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Bank of America (BAC) vs. Wells Fargo (WFC)

This page compares Bank of America (BAC) with Wells Fargo (WFC) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.

Company Profile

Bank of America (BAC) and Wells Fargo (WFC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

SymbolBACWFC
NameBank of America CorporationWells Fargo & Company
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization366.18 billion USD237.29 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateFebruary 21, 1973June 1, 1972
Security TypeCommon StockCommon Stock

Valuation

Price-to-Earnings Ratio (TTM)

Both Bank of America (BAC) at 12.80 and Wells Fargo (WFC) at 11.98 post Price-to-Earnings Ratio (TTM) near the typical industry midpoint — neither company stands out strongly from peers on trailing earnings multiple.

BAC

Banks industry group

12.80

Max
20.34
Q3
14.75
Median
12.16
Q1
10.66
Min
5.61

WFC

Banks industry group

11.98

Max
20.34
Q3
14.75
Median
12.16
Q1
10.66
Min
5.61
Bank of America (BAC) vs. Wells Fargo (WFC): A comparison of their Price-to-Earnings Ratio (TTM) against the Banks industry group benchmark.

Price-to-Sales Ratio (TTM)

Price-to-Sales Ratio (TTM) isn’t a meaningful figure for either Bank of America (BAC) in Banks or Wells Fargo (WFC) in Banks under our convention.

BAC

Banks industry group

3.34

Max
5.91
Q3
4.24
Median
3.60
Q1
3.09
Min
1.75

WFC

Banks industry group

2.92

Max
5.91
Q3
4.24
Median
3.60
Q1
3.09
Min
1.75
Bank of America (BAC) vs. Wells Fargo (WFC): A comparison of their Price-to-Sales Ratio (TTM) against the Banks industry group benchmark.

Price-to-Book Ratio (MRQ)

On Price-to-Book Ratio (MRQ), both Bank of America (BAC) at 1.33 and Wells Fargo (WFC) at 1.46 are valued close to their industries’ norm against book — neither stands out from peers.

BAC

Banks industry group

1.33

Max
2.10
Q3
1.49
Median
1.23
Q1
1.08
Min
0.65

WFC

Banks industry group

1.46

Max
2.10
Q3
1.49
Median
1.23
Q1
1.08
Min
0.65
Bank of America (BAC) vs. Wells Fargo (WFC): A comparison of their Price-to-Book Ratio (MRQ) against the Banks industry group benchmark.

Valuation at a Glance

SymbolBACWFC
Price-to-Earnings Ratio (TTM)12.8011.98
Price-to-Sales Ratio (TTM)3.342.92
Price-to-Book Ratio (MRQ)1.331.46
Free Cash Flow Yield----

Profitability

Return on Equity (TTM)

Both Bank of America (BAC) at 10.64% and Wells Fargo (WFC) at 12.03% post Return on Equity (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on this measure.

BAC

Banks industry group

10.64%

Max
19.15%
Q3
13.05%
Median
10.80%
Q1
8.55%
Min
3.15%

WFC

Banks industry group

12.03%

Max
19.15%
Q3
13.05%
Median
10.80%
Q1
8.55%
Min
3.15%
Bank of America (BAC) vs. Wells Fargo (WFC): A comparison of their Return on Equity (TTM) against the Banks industry group benchmark.

Net Profit Margin (TTM)

Both Bank of America (BAC) at 28.96% and Wells Fargo (WFC) at 26.74% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

BAC

Banks industry group

28.96%

Max
47.55%
Q3
34.63%
Median
30.25%
Q1
25.53%
Min
12.11%

WFC

Banks industry group

26.74%

Max
47.55%
Q3
34.63%
Median
30.25%
Q1
25.53%
Min
12.11%
Bank of America (BAC) vs. Wells Fargo (WFC): A comparison of their Net Profit Margin (TTM) against the Banks industry group benchmark.

Operating Profit Margin (TTM)

Operating Profit Margin (TTM) isn’t a meaningful figure for either Bank of America (BAC) in Banks or Wells Fargo (WFC) in Banks under our convention.

