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HSBC vs. WFC: HSBC vs. Wells Fargo Stock Comparison

How do HSBC (HSBC) and Wells Fargo (WFC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

HSBC (HSBC) and Wells Fargo (WFC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Wells Fargo (WFC) trades as ordinary local shares, while HSBC (HSBC) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for HSBC (HSBC) and Wells Fargo (WFC)
Profile ItemHSBCWFC
NameHSBC Holdings plc Sponsored ADRWells Fargo & Company
Country/RegionUnited KingdomUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization326.12 billion USD252.89 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJuly 16, 1999June 1, 1972
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

HSBC
WFC
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HSBC (HSBC) vs. Wells Fargo (WFC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for HSBC (HSBC) and Wells Fargo (WFC). Returns over one year are annualized.

Performance Metrics

Price performance metrics for HSBC (HSBC) and Wells Fargo (WFC)
MetricHSBCWFC
Total Return (1Y)64.10%5.41%

Risk Profile

Drawdown History

HSBC
WFC
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HSBC (HSBC) vs. Wells Fargo (WFC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk Metrics

Risk profile metrics for HSBC (HSBC) and Wells Fargo (WFC)
MetricHSBCWFC
Volatility (1Y, Annualized)27.03%26.61%
Beta (5Y)0.580.93
Avg. Volume (3M)1.75M16.50M

Risk-Adjusted Performance

Risk-Return Positioning

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HSBC and WFC are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Profitability

ROE (TTM)

Both HSBC (HSBC) at 11.61% and Wells Fargo (WFC) at 12.03% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

HSBC

Banks industry group

11.61%

Max
19.15%
Q3
13.03%
HSBC
11.61%
Median
10.82%
Q1
8.56%
Min
3.15%

WFC

Banks industry group

12.03%

Max
19.15%
Q3
13.03%
WFC
12.03%
Median
10.82%
Q1
8.56%
Min
3.15%
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HSBC (HSBC) vs. Wells Fargo (WFC): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

HSBC (HSBC) at 34.98% retains a top-quartile share of revenue as profit, ahead of Wells Fargo (WFC) at 26.74%, which keeps about the industry-typical share.

HSBC

Banks industry group

34.98%

Max
47.55%
HSBC
34.98%
Q3
34.56%
Median
30.17%
Q1
25.36%
Min
12.11%

WFC

Banks industry group

26.74%

Max
47.55%
Q3
34.56%
Median
30.17%
WFC
26.74%
Q1
25.36%
Min
12.11%
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HSBC (HSBC) vs. Wells Fargo (WFC): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for HSBC (HSBC) in Banks and Wells Fargo (WFC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for HSBC (HSBC) and Wells Fargo (WFC)
MetricHSBCWFC
ROE (TTM)11.61%12.03%
ROA (TTM)0.72%1.05%
Net Margin (TTM)34.98%26.74%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

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HSBC (HSBC) vs. Wells Fargo (WFC): A comparison of their Revenue Growth across different time periods.

Revenue Growth Metrics

Revenue growth metrics for HSBC (HSBC) and Wells Fargo (WFC)
MetricHSBCWFC
Revenue Growth (YoY)5.38%1.70%
Revenue Growth (3Y CAGR)9.75%4.02%

EPS Growth

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HSBC (HSBC) vs. Wells Fargo (WFC): A comparison of their EPS Growth across different time periods.

EPS Growth Metrics

EPS growth metrics for HSBC (HSBC) and Wells Fargo (WFC)
MetricHSBCWFC
EPS Growth (YoY)-3.23%16.57%
EPS Growth (3Y CAGR)17.49%25.86%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: HSBC (HSBC) in Banks and Wells Fargo (WFC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: HSBC (HSBC) in Banks and Wells Fargo (WFC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for HSBC (HSBC) and Wells Fargo (WFC)
MetricHSBCWFC
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Wells Fargo (WFC) at 2.10% pays a yield in its industry’s typical range, while HSBC (HSBC) at 0.79% falls in the bottom quartile of its peers.

HSBC

Banks industry group

0.79%

Max
5.31%
Q3
3.21%
Median
2.34%
Q1
1.29%
HSBC
0.79%
Min
0.00%

WFC

Banks industry group

2.10%

Max
5.31%
Q3
3.21%
Median
2.34%
WFC
2.10%
Q1
1.29%
Min
0.00%
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HSBC (HSBC) vs. Wells Fargo (WFC): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Wells Fargo (WFC) at 27.05% pays out a band-typical share of earnings, while HSBC (HSBC) at 61.98% distributes more than its industry norm — less retained, thinner cover.

HSBC

Banks industry group

61.98%

Max
74.88%
HSBC
61.98%
Q3
42.43%
Median
28.93%
Q1
19.66%
Min
0.00%

WFC

Banks industry group

27.05%

Max
74.88%
Q3
42.43%
Median
28.93%
WFC
27.05%
Q1
19.66%
Min
0.00%
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HSBC (HSBC) vs. Wells Fargo (WFC): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for HSBC (HSBC) and Wells Fargo (WFC)
MetricHSBCWFC
Dividend Yield (TTM)0.79%2.10%
Dividend Payout Ratio (TTM)61.98%27.05%

Valuation

P/E Ratio (TTM)

Wells Fargo (WFC) at 12.77 is near its industry’s usual P/E ratio, while HSBC (HSBC) at 15.72 sits in the richer quartile — HSBC needs stronger growth or earnings quality to justify the premium.

HSBC

Banks industry group

15.72

Max
20.85
HSBC
15.72
Q3
15.72
Median
13.20
Q1
11.71
Min
6.98

WFC

Banks industry group

12.77

Max
20.85
Q3
15.72
Median
13.20
WFC
12.77
Q1
11.71
Min
6.98
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HSBC (HSBC) vs. Wells Fargo (WFC): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both HSBC (HSBC) in Banks and Wells Fargo (WFC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Wells Fargo (WFC) at 1.55 sits near its industry’s typical P/B ratio, while HSBC (HSBC) at 7.48 prices above its benchmark range — HSBC looks rich relative to book.

HSBC

Banks industry group

7.48

HSBC
7.48
Max
2.27
Q3
1.61
Median
1.34
Q1
1.15
Min
0.67

WFC

Banks industry group

1.55

Max
2.27
Q3
1.61
WFC
1.55
Median
1.34
Q1
1.15
Min
0.67
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HSBC (HSBC) vs. Wells Fargo (WFC): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for HSBC (HSBC) and Wells Fargo (WFC)
MetricHSBCWFC
P/E Ratio (TTM)15.7212.77
P/S Ratio (TTM)----
P/B Ratio (MRQ)7.481.55
Free Cash Flow Yield (TTM)----