HSBC (HSBC) vs. Wells Fargo (WFC)
This page compares HSBC (HSBC) with Wells Fargo (WFC) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.
Company Profile
HSBC (HSBC) and Wells Fargo (WFC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Wells Fargo (WFC) trades as a standard ordinary-equity line, while HSBC (HSBC) is an ADR tied to a foreign-share or depositary-receipt structure — compare with FX exposure, program fees, and dividend-withholding-tax differences in mind.
| Symbol | HSBC | WFC |
|---|---|---|
| Name | HSBC Holdings plc Sponsored ADR | Wells Fargo & Company |
| Country/Region | United Kingdom | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 306.40 billion USD | 250.94 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | July 16, 1999 | June 1, 1972 |
| Security Type | ADR | Common Stock |
Valuation
Price-to-Earnings Ratio (TTM)
Both HSBC (HSBC) at 14.77 and Wells Fargo (WFC) at 12.67 post Price-to-Earnings Ratio (TTM) near the typical industry midpoint — neither company stands out strongly from peers on trailing earnings multiple.
HSBC
Banks industry group
14.77
- Max
- 21.00
- Q3
- 15.02
- Median
- 12.55
- Q1
- 10.95
- Min
- 5.90
WFC
Banks industry group
12.67
- Max
- 21.00
- Q3
- 15.02
- Median
- 12.55
- Q1
- 10.95
- Min
- 5.90
Price-to-Sales Ratio (TTM)
Price-to-Sales Ratio (TTM) isn’t a meaningful figure for either HSBC (HSBC) in Banks or Wells Fargo (WFC) in Banks under our convention.
HSBC
Banks industry group
4.80
- Max
- 6.00
- Q3
- 4.33
- Median
- 3.68
- Q1
- 3.17
- Min
- 1.73
WFC
Banks industry group
3.09
- Max
- 6.00
- Q3
- 4.33
- Median
- 3.68
- Q1
- 3.17
- Min
- 1.73
Price-to-Book Ratio (MRQ)
Both look rich against book: Wells Fargo (WFC) at 1.54 sits in the upper Price-to-Book Ratio (MRQ) quartile, and HSBC (HSBC) at 7.03 prices even higher, above its industry range.
HSBC
Banks industry group
7.03
- Max
- 2.06
- Q3
- 1.53
- Median
- 1.26
- Q1
- 1.11
- Min
- 0.62
WFC
Banks industry group
1.54
- Max
- 2.06
- Q3
- 1.53
- Median
- 1.26
- Q1
- 1.11
- Min
- 0.62
Valuation at a Glance
| Symbol | HSBC | WFC |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 14.77 | 12.67 |
| Price-to-Sales Ratio (TTM) | 4.80 | 3.09 |
| Price-to-Book Ratio (MRQ) | 7.03 | 1.54 |
| Free Cash Flow Yield | -- | -- |
Profitability
Return on Equity (TTM)
Both HSBC (HSBC) at 11.61% and Wells Fargo (WFC) at 12.03% post Return on Equity (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on this measure.
HSBC
Banks industry group
11.61%
- Max
- 19.84%
- Q3
- 13.11%
- Median
- 10.82%
- Q1
- 8.56%
- Min
- 3.15%
WFC
Banks industry group
12.03%
- Max
- 19.84%
- Q3
- 13.11%
- Median
- 10.82%
- Q1
- 8.56%
- Min
- 3.15%
Net Profit Margin (TTM)
HSBC (HSBC) at 34.98% retains a top-quartile share of revenue as profit, ahead of Wells Fargo (WFC) at 26.74%, which keeps about the industry-typical share.
HSBC
Banks industry group
34.98%
- Max
- 47.55%
- Q3
- 34.64%
- Median
- 30.31%
- Q1
- 25.75%
- Min
- 12.76%
WFC
Banks industry group
26.74%
- Max
- 47.55%
- Q3
- 34.64%
- Median
- 30.31%
- Q1
- 25.75%
- Min
- 12.76%
Operating Profit Margin (TTM)
Operating Profit Margin (TTM) isn’t a meaningful figure for either HSBC (HSBC) in Banks or Wells Fargo (WFC) in Banks under our convention.
