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UHAL vs. XPO: U-Haul vs. XPO Stock Comparison

How do U-Haul (UHAL) and XPO (XPO) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

U-Haul (UHAL) and XPO (XPO) are both classified in the Cargo Ground Transportation sub-industry within the broader Ground Transportation industry, placing them in the closest GICS peer bucket.

Company profile comparison for U-Haul (UHAL) and XPO (XPO)
Profile ItemUHALXPO
NameU-Haul Holding CompanyXPO, Inc.
Country/RegionUnited StatesUnited States
GICS SectorIndustrialsIndustrials
GICS Industry GroupTransportationTransportation
GICS IndustryGround TransportationGround Transportation
GICS Sub-IndustryCargo Ground TransportationCargo Ground Transportation
Market Capitalization11.01 billion USD20.62 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateNovember 4, 1994October 7, 2003
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

UHAL
XPO
GSPC
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U-Haul (UHAL) vs. XPO (XPO), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for U-Haul (UHAL) and XPO (XPO). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for U-Haul (UHAL) and XPO (XPO). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for U-Haul (UHAL) and XPO (XPO)
MetricUHALXPO
Total Return (1Y)7.10%32.98%
Total Return (3Y, Annualized)2.77%32.39%
Total Return (5Y, Annualized)-5.22%32.42%

Risk Profile

Drawdown History

UHAL
XPO
GSPC
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U-Haul (UHAL) vs. XPO (XPO), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for U-Haul (UHAL) and XPO (XPO). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for U-Haul (UHAL) and XPO (XPO)
MetricUHALXPO
Volatility (1Y, Annualized)34.63%41.59%
Beta (5Y)1.061.88
Max Drawdown (5Y)-46.19%-46.99%
Avg. Volume (3M)147.08K1.09M

Risk-Adjusted Performance

Risk-Return Positioning

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UHAL and XPO are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for U-Haul (UHAL) and XPO (XPO)
MetricUHALXPO
Sharpe Ratio (1Y)0.080.69
Sortino Ratio (1Y)0.121.05

Profitability

ROE (TTM)

XPO (XPO) at 26.54% sits in the top ROE quartile, while U-Haul (UHAL) at 1.23% is in the bottom quartile, showing a clear gap in returns on equity.

UHAL

Transportation industry group

1.23%

Max
45.08%
Q3
22.02%
Median
13.94%
Q1
2.89%
UHAL
1.23%
Min
-10.45%

XPO

Transportation industry group

26.54%

Max
45.08%
XPO
26.54%
Q3
22.02%
Median
13.94%
Q1
2.89%
Min
-10.45%
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U-Haul (UHAL) vs. XPO (XPO): A comparison of their ROE against the Transportation industry group benchmark.

Net Margin (TTM)

XPO (XPO) at 5.69% keeps about the industry-typical share of revenue as profit, while U-Haul (UHAL) at 1.54% retains only a bottom-quartile share.

UHAL

Transportation industry group

1.54%

Max
50.36%
Q3
21.18%
Median
5.58%
Q1
1.55%
UHAL
1.54%
Min
-11.37%

XPO

Transportation industry group

5.69%

Max
50.36%
Q3
21.18%
XPO
5.69%
Median
5.58%
Q1
1.55%
Min
-11.37%
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U-Haul (UHAL) vs. XPO (XPO): A comparison of their net margin against the Transportation industry group benchmark.

Operating Margin (TTM)

Both U-Haul (UHAL) at 14.92% and XPO (XPO) at 12.60% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

UHAL

Transportation industry group

14.92%

Max
59.18%
Q3
29.30%
UHAL
14.92%
Median
11.50%
Q1
4.62%
Min
-8.91%

XPO

Transportation industry group

12.60%

Max
59.18%
Q3
29.30%
XPO
12.60%
Median
11.50%
Q1
4.62%
Min
-8.91%
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U-Haul (UHAL) vs. XPO (XPO): A comparison of their operating margin against the Transportation industry group benchmark.

Profitability Metrics

Profitability metrics for U-Haul (UHAL) and XPO (XPO)
MetricUHALXPO
ROE (TTM)1.23%26.54%
ROA (TTM)1.39%7.12%
Net Margin (TTM)1.54%5.69%
Operating Margin (TTM)14.92%12.60%
Gross Margin (TTM)28.43%19.30%

Growth

Revenue Growth

Both U-Haul (UHAL) at 3.59% and XPO (XPO) at 1.05% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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U-Haul (UHAL) vs. XPO (XPO): A comparison of their Revenue Growth across different time periods.

EPS Growth

XPO (XPO) at -18.27% is around its peer norm for EPS growth, while U-Haul (UHAL) at -85.80% drops into the bottom quartile, signaling weaker earnings momentum.

