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UBS vs. WFC: UBS vs. Wells Fargo Stock Comparison

How do UBS (UBS) and Wells Fargo (WFC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

UBS (UBS) and Wells Fargo (WFC) share the Financials sector but sit in different industry groups — UBS in Financial Services and WFC in Banks.

Company profile comparison for UBS (UBS) and Wells Fargo (WFC)
Profile ItemUBSWFC
NameUBS Group AGWells Fargo & Company
Country/RegionSwitzerlandUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesBanks
GICS IndustryCapital MarketsBanks
GICS Sub-IndustryDiversified Capital MarketsDiversified Banks
Market Capitalization144.79 billion USD251.98 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMay 16, 2000June 1, 1972
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

UBS
WFC
GSPC
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UBS (UBS) vs. Wells Fargo (WFC), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for UBS (UBS) and Wells Fargo (WFC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for UBS (UBS) and Wells Fargo (WFC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for UBS (UBS) and Wells Fargo (WFC)
MetricUBSWFC
Total Return (1Y)30.78%2.40%
Total Return (3Y, Annualized)29.39%31.75%
Total Return (5Y, Annualized)25.00%14.35%

Risk Profile

Drawdown History

UBS
WFC
GSPC
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UBS (UBS) vs. Wells Fargo (WFC), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for UBS (UBS) and Wells Fargo (WFC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for UBS (UBS) and Wells Fargo (WFC)
MetricUBSWFC
Volatility (1Y, Annualized)27.78%26.11%
Beta (5Y)1.150.91
Max Drawdown (5Y)-32.48%-37.10%
Avg. Volume (3M)1.93M14.10M

Risk-Adjusted Performance

Risk-Return Positioning

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UBS and WFC are plotted by 1-year volatility (risk) and 1-year return. Each dashed Capital Allocation Line uses that stock's own industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for UBS (UBS) and Wells Fargo (WFC)
MetricUBSWFC
Sharpe Ratio (1Y)0.95-0.07
Sortino Ratio (1Y)1.44-0.10

Profitability

ROE (TTM)

Capital efficiency shows on one side only: Wells Fargo (WFC) earns 12.91% on shareholders’ equity, ranked against its industry; UBS (UBS) has no ROE this period.

UBS

Financial Services industry group

--

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
UBS
--

WFC

Banks industry group

12.91%

Max
19.84%
Q3
13.67%
WFC
12.91%
Median
11.49%
Q1
9.50%
Min
3.64%
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UBS (UBS) vs. Wells Fargo (WFC): UBS does not report ROE, so it has no value marker; WFC is benchmarked against the Banks industry group.

Net Margin (TTM)

Both UBS (UBS) at 18.18% and Wells Fargo (WFC) at 27.64% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

UBS

Financial Services industry group

18.18%

Max
62.84%
Q3
28.05%
UBS
18.18%
Median
15.36%
Q1
4.82%
Min
-28.52%

WFC

Banks industry group

27.64%

Max
47.19%
Q3
35.25%
Median
31.21%
WFC
27.64%
Q1
27.11%
Min
14.93%
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UBS (UBS) vs. Wells Fargo (WFC): A comparison of their net margin against their respective Financial Services and Banks industry group benchmarks.

Operating Margin (TTM)

UBS (UBS) reports operating margin of 27.10%; Wells Fargo (WFC) doesn’t report a comparable line — in Banks, funding costs sit inside the core business rather than below an operating line, so profitability is better judged on net margin or ROE.

UBS

Financial Services industry group

27.10%

Max
107.33%
Q3
55.90%
Median
30.09%
UBS
27.10%
Q1
14.60%
Min
-44.34%

WFC

Banks industry group

--

WFC
--
Max
--
Q3
--
Median
--
Q1
--
Min
--
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UBS (UBS) vs. Wells Fargo (WFC): WFC’s operating margin is not assessed under the Banks industry convention, so the chart shows available visual context for UBS only.

Profitability Metrics

Profitability metrics for UBS (UBS) and Wells Fargo (WFC)
MetricUBSWFC
ROE (TTM)--12.91%
ROA (TTM)--1.08%
Net Margin (TTM)18.18%27.64%
Operating Margin (TTM)27.10%--
Gross Margin (TTM)----

Growth

Revenue Growth

UBS (UBS) at 4.30% is around its peer norm for revenue growth, while Wells Fargo (WFC) at 1.70% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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UBS (UBS) vs. Wells Fargo (WFC): A comparison of their Revenue Growth across different time periods.

