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UHAL vs. UPS: U-Haul vs. United Parcel Service Stock Comparison

How do U-Haul (UHAL) and United Parcel Service (UPS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

U-Haul (UHAL) and United Parcel Service (UPS) both fall under the Transportation industry group, but UHAL is classified in Ground Transportation while UPS is classified in Air Freight & Logistics.

Company profile comparison for U-Haul (UHAL) and United Parcel Service (UPS)
Profile ItemUHALUPS
NameU-Haul Holding CompanyUnited Parcel Service, Inc. Class B Common Stock
Country/RegionUnited StatesUnited States
GICS SectorIndustrialsIndustrials
GICS Industry GroupTransportationTransportation
GICS IndustryGround TransportationAir Freight & Logistics
GICS Sub-IndustryCargo Ground TransportationAir Freight & Logistics
Market Capitalization11.01 billion USD92.21 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateNovember 4, 1994November 10, 1999
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

UHAL
UPS
GSPC
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U-Haul (UHAL) vs. United Parcel Service (UPS), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for U-Haul (UHAL) and United Parcel Service (UPS). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for U-Haul (UHAL) and United Parcel Service (UPS). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for U-Haul (UHAL) and United Parcel Service (UPS)
MetricUHALUPS
Total Return (1Y)7.10%23.57%
Total Return (3Y, Annualized)2.77%-1.91%
Total Return (5Y, Annualized)-5.22%-7.66%

Risk Profile

Drawdown History

UHAL
UPS
GSPC
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U-Haul (UHAL) vs. United Parcel Service (UPS), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for U-Haul (UHAL) and United Parcel Service (UPS). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for U-Haul (UHAL) and United Parcel Service (UPS)
MetricUHALUPS
Volatility (1Y, Annualized)34.63%29.76%
Beta (5Y)1.060.95
Max Drawdown (5Y)-46.19%-57.92%
Avg. Volume (3M)147.08K4.77M

Risk-Adjusted Performance

Risk-Return Positioning

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UHAL and UPS are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for U-Haul (UHAL) and United Parcel Service (UPS)
MetricUHALUPS
Sharpe Ratio (1Y)0.080.65
Sortino Ratio (1Y)0.120.89

Profitability

ROE (TTM)

United Parcel Service (UPS) at 28.65% sits in the top ROE quartile, while U-Haul (UHAL) at 1.23% is in the bottom quartile, showing a clear gap in returns on equity.

UHAL

Transportation industry group

1.23%

Max
45.08%
Q3
22.02%
Median
13.94%
Q1
2.89%
UHAL
1.23%
Min
-10.45%

UPS

Transportation industry group

28.65%

Max
45.08%
UPS
28.65%
Q3
22.02%
Median
13.94%
Q1
2.89%
Min
-10.45%
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U-Haul (UHAL) vs. United Parcel Service (UPS): A comparison of their ROE against the Transportation industry group benchmark.

Net Margin (TTM)

United Parcel Service (UPS) at 4.84% keeps about the industry-typical share of revenue as profit, while U-Haul (UHAL) at 1.54% retains only a bottom-quartile share.

UHAL

Transportation industry group

1.54%

Max
50.36%
Q3
21.18%
Median
5.58%
Q1
1.55%
UHAL
1.54%
Min
-11.37%

UPS

Transportation industry group

4.84%

Max
50.36%
Q3
21.18%
Median
5.58%
UPS
4.84%
Q1
1.55%
Min
-11.37%
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U-Haul (UHAL) vs. United Parcel Service (UPS): A comparison of their net margin against the Transportation industry group benchmark.

Operating Margin (TTM)

Both U-Haul (UHAL) at 14.92% and United Parcel Service (UPS) at 9.28% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

UHAL

Transportation industry group

14.92%

Max
59.18%
Q3
29.30%
UHAL
14.92%
Median
11.50%
Q1
4.62%
Min
-8.91%

UPS

Transportation industry group

9.28%

Max
59.18%
Q3
29.30%
Median
11.50%
UPS
9.28%
Q1
4.62%
Min
-8.91%
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U-Haul (UHAL) vs. United Parcel Service (UPS): A comparison of their operating margin against the Transportation industry group benchmark.

Profitability Metrics

Profitability metrics for U-Haul (UHAL) and United Parcel Service (UPS)
MetricUHALUPS
ROE (TTM)1.23%28.65%
ROA (TTM)1.39%7.23%
Net Margin (TTM)1.54%4.84%
Operating Margin (TTM)14.92%9.28%
Gross Margin (TTM)28.43%22.37%

Growth

Revenue Growth

U-Haul (UHAL) at 3.59% is around its peer norm for revenue growth, while United Parcel Service (UPS) at -2.65% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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U-Haul (UHAL) vs. United Parcel Service (UPS): A comparison of their Revenue Growth across different time periods.

EPS Growth

United Parcel Service (UPS) at -2.81% is around its peer norm for EPS growth, while U-Haul (UHAL) at -85.80% drops into the bottom quartile, signaling weaker earnings momentum.