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U-Haul (UHAL) vs. XPO (XPO): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for U-Haul (UHAL) and XPO (XPO)
MetricUHALXPO
Revenue Growth (YoY)3.59%1.05%
Revenue Growth (3Y CAGR)0.97%1.86%
EPS Growth (YoY)-85.80%-18.27%
EPS Growth (3Y CAGR)-64.88%-22.90%

Financial Strength

Current Ratio (MRQ)

Both U-Haul (UHAL) at 1.02 and XPO (XPO) at 0.99 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

UHAL

Transportation industry group

1.02

Max
2.58
Q3
1.62
Median
1.16
UHAL
1.02
Q1
0.78
Min
0.22

XPO

Transportation industry group

0.99

Max
2.58
Q3
1.62
Median
1.16
XPO
0.99
Q1
0.78
Min
0.22
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U-Haul (UHAL) vs. XPO (XPO): A comparison of their current ratio against the Transportation industry group benchmark.

Debt / Equity (MRQ)

U-Haul (UHAL) at 1.07 carries an industry-typical debt-to-equity mix, while XPO (XPO) at 2.01 uses more debt funding than most peers.

UHAL

Transportation industry group

1.07

Max
2.75
Q3
1.37
UHAL
1.07
Median
0.78
Q1
0.35
Min
0.00

XPO

Transportation industry group

2.01

Max
2.75
XPO
2.01
Q3
1.37
Median
0.78
Q1
0.35
Min
0.00
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U-Haul (UHAL) vs. XPO (XPO): A comparison of their debt-to-equity ratio against the Transportation industry group benchmark.

Financial Strength Metrics

Financial strength metrics for U-Haul (UHAL) and XPO (XPO)
MetricUHALXPO
Current Ratio (MRQ)1.020.99
Debt / Equity (MRQ)1.072.01
Net Debt / EBITDA9.162.53

Dividends

Dividend Yield (TTM)

Neither U-Haul (UHAL) nor XPO (XPO) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

UHAL

Transportation industry group

0.00%

Max
4.68%
Q3
1.99%
Median
0.74%
UHAL
0.00%
Q1
0.00%
Min
0.00%

XPO

Transportation industry group

0.00%

Max
4.68%
Q3
1.99%
Median
0.74%
XPO
0.00%
Q1
0.00%
Min
0.00%
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U-Haul (UHAL) vs. XPO (XPO): A comparison of their dividend yield against the Transportation industry group benchmark.

Dividend Payout Ratio (TTM)

Neither U-Haul (UHAL) nor XPO (XPO) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

UHAL

Transportation industry group

0.00%

Max
100.89%
Q3
41.68%
Median
20.43%
UHAL
0.00%
Q1
0.00%
Min
0.00%

XPO

Transportation industry group

0.00%

Max
100.89%
Q3
41.68%
Median
20.43%
XPO
0.00%
Q1
0.00%
Min
0.00%
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U-Haul (UHAL) vs. XPO (XPO): A comparison of their payout ratio against the Transportation industry group benchmark.

Dividend Metrics

Dividend metrics for U-Haul (UHAL) and XPO (XPO)
MetricUHALXPO
Dividend Yield (TTM)0.00%0.00%
Dividend Payout Ratio (TTM)0.00%0.00%

Valuation

P/E Ratio (TTM)

Both look expensive on trailing earnings: XPO (XPO) at 41.64 sits in the richer P/E ratio quartile, and U-Haul (UHAL) at 183.03 is richer still, above its industry range.

UHAL

Transportation industry group

183.03

UHAL
183.03
Max
46.76
Q3
30.87
Median
20.58
Q1
10.44
Min
0.00

XPO

Transportation industry group

41.64

Max
46.76
XPO
41.64
Q3
30.87
Median
20.58
Q1
10.44
Min
0.00
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U-Haul (UHAL) vs. XPO (XPO): A comparison of their P/E ratio against the Transportation industry group benchmark.

P/S Ratio (TTM)

U-Haul (UHAL) at 1.79 is priced about in line with its industry on P/S ratio, while XPO (XPO) at 2.33 sits in the pricier quartile — XPO costs more per dollar of sales.

UHAL

Transportation industry group

1.79

Max
4.35
Q3
2.07
UHAL
1.79
Median
0.93
Q1
0.53
Min
0.04

XPO

Transportation industry group

2.33

Max
4.35
XPO
2.33
Q3
2.07
Median
0.93
Q1
0.53
Min
0.04
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U-Haul (UHAL) vs. XPO (XPO): A comparison of their P/S ratio against the Transportation industry group benchmark.

P/B Ratio (MRQ)

U-Haul (UHAL) at 1.40 sits near its industry’s typical P/B ratio, while XPO (XPO) at 10.45 prices above its benchmark range — XPO looks rich relative to book.

UHAL

Transportation industry group

1.40

Max
6.29
Q3
3.39
Median
1.90
UHAL
1.40
Q1
1.03
Min
-2.07

XPO

Transportation industry group

10.45

XPO
10.45
Max
6.29
Q3
3.39
Median
1.90
Q1
1.03
Min
-2.07
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U-Haul (UHAL) vs. XPO (XPO): A comparison of their P/B ratio against the Transportation industry group benchmark.

Valuation Metrics

Valuation metrics for U-Haul (UHAL) and XPO (XPO)
MetricUHALXPO
P/E Ratio (TTM)183.0341.64
P/S Ratio (TTM)1.792.33
P/B Ratio (MRQ)1.4010.45
Free Cash Flow Yield (TTM)-13.85%2.71%