UAL vs. UHAL: United Airlines vs. U-Haul Stock Comparison
How do United Airlines (UAL) and U-Haul (UHAL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
United Airlines (UAL) and U-Haul (UHAL) both fall under the Transportation industry group, but UAL is classified in Passenger Airlines while UHAL is classified in Ground Transportation.
| Profile Item | UAL | UHAL |
|---|---|---|
| Name | United Airlines Holdings, Inc. | U-Haul Holding Company |
| Country/Region | United States | United States |
| GICS Sector | Industrials | Industrials |
| GICS Industry Group | Transportation | Transportation |
| GICS Industry | Passenger Airlines | Ground Transportation |
| GICS Sub-Industry | Passenger Airlines | Cargo Ground Transportation |
| Market Capitalization | 36.63 billion USD | 11.01 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | February 6, 2006 | November 4, 1994 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | UAL | UHAL |
|---|---|---|
| Total Return (1Y) | 22.35% | 7.10% |
| Total Return (3Y, Annualized) | 47.27% | 2.77% |
| Total Return (5Y, Annualized) | 17.68% | -5.22% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | UAL | UHAL |
|---|---|---|
| Volatility (1Y, Annualized) | 48.88% | 34.63% |
| Beta (5Y) | 1.32 | 1.06 |
| Max Drawdown (5Y) | -49.19% | -46.19% |
| Avg. Volume (3M) | 4.24M | 147.08K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | UAL | UHAL |
|---|---|---|
| Sharpe Ratio (1Y) | 0.37 | 0.08 |
| Sortino Ratio (1Y) | 0.59 | 0.12 |
Profitability
ROE (TTM)
United Airlines (UAL) at 22.31% sits in the top ROE quartile, while U-Haul (UHAL) at 1.23% is in the bottom quartile, showing a clear gap in returns on equity.
UAL
Transportation industry group
22.31%
- Max
- 45.08%
- UAL
- 22.31%
- Q3
- 22.02%
- Median
- 13.94%
- Q1
- 2.89%
- Min
- -10.45%
UHAL
Transportation industry group
1.23%
- Max
- 45.08%
- Q3
- 22.02%
- Median
- 13.94%
- Q1
- 2.89%
- UHAL
- 1.23%
- Min
- -10.45%
Net Margin (TTM)
United Airlines (UAL) at 5.46% keeps about the industry-typical share of revenue as profit, while U-Haul (UHAL) at 1.54% retains only a bottom-quartile share.
UAL
Transportation industry group
5.46%
- Max
- 50.36%
- Q3
- 21.18%
- Median
- 5.58%
- UAL
- 5.46%
- Q1
- 1.55%
- Min
- -11.37%
UHAL
Transportation industry group
1.54%
- Max
- 50.36%
- Q3
- 21.18%
- Median
- 5.58%
- Q1
- 1.55%
- UHAL
- 1.54%
- Min
- -11.37%
Operating Margin (TTM)
Both United Airlines (UAL) at 7.03% and U-Haul (UHAL) at 14.92% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
UAL
Transportation industry group
7.03%
- Max
- 59.18%
- Q3
- 29.30%
- Median
- 11.50%
- UAL
- 7.03%
- Q1
- 4.62%
- Min
- -8.91%
UHAL
Transportation industry group
14.92%
- Max
- 59.18%
- Q3
- 29.30%
- UHAL
- 14.92%
- Median
- 11.50%
- Q1
- 4.62%
- Min
- -8.91%
Profitability Metrics
| Metric | UAL | UHAL |
|---|---|---|
| ROE (TTM) | 22.31% | 1.23% |
| ROA (TTM) | 3.31% | 1.39% |
| Net Margin (TTM) | 5.46% | 1.54% |
| Operating Margin (TTM) | 7.03% | 14.92% |
| Gross Margin (TTM) | 30.87% | 28.43% |
Growth
Revenue Growth
Both United Airlines (UAL) at 3.52% and U-Haul (UHAL) at 3.59% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
United Airlines (UAL) at 7.94% is around its peer norm for EPS growth, while U-Haul (UHAL) at -85.80% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | UAL | UHAL |
|---|---|---|
| Revenue Growth (YoY) | 3.52% | 3.59% |
| Revenue Growth (3Y CAGR) | 9.53% | 0.97% |
| EPS Growth (YoY) | 7.94% | -85.80% |
| EPS Growth (3Y CAGR) | 66.00% | -64.88% |
Financial Strength
Current Ratio (MRQ)
U-Haul (UHAL) at 1.02 keeps current ratio within its industry’s typical mid-range, while United Airlines (UAL) at 0.75 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for UAL.