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U-Haul (UHAL) vs. United Parcel Service (UPS): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for U-Haul (UHAL) and United Parcel Service (UPS)
MetricUHALUPS
Revenue Growth (YoY)3.59%-2.65%
Revenue Growth (3Y CAGR)0.97%-4.04%
EPS Growth (YoY)-85.80%-2.81%
EPS Growth (3Y CAGR)-64.88%-20.79%

Financial Strength

Current Ratio (MRQ)

Both U-Haul (UHAL) at 1.02 and United Parcel Service (UPS) at 1.24 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

UHAL

Transportation industry group

1.02

Max
2.58
Q3
1.62
Median
1.16
UHAL
1.02
Q1
0.78
Min
0.22

UPS

Transportation industry group

1.24

Max
2.58
Q3
1.62
UPS
1.24
Median
1.16
Q1
0.78
Min
0.22
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U-Haul (UHAL) vs. United Parcel Service (UPS): A comparison of their current ratio against the Transportation industry group benchmark.

Debt / Equity (MRQ)

U-Haul (UHAL) at 1.07 carries an industry-typical debt-to-equity mix, while United Parcel Service (UPS) at 2.03 uses more debt funding than most peers.

UHAL

Transportation industry group

1.07

Max
2.75
Q3
1.37
UHAL
1.07
Median
0.78
Q1
0.35
Min
0.00

UPS

Transportation industry group

2.03

Max
2.75
UPS
2.03
Q3
1.37
Median
0.78
Q1
0.35
Min
0.00
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U-Haul (UHAL) vs. United Parcel Service (UPS): A comparison of their debt-to-equity ratio against the Transportation industry group benchmark.

Financial Strength Metrics

Financial strength metrics for U-Haul (UHAL) and United Parcel Service (UPS)
MetricUHALUPS
Current Ratio (MRQ)1.021.24
Debt / Equity (MRQ)1.072.03
Net Debt / EBITDA9.161.94

Dividends

Dividend Yield (TTM)

U-Haul (UHAL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile United Parcel Service (UPS) reports a yield of 5.91%, ranking against industry peers normally.

UHAL

Transportation industry group

0.00%

Max
4.68%
Q3
1.99%
Median
0.74%
UHAL
0.00%
Q1
0.00%
Min
0.00%

UPS

Transportation industry group

5.91%

UPS
5.91%
Max
4.68%
Q3
1.99%
Median
0.74%
Q1
0.00%
Min
0.00%
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U-Haul (UHAL) vs. United Parcel Service (UPS): A comparison of their dividend yield against the Transportation industry group benchmark.

Dividend Payout Ratio (TTM)

United Parcel Service (UPS) reports payout ratio above 100% at 126.40%, meaning dividends exceeded current-period earnings; U-Haul (UHAL) pays no dividend (payout 0.00%).

UHAL

Transportation industry group

0.00%

Max
100.89%
Q3
41.68%
Median
20.43%
UHAL
0.00%
Q1
0.00%
Min
0.00%

UPS

Transportation industry group

126.40%

UPS
126.40%
Max
100.89%
Q3
41.68%
Median
20.43%
Q1
0.00%
Min
0.00%
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U-Haul (UHAL) vs. United Parcel Service (UPS): A comparison of their payout ratio against the Transportation industry group benchmark.

Dividend Metrics

Dividend metrics for U-Haul (UHAL) and United Parcel Service (UPS)
MetricUHALUPS
Dividend Yield (TTM)0.00%5.91%
Dividend Payout Ratio (TTM)0.00%126.40%

Valuation

P/E Ratio (TTM)

United Parcel Service (UPS) at 20.87 is near its industry’s usual P/E ratio, while U-Haul (UHAL) at 183.03 sits above its peer range — an unusually expensive price for UHAL’s trailing earnings.

UHAL

Transportation industry group

183.03

UHAL
183.03
Max
46.76
Q3
30.87
Median
20.58
Q1
10.44
Min
0.00

UPS

Transportation industry group

20.87

Max
46.76
Q3
30.87
UPS
20.87
Median
20.58
Q1
10.44
Min
0.00
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U-Haul (UHAL) vs. United Parcel Service (UPS): A comparison of their P/E ratio against the Transportation industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both U-Haul (UHAL) at 1.79 and United Parcel Service (UPS) at 1.01 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

UHAL

Transportation industry group

1.79

Max
4.35
Q3
2.07
UHAL
1.79
Median
0.93
Q1
0.53
Min
0.04

UPS

Transportation industry group

1.01

Max
4.35
Q3
2.07
UPS
1.01
Median
0.93
Q1
0.53
Min
0.04
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U-Haul (UHAL) vs. United Parcel Service (UPS): A comparison of their P/S ratio against the Transportation industry group benchmark.

P/B Ratio (MRQ)

U-Haul (UHAL) at 1.40 is valued about in line with its industry on P/B ratio, while United Parcel Service (UPS) at 6.15 carries an above-peer premium to book — UPS is pricier on assets.

UHAL

Transportation industry group

1.40

Max
6.29
Q3
3.39
Median
1.90
UHAL
1.40
Q1
1.03
Min
-2.07

UPS

Transportation industry group

6.15

Max
6.29
UPS
6.15
Q3
3.39
Median
1.90
Q1
1.03
Min
-2.07
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U-Haul (UHAL) vs. United Parcel Service (UPS): A comparison of their P/B ratio against the Transportation industry group benchmark.

Valuation Metrics

Valuation metrics for U-Haul (UHAL) and United Parcel Service (UPS)
MetricUHALUPS
P/E Ratio (TTM)183.0320.87
P/S Ratio (TTM)1.791.01
P/B Ratio (MRQ)1.406.15
Free Cash Flow Yield (TTM)-13.85%6.79%