HSBC (HSBC) vs. Wells Fargo (WFC)
This page compares HSBC (HSBC) with Wells Fargo (WFC) using historical performance, profitability, financial strength, growth, dividend, and valuation metrics.
Company Profile
HSBC (HSBC) and Wells Fargo (WFC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Wells Fargo (WFC) trades as a standard ordinary-equity line, while HSBC (HSBC) is an ADR tied to a foreign-share or depositary-receipt structure — compare with FX exposure, program fees, and dividend-withholding-tax differences in mind.
| Symbol | HSBC | WFC |
|---|---|---|
| Company Name | HSBC Holdings plc | Wells Fargo & Company |
| Country/Region | United Kingdom | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 303.42 billion USD | 228.14 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | July 16, 1999 | June 1, 1972 |
| Security Type | ADR | Common Stock |
Historical Performance
Historical Performance at a Glance
| Symbol | HSBC | WFC |
|---|---|---|
| 5-Day Price Return | -0.91% | 1.39% |
| 13-Week Price Return | 7.12% | -14.70% |
| 26-Week Price Return | 20.68% | -13.51% |
| 52-Week Price Return | 49.99% | -1.99% |
| Month-to-Date Return | -1.65% | -9.34% |
| Year-to-Date Return | 13.03% | -20.01% |
| 10-Day Avg. Volume | 15.76M | 19.87M |
| 3-Month Avg. Volume | 14.96M | 17.68M |
| 3-Month Volatility | 37.78% | 30.43% |
| Beta | 1.68 | 0.98 |
Profitability
Return on Equity (TTM)
Both HSBC (HSBC) at 8.99% and Wells Fargo (WFC) at 12.02% post Return on Equity (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on this measure.
HSBC
Banks industry group
8.99%
- Max
- 19.43%
- Q3
- 13.59%
- Median
- 10.42%
- Q1
- 8.86%
- Min
- 4.22%
WFC
Banks industry group
12.02%
- Max
- 19.43%
- Q3
- 13.59%
- Median
- 10.42%
- Q1
- 8.86%
- Min
- 4.22%
Net Profit Margin (TTM)
HSBC (HSBC) at 34.16% ranks in the top quartile for Net Profit Margin (TTM), while Wells Fargo (WFC) at 22.19% falls into the bottom quartile.
HSBC
Banks industry group
34.16%
- Max
- 45.10%
- Q3
- 33.38%
- Median
- 28.75%
- Q1
- 23.67%
- Min
- 9.48%
WFC
Banks industry group
22.19%
- Max
- 45.10%
- Q3
- 33.38%
- Median
- 28.75%
- Q1
- 23.67%
- Min
- 9.48%
Operating Profit Margin (TTM)
Operating Profit Margin (TTM) isn’t a meaningful figure for either HSBC (HSBC) in Banks or Wells Fargo (WFC) in Banks under our convention.
HSBC
Banks industry group
40.44%
- Max
- 59.75%
- Q3
- 42.28%
- Median
- 36.16%
- Q1
- 30.13%
- Min
- 12.28%
WFC
Banks industry group
25.35%
- Max
- 59.75%
- Q3
- 42.28%
- Median
- 36.16%
- Q1
- 30.13%
- Min
- 12.28%
Profitability at a Glance
| Symbol | HSBC | WFC |
|---|---|---|
| Return on Equity (TTM) | 8.99% | 12.02% |
| Return on Assets (TTM) | 0.54% | 1.03% |
| Net Profit Margin (TTM) | 34.16% | 22.19% |
| Operating Profit Margin (TTM) | 40.44% | 25.35% |
| Gross Profit Margin (TTM) | -- | -- |
Financial Strength
Current Ratio (MRQ)
Current Ratio (MRQ) isn’t a meaningful figure for either HSBC (HSBC) in Banks or Wells Fargo (WFC) in Banks under our convention.
HSBC
Banks industry group
--
- Max
- 0.20
- Q3
- 0.16
- Median
- 0.13
- Q1
- 0.09
- Min
- 0.06
WFC
Banks industry group
--
- Max
- 0.20
- Q3
- 0.16
- Median
- 0.13
- Q1
- 0.09
- Min
- 0.06
Debt-to-Equity Ratio (MRQ)
Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either HSBC (HSBC) in Banks or Wells Fargo (WFC) in Banks under our convention.
HSBC
Banks industry group
1.62
- Max
- 2.32
- Q3
- 0.99
- Median
- 0.21
- Q1
- 0.10
- Min
- 0.00
WFC
Banks industry group
2.53
- Max
- 2.32
- Q3
- 0.99
- Median
- 0.21
- Q1
- 0.10
- Min
- 0.00
Interest Coverage Ratio (TTM)
Interest Coverage Ratio (TTM) isn’t a meaningful figure for either HSBC (HSBC) in Banks or Wells Fargo (WFC) in Banks under our convention.