EPS Growth

UBS (UBS) at 55.26% sits in the top EPS growth quartile, while Wells Fargo (WFC) at 16.57% is closer to the peer norm — faster per-share earnings growth for UBS.

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UBS (UBS) vs. Wells Fargo (WFC): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for UBS (UBS) and Wells Fargo (WFC)
MetricUBSWFC
Revenue Growth (YoY)4.30%1.70%
Revenue Growth (3Y CAGR)12.44%4.02%
EPS Growth (YoY)55.26%16.57%
EPS Growth (3Y CAGR)1.60%25.86%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: UBS (UBS) in Financial Services and Wells Fargo (WFC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: UBS (UBS) in Financial Services and Wells Fargo (WFC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for UBS (UBS) and Wells Fargo (WFC)
MetricUBSWFC
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

UBS (UBS) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Wells Fargo (WFC) reports a yield of 2.19%, ranking against industry peers normally.

UBS

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
UBS
0.00%
Q1
0.00%
Min
0.00%

WFC

Banks industry group

2.19%

Max
5.79%
Q3
3.18%
Median
2.39%
WFC
2.19%
Q1
1.20%
Min
0.00%
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UBS (UBS) vs. Wells Fargo (WFC): A comparison of their dividend yield against their respective Financial Services and Banks industry group benchmarks.

Dividend Payout Ratio (TTM)

Both UBS (UBS) at 36.30% and Wells Fargo (WFC) at 26.09% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

UBS

Financial Services industry group

36.30%

Max
241.07%
Q3
97.36%
UBS
36.30%
Median
25.77%
Q1
0.00%
Min
0.00%

WFC

Banks industry group

26.09%

Max
70.75%
Q3
41.28%
Median
29.26%
WFC
26.09%
Q1
18.98%
Min
0.00%
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UBS (UBS) vs. Wells Fargo (WFC): A comparison of their payout ratio against their respective Financial Services and Banks industry group benchmarks.

Dividend Metrics

Dividend metrics for UBS (UBS) and Wells Fargo (WFC)
MetricUBSWFC
Dividend Yield (TTM)0.00%2.19%
Dividend Payout Ratio (TTM)36.30%26.09%

Valuation

P/E Ratio (TTM)

Both UBS (UBS) at 15.77 and Wells Fargo (WFC) at 11.84 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

UBS

Financial Services industry group

15.77

Max
45.85
Q3
24.64
UBS
15.77
Median
15.37
Q1
9.68
Min
0.16

WFC

Banks industry group

11.84

Max
18.16
Q3
13.75
WFC
11.84
Median
11.81
Q1
10.64
Min
6.49
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UBS (UBS) vs. Wells Fargo (WFC): A comparison of their P/E ratio against their respective Financial Services and Banks industry group benchmarks.

P/S Ratio (TTM)

UBS (UBS) shows P/S ratio of 2.71; for Wells Fargo (WFC) the multiple is skipped — in Banks, income is dominated by interest spread rather than a conventional revenue line, so pricing per dollar of sales loses meaning and book- or earnings-based multiples carry the comparison.

UBS

Financial Services industry group

2.71

Max
9.23
Q3
4.57
Median
2.72
UBS
2.71
Q1
1.28
Min
-0.55

WFC

Banks industry group

--

WFC
--
Max
--
Q3
--
Median
--
Q1
--
Min
--
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UBS (UBS) vs. Wells Fargo (WFC): WFC’s P/S ratio is not assessed under the Banks industry convention, so the chart shows available visual context for UBS only.

P/B Ratio (MRQ)

UBS (UBS) at 1.64 is valued about in line with its industry on P/B ratio, while Wells Fargo (WFC) at 1.59 carries an above-peer premium to book — WFC is pricier on assets.

UBS

Financial Services industry group

1.64

Max
7.79
Q3
3.63
UBS
1.64
Median
1.57
Q1
0.81
Min
-0.39

WFC

Banks industry group

1.59

Max
2.28
WFC
1.59
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59
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UBS (UBS) vs. Wells Fargo (WFC): A comparison of their P/B ratio against their respective Financial Services and Banks industry group benchmarks.

Valuation Metrics

Valuation metrics for UBS (UBS) and Wells Fargo (WFC)
MetricUBSWFC
P/E Ratio (TTM)15.7711.84
P/S Ratio (TTM)2.71--
P/B Ratio (MRQ)1.641.59
Free Cash Flow Yield (TTM)----