UAL
Transportation industry group
0.75
- Max
- 2.58
- Q3
- 1.62
- Median
- 1.16
- Q1
- 0.78
- UAL
- 0.75
- Min
- 0.22
UHAL
Transportation industry group
1.02
- Max
- 2.58
- Q3
- 1.62
- Median
- 1.16
- UHAL
- 1.02
- Q1
- 0.78
- Min
- 0.22
Debt / Equity (MRQ)
U-Haul (UHAL) at 1.07 carries an industry-typical debt-to-equity mix, while United Airlines (UAL) at 1.93 uses more debt funding than most peers.
UAL
Transportation industry group
1.93
- Max
- 2.75
- UAL
- 1.93
- Q3
- 1.37
- Median
- 0.78
- Q1
- 0.35
- Min
- 0.00
UHAL
Transportation industry group
1.07
- Max
- 2.75
- Q3
- 1.37
- UHAL
- 1.07
- Median
- 0.78
- Q1
- 0.35
- Min
- 0.00
Financial Strength Metrics
| Metric | UAL | UHAL |
|---|---|---|
| Current Ratio (MRQ) | 0.75 | 1.02 |
| Debt / Equity (MRQ) | 1.93 | 1.07 |
| Net Debt / EBITDA | 2.79 | 9.16 |
Dividends
Dividend Yield (TTM)
Neither United Airlines (UAL) nor U-Haul (UHAL) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
UAL
Transportation industry group
0.00%
- Max
- 4.68%
- Q3
- 1.99%
- Median
- 0.74%
- UAL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
UHAL
Transportation industry group
0.00%
- Max
- 4.68%
- Q3
- 1.99%
- Median
- 0.74%
- UHAL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Neither United Airlines (UAL) nor U-Haul (UHAL) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
UAL
Transportation industry group
0.00%
- Max
- 100.89%
- Q3
- 41.68%
- Median
- 20.43%
- UAL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
UHAL
Transportation industry group
0.00%
- Max
- 100.89%
- Q3
- 41.68%
- Median
- 20.43%
- UHAL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | UAL | UHAL |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
P/E Ratio (TTM)
United Airlines (UAL) at 10.32 sits in the cheaper P/E ratio quartile, while U-Haul (UHAL) at 183.03 trades above its peer range — a wide earnings-valuation gap relative to industry peers.
UAL
Transportation industry group
10.32
- Max
- 46.76
- Q3
- 30.87
- Median
- 20.58
- Q1
- 10.44
- UAL
- 10.32
- Min
- 0.00
UHAL
Transportation industry group
183.03
- UHAL
- 183.03
- Max
- 46.76
- Q3
- 30.87
- Median
- 20.58
- Q1
- 10.44
- Min
- 0.00
P/S Ratio (TTM)
On P/S ratio, both United Airlines (UAL) at 0.56 and U-Haul (UHAL) at 1.79 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
UAL
Transportation industry group
0.56
- Max
- 4.35
- Q3
- 2.07
- Median
- 0.93
- UAL
- 0.56
- Q1
- 0.53
- Min
- 0.04
UHAL
Transportation industry group
1.79
- Max
- 4.35
- Q3
- 2.07
- UHAL
- 1.79
- Median
- 0.93
- Q1
- 0.53
- Min
- 0.04
P/B Ratio (MRQ)
On P/B ratio, both United Airlines (UAL) at 2.06 and U-Haul (UHAL) at 1.40 are valued close to their industries’ norm against book — neither stands out from peers.
UAL
Transportation industry group
2.06
- Max
- 6.29
- Q3
- 3.39
- UAL
- 2.06
- Median
- 1.90
- Q1
- 1.03
- Min
- -2.07
UHAL
Transportation industry group
1.40
- Max
- 6.29
- Q3
- 3.39
- Median
- 1.90
- UHAL
- 1.40
- Q1
- 1.03
- Min
- -2.07
Valuation Metrics
| Metric | UAL | UHAL |
|---|---|---|
| P/E Ratio (TTM) | 10.32 | 183.03 |
| P/S Ratio (TTM) | 0.56 | 1.79 |
| P/B Ratio (MRQ) | 2.06 | 1.40 |
| Free Cash Flow Yield (TTM) | -1.57% | -13.85% |