HSBC
Banks industry group
--
- Max
- 1.51
- Q3
- 0.91
- Median
- 0.30
- Q1
- -0.30
- Min
- -0.91
WFC
Banks industry group
--
- Max
- 1.51
- Q3
- 0.91
- Median
- 0.30
- Q1
- -0.30
- Min
- -0.91
Financial Strength at a Glance
| Symbol | HSBC | WFC |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Quick Ratio (MRQ) | -- | -- |
| Debt-to-Equity Ratio (MRQ) | 1.62 | 2.53 |
| Interest Coverage Ratio (TTM) | -- | -- |
Growth
Revenue Growth
Revenue Growth at a Glance
| Symbol | HSBC | WFC |
|---|---|---|
| Revenue Growth (MRQ vs Prior YoY) | 15.51% | 52.43% |
| Revenue Growth (TTM vs Prior YoY) | 109.08% | 72.75% |
| 3-Year Revenue CAGR | 0.22% | -6.53% |
| 5-Year Revenue CAGR | 6.08% | -1.72% |
EPS Growth
EPS Growth at a Glance
| Symbol | HSBC | WFC |
|---|---|---|
| EPS Growth (MRQ vs Prior YoY) | 2.77% | 14.35% |
| EPS Growth (TTM vs Prior YoY) | 12.26% | 15.48% |
| 3-Year EPS CAGR | 17.72% | 22.68% |
| 5-Year EPS CAGR | 37.51% | 51.79% |
Dividend
Dividend Yield (TTM)
HSBC (HSBC) at 4.37% reports Dividend Yield (TTM) in the top quartile of industry peers, ahead of Wells Fargo (WFC) at 2.88%, which sits around the industry mid-range.
HSBC
Banks industry group
4.37%
- Max
- 5.97%
- Q3
- 3.66%
- Median
- 2.90%
- Q1
- 2.08%
- Min
- 0.00%
WFC
Banks industry group
2.88%
- Max
- 5.97%
- Q3
- 3.66%
- Median
- 2.90%
- Q1
- 2.08%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
HSBC (HSBC) reports an unusual Dividend Payout Ratio (TTM) of 139.32% — outside the typical 0–100% range, indicating either negative earnings (negative ratio) or dividends above current-period earnings (above 100%), both signaling sustainability concerns. Meanwhile Wells Fargo (WFC) reports 30.20%, ranking against industry peers normally.
HSBC
Banks industry group
139.32%
- Max
- 82.25%
- Q3
- 49.73%
- Median
- 36.98%
- Q1
- 27.46%
- Min
- 0.00%
WFC
Banks industry group
30.20%
- Max
- 82.25%
- Q3
- 49.73%
- Median
- 36.98%
- Q1
- 27.46%
- Min
- 0.00%
Dividend at a Glance
| Symbol | HSBC | WFC |
|---|---|---|
| Dividend Yield (TTM) | 4.37% | 2.88% |
| Dividend Payout Ratio (TTM) | 139.32% | 30.20% |
Valuation
Price-to-Earnings Ratio (TTM)
Both HSBC (HSBC) at 13.82 and Wells Fargo (WFC) at 10.49 post Price-to-Earnings Ratio (TTM) near the typical industry midpoint — neither company stands out strongly from peers on trailing earnings multiple.
HSBC
Banks industry group
13.82
- Max
- 20.82
- Q3
- 14.78
- Median
- 11.87
- Q1
- 10.36
- Min
- 5.23
WFC
Banks industry group
10.49
- Max
- 20.82
- Q3
- 14.78
- Median
- 11.87
- Q1
- 10.36
- Min
- 5.23
Price-to-Sales Ratio (TTM)
Price-to-Sales Ratio (TTM) isn’t a meaningful figure for either HSBC (HSBC) in Banks or Wells Fargo (WFC) in Banks under our convention.
HSBC
Banks industry group
1.74
- Max
- 4.88
- Q3
- 3.19
- Median
- 2.36
- Q1
- 1.99
- Min
- 0.52
WFC
Banks industry group
1.91
- Max
- 4.88
- Q3
- 3.19
- Median
- 2.36
- Q1
- 1.99
- Min
- 0.52
Price-to-Book Ratio (MRQ)
Both HSBC (HSBC) at 1.43 and Wells Fargo (WFC) at 1.37 post Price-to-Book Ratio (MRQ) near the typical industry midpoint — neither company stands out strongly from peers on book-value multiple.
HSBC
Banks industry group
1.43
- Max
- 2.17
- Q3
- 1.47
- Median
- 1.16
- Q1
- 1.00
- Min
- 0.57
WFC
Banks industry group
1.37
- Max
- 2.17
- Q3
- 1.47
- Median
- 1.16
- Q1
- 1.00
- Min
- 0.57
Valuation at a Glance
| Symbol | HSBC | WFC |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 13.82 | 10.49 |
| Price-to-Sales Ratio (TTM) | 1.74 | 1.91 |
| Price-to-Book Ratio (MRQ) | 1.43 | 1.37 |
| Price-to-Free Cash Flow Ratio (TTM) | 12.28 | 17.16 |