrics
| Metric | UNP | UPS |
|---|---|---|
| Total Return (1Y) | 20.90% | 13.82% |
Risk Profile
Drawdown History
Risk Metrics
| Metric | UNP | UPS |
|---|---|---|
| Volatility (1Y, Annualized) | 22.12% | 30.28% |
| Beta (5Y) | 0.96 | 1.05 |
| Avg. Volume (3M) | 2.99M | 5.67M |
Risk-Adjusted Performance
Risk-Return Positioning
Profitability
ROE (TTM)
Both Union Pacific (UNP) at 40.69% and United Parcel Service (UPS) at 33.35% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.
UNP
Transportation industry group
40.69%
- Max
- 43.37%
- UNP
- 40.69%
- Q3
- 20.89%
- Median
- 10.23%
- Q1
- 1.87%
- Min
- -18.46%
UPS
Transportation industry group
33.35%
- Max
- 43.37%
- UPS
- 33.35%
- Q3
- 20.89%
- Median
- 10.23%
- Q1
- 1.87%
- Min
- -18.46%
Net Margin (TTM)
Union Pacific (UNP) at 29.20% retains a top-quartile share of revenue as profit, ahead of United Parcel Service (UPS) at 5.94%, which keeps about the industry-typical share.
UNP
Transportation industry group
29.20%
- Max
- 43.82%
- UNP
- 29.20%
- Q3
- 18.74%
- Median
- 4.89%
- Q1
- 0.49%
- Min
- -9.62%
UPS
Transportation industry group
5.94%
- Max
- 43.82%
- Q3
- 18.74%
- UPS
- 5.94%
- Median
- 4.89%
- Q1
- 0.49%
- Min
- -9.62%
Operating Margin (TTM)
Union Pacific (UNP) at 40.36% operates in the top operating margin quartile, ahead of United Parcel Service (UPS) at 6.33%, which runs around its industry’s norm.
UNP
Transportation industry group
40.36%
- Max
- 54.53%
- UNP
- 40.36%
- Q3
- 23.98%
- Median
- 6.34%
- Q1
- 1.12%
- Min
- -32.41%
UPS
Transportation industry group
6.33%
- Max
- 54.53%
- Q3
- 23.98%
- Median
- 6.34%
- UPS
- 6.33%
- Q1
- 1.12%
- Min
- -32.41%
Profitability Metrics
| Metric | UNP | UPS |
|---|---|---|
| ROE (TTM) | 40.69% | 33.35% |
| ROA (TTM) | 9.14% | 7.19% |
| Net Margin (TTM) | 29.20% | 5.94% |
| Operating Margin (TTM) | 40.36% | 6.33% |
| Gross Margin (TTM) | 56.53% | 22.45% |
Growth
Revenue Growth
Revenue Growth Metrics
| Metric | UNP | UPS |
|---|---|---|
| Revenue Growth (YoY) | 1.07% | -2.65% |
| Revenue Growth (3Y CAGR) | -0.49% | -4.04% |
EPS Growth
EPS Growth Metrics
| Metric | UNP | UPS |
|---|---|---|
| EPS Growth (YoY) | 8.03% | -2.81% |
| EPS Growth (3Y CAGR) | 2.24% | -20.79% |
Financial Strength
Current Ratio (MRQ)
Both Union Pacific (UNP) at 0.92 and United Parcel Service (UPS) at 1.21 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.
UNP
Transportation industry group
0.92
- Max
- 2.26
- Q3
- 1.59
- Median
- 1.13
- UNP
- 0.92
- Q1
- 0.78
- Min
- 0.19
UPS
Transportation industry group
1.21
- Max
- 2.26
- Q3
- 1.59
- UPS
- 1.21
- Median
- 1.13
- Q1
- 0.78
- Min
- 0.19
Debt / Equity (MRQ)
Union Pacific (UNP) at 1.62 carries an industry-typical debt-to-equity mix, while United Parcel Service (UPS) at 1.82 uses more debt funding than most peers.