BAC

Banks industry group

35.96%

Max
65.49%
Q3
47.76%
Median
42.12%
Q1
35.81%
Min
22.32%

WFC

Banks industry group

29.45%

Max
65.49%
Q3
47.76%
Median
42.12%
Q1
35.81%
Min
22.32%
Bank of America (BAC) vs. Wells Fargo (WFC): A comparison of their Operating Profit Margin (TTM) against the Banks industry group benchmark.

Profitability at a Glance

SymbolBACWFC
Return on Equity (TTM)10.64%12.03%
Return on Assets (TTM)0.93%1.05%
Net Profit Margin (TTM)28.96%26.74%
Operating Profit Margin (TTM)35.96%29.45%
Gross Profit Margin (TTM)0.00%0.00%

Growth

Revenue Growth

Bank of America (BAC) vs. Wells Fargo (WFC): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

SymbolBACWFC
1-Year Revenue Growth6.84%1.70%
3-Year Revenue CAGR6.00%4.02%

EPS Growth

Bank of America (BAC) vs. Wells Fargo (WFC): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

SymbolBACWFC
1-Year EPS Growth18.69%16.57%
3-Year EPS CAGR6.10%25.86%

Financial Strength

Current Ratio (MRQ)

Current Ratio (MRQ) isn’t a meaningful figure for either Bank of America (BAC) in Banks or Wells Fargo (WFC) in Banks under our convention.

BAC

Banks industry group

--

Max
--
Q3
--
Median
--
Q1
--
Min
--

WFC

Banks industry group

--

Max
--
Q3
--
Median
--
Q1
--
Min
--
Bank of America (BAC) vs. Wells Fargo (WFC): A comparison of their Current Ratio (MRQ). No industry group benchmark is available for either stock for this metric.

Debt-to-Equity Ratio (MRQ)

Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either Bank of America (BAC) in Banks or Wells Fargo (WFC) in Banks under our convention.

BAC

Banks industry group

--

Max
--
Q3
--
Median
--
Q1
--
Min
--

WFC

Banks industry group

--

Max
--
Q3
--
Median
--
Q1
--
Min
--
Bank of America (BAC) vs. Wells Fargo (WFC): A comparison of their Debt-to-Equity Ratio (MRQ). No industry group benchmark is available for either stock for this metric.

Financial Strength at a Glance

SymbolBACWFC
Current Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Bank of America (BAC) at 2.17% and Wells Fargo (WFC) at 2.32% report Dividend Yield (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on cash yield relative to share price.

BAC

Banks industry group

2.17%

Max
5.75%
Q3
3.53%
Median
2.79%
Q1
1.98%
Min
0.03%

WFC

Banks industry group

2.32%

Max
5.75%
Q3
3.53%
Median
2.79%
Q1
1.98%
Min
0.03%
Bank of America (BAC) vs. Wells Fargo (WFC): A comparison of their Dividend Yield (TTM) against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both Bank of America (BAC) at 27.30% and Wells Fargo (WFC) at 27.05% maintain Dividend Payout Ratio (TTM) around their industries’ median — balanced dividend policy on both sides, returning cash while leaving part of reported earnings available for reinvestment or balance-sheet flexibility.

BAC

Banks industry group

27.30%

Max
77.19%
Q3
43.01%
Median
29.09%
Q1
19.90%
Min
0.00%

WFC

Banks industry group

27.05%

Max
77.19%
Q3
43.01%
Median
29.09%
Q1
19.90%
Min
0.00%
Bank of America (BAC) vs. Wells Fargo (WFC): A comparison of their Dividend Payout Ratio (TTM) against the Banks industry group benchmark.

Dividends at a Glance

SymbolBACWFC
Dividend Yield (TTM)2.17%2.32%
Dividend Payout Ratio (TTM)27.30%27.05%

Performance & Risk

BAC
WFC
Loading price history…
Bank of America (BAC) vs. Wells Fargo (WFC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Performance & Risk at a Glance

SymbolBACWFC
1-Year Return19.26%6.35%
1-Year Volatility21.29%26.40%
Beta1.190.94
3-Month Avg. Volume37.99M17.55M