HSBC
Banks industry group
50.68%
- Max
- 65.49%
- Q3
- 47.71%
- Median
- 42.03%
- Q1
- 35.80%
- Min
- 22.32%
WFC
Banks industry group
29.45%
- Max
- 65.49%
- Q3
- 47.71%
- Median
- 42.03%
- Q1
- 35.80%
- Min
- 22.32%
Profitability at a Glance
| Symbol | HSBC | WFC |
|---|---|---|
| Return on Equity (TTM) | 11.61% | 12.03% |
| Return on Assets (TTM) | 0.72% | 1.05% |
| Net Profit Margin (TTM) | 34.98% | 26.74% |
| Operating Profit Margin (TTM) | 50.68% | 29.45% |
| Gross Profit Margin (TTM) | 0.00% | 0.00% |
Growth
Revenue Growth
Revenue Growth at a Glance
| Symbol | HSBC | WFC |
|---|---|---|
| 1-Year Revenue Growth | -1.74% | 1.70% |
| 3-Year Revenue CAGR | 7.22% | 4.02% |
EPS Growth
EPS Growth at a Glance
| Symbol | HSBC | WFC |
|---|---|---|
| 1-Year EPS Growth | -3.23% | 16.57% |
| 3-Year EPS CAGR | 17.49% | 25.86% |
Financial Strength
Current Ratio (MRQ)
Current Ratio (MRQ) isn’t a meaningful figure for either HSBC (HSBC) in Banks or Wells Fargo (WFC) in Banks under our convention.
HSBC
Banks industry group
--
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
WFC
Banks industry group
--
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
Debt-to-Equity Ratio (MRQ)
Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either HSBC (HSBC) in Banks or Wells Fargo (WFC) in Banks under our convention.
HSBC
Banks industry group
--
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
WFC
Banks industry group
--
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
Financial Strength at a Glance
| Symbol | HSBC | WFC |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt-to-Equity Ratio (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
HSBC (HSBC) at 4.20% reports Dividend Yield (TTM) in the top quartile of industry peers, ahead of Wells Fargo (WFC) at 2.20%, which sits around the industry mid-range.
HSBC
Banks industry group
4.20%
- Max
- 5.68%
- Q3
- 3.37%
- Median
- 2.63%
- Q1
- 1.78%
- Min
- 0.00%
WFC
Banks industry group
2.20%
- Max
- 5.68%
- Q3
- 3.37%
- Median
- 2.63%
- Q1
- 1.78%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Wells Fargo (WFC) at 27.05% maintains Dividend Payout Ratio (TTM) around its industry median — a balanced dividend policy. HSBC (HSBC) at 61.98% sits outside the typical mid-range, leaning toward more retention or more distribution than the industry median.
HSBC
Banks industry group
61.98%
- Max
- 74.88%
- Q3
- 42.74%
- Median
- 29.08%
- Q1
- 19.87%
- Min
- 0.00%
WFC
Banks industry group
27.05%
- Max
- 74.88%
- Q3
- 42.74%
- Median
- 29.08%
- Q1
- 19.87%
- Min
- 0.00%
Dividends at a Glance
| Symbol | HSBC | WFC |
|---|---|---|
| Dividend Yield (TTM) | 4.20% | 2.20% |
| Dividend Payout Ratio (TTM) | 61.98% | 27.05% |
Performance & Risk
Performance & Risk at a Glance
| Symbol | HSBC | WFC |
|---|---|---|
| 1-Year Return | 60.06% | 8.39% |
| 1-Year Volatility | 26.30% | 26.82% |
| Beta | 0.59 | 0.92 |
| 3-Month Avg. Volume | 1.91M | 17.27M |