UNP
Transportation industry group
1.62
- Max
- 3.37
- Q3
- 1.70
- UNP
- 1.62
- Median
- 0.76
- Q1
- 0.36
- Min
- 0.00
UPS
Transportation industry group
1.82
- Max
- 3.37
- UPS
- 1.82
- Q3
- 1.70
- Median
- 0.76
- Q1
- 0.36
- Min
- 0.00
Financial Strength Metrics
| Metric | UNP | UPS |
|---|---|---|
| Current Ratio (MRQ) | 0.92 | 1.21 |
| Debt / Equity (MRQ) | 1.62 | 1.82 |
| Net Debt / EBITDA | 2.42 | 1.93 |
Dividends
Dividend Yield (TTM)
Union Pacific (UNP) at 2.01% earns its spot in the top quartile of its industry’s yields; United Parcel Service (UPS) at 6.07% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.
UNP
Transportation industry group
2.01%
- Max
- 3.33%
- UNP
- 2.01%
- Q3
- 1.47%
- Median
- 0.52%
- Q1
- 0.00%
- Min
- 0.00%
UPS
Transportation industry group
6.07%
- UPS
- 6.07%
- Max
- 3.33%
- Q3
- 1.47%
- Median
- 0.52%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
United Parcel Service (UPS) reports payout ratio above 100% at 106.15%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Union Pacific (UNP) reports 45.10%, ranking against industry peers normally.
UNP
Transportation industry group
45.10%
- Max
- 106.15%
- Q3
- 45.20%
- UNP
- 45.10%
- Median
- 20.02%
- Q1
- 0.00%
- Min
- 0.00%
UPS
Transportation industry group
106.15%
- UPS
- 106.15%
- Max
- 106.15%
- Q3
- 45.20%
- Median
- 20.02%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | UNP | UPS |
|---|---|---|
| Dividend Yield (TTM) | 2.01% | 6.07% |
| Dividend Payout Ratio (TTM) | 45.10% | 106.15% |
Valuation
P/E Ratio (TTM)
Both Union Pacific (UNP) at 22.37 and United Parcel Service (UPS) at 17.39 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
UNP
Transportation industry group
22.37
- Max
- 82.00
- Q3
- 45.23
- UNP
- 22.37
- Median
- 22.35
- Q1
- 13.74
- Min
- 0.00
UPS
Transportation industry group
17.39
- Max
- 82.00
- Q3
- 45.23
- Median
- 22.35
- UPS
- 17.39
- Q1
- 13.74
- Min
- 0.00
P/S Ratio (TTM)
United Parcel Service (UPS) at 1.03 prices around its industry’s typical P/S ratio, while Union Pacific (UNP) at 6.54 clears its benchmark range — UNP looks notably rich on sales.
UNP
Transportation industry group
6.54
- UNP
- 6.54
- Max
- 4.39
- Q3
- 2.14
- Median
- 1.17
- Q1
- 0.59
- Min
- 0.08
UPS
Transportation industry group
1.03
- Max
- 4.39
- Q3
- 2.14
- Median
- 1.17
- UPS
- 1.03
- Q1
- 0.59
- Min
- 0.08
P/B Ratio (MRQ)
Both Union Pacific (UNP) at 8.32 and United Parcel Service (UPS) at 5.62 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.
UNP
Transportation industry group
8.32
- Max
- 8.78
- UNP
- 8.32
- Q3
- 4.45
- Median
- 2.13
- Q1
- 1.20
- Min
- -2.93
UPS
Transportation industry group
5.62
- Max
- 8.78
- UPS
- 5.62
- Q3
- 4.45
- Median
- 2.13
- Q1
- 1.20
- Min
- -2.93
Valuation Metrics
| Metric | UNP | UPS |
|---|---|---|
| P/E Ratio (TTM) | 22.37 | 17.39 |
| P/S Ratio (TTM) | 6.54 | 1.03 |
| P/B Ratio (MRQ) | 8.32 | 5.62 |
| Free Cash Flow Yield (TTM) | 2.50% | 5.06% |