UAL vs. UHAL: A Head-to-Head Stock Comparison

Updated on August 24, 2025

Here’s a clear look at UAL and UHAL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	UAL	UHAL
Company Name	United Airlines Holdings, Inc.	U-Haul Holding Company
Country	United States	United States
GICS Sector	Industrials	Industrials
GICS Industry	Passenger Airlines	Ground Transportation
Market Capitalization	32.32 billion USD	9.87 billion USD
Exchange	NasdaqGS	NYSE
Listing Date	February 6, 2006	November 4, 1994
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of UAL and UHAL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

UAL vs. UHAL: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	UAL	UHAL
5-Day Price Return	0.71%	-1.73%
13-Week Price Return	26.99%	-12.04%
26-Week Price Return	-1.04%	-22.40%
52-Week Price Return	135.75%	-17.65%
Month-to-Date Return	13.06%	-1.00%
Year-to-Date Return	2.82%	-17.09%
10-Day Avg. Volume	5.22M	0.12M
3-Month Avg. Volume	7.44M	0.12M
3-Month Volatility	51.60%	24.03%
Beta	1.51	1.21

Profitability

Return on Equity (TTM)

UAL

26.43%

Passenger Airlines Industry

Max: 49.96%
Q3: 28.15%
Median: 15.41%
Q1: 8.29%
Min: -11.01%

UAL’s Return on Equity of 26.43% is on par with the norm for the Passenger Airlines industry, indicating its profitability relative to shareholder equity is typical for the sector.

UHAL

4.89%

Ground Transportation Industry

Max: 22.11%
Q3: 13.84%
Median: 9.66%
Q1: 7.55%
Min: 0.36%

UHAL’s Return on Equity of 4.89% is in the lower quartile for the Ground Transportation industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

UAL vs. UHAL: A comparison of their Return on Equity (TTM) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Net Profit Margin (TTM)

UAL

5.71%

Passenger Airlines Industry

Max: 17.65%
Q3: 8.90%
Median: 5.80%
Q1: 2.02%
Min: -3.12%

UAL’s Net Profit Margin of 5.71% is aligned with the median group of its peers in the Passenger Airlines industry. This indicates its ability to convert revenue into profit is typical for the sector.

UHAL

6.30%

Ground Transportation Industry

Max: 32.20%
Q3: 18.59%
Median: 7.11%
Q1: 4.13%
Min: -10.38%

UHAL’s Net Profit Margin of 6.30% is aligned with the median group of its peers in the Ground Transportation industry. This indicates its ability to convert revenue into profit is typical for the sector.

UAL vs. UHAL: A comparison of their Net Profit Margin (TTM) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Operating Profit Margin (TTM)

UAL

8.62%

Passenger Airlines Industry

Max: 22.47%
Q3: 12.33%
Median: 8.62%
Q1: 4.43%
Min: -2.88%

UAL’s Operating Profit Margin of 8.62% is around the midpoint for the Passenger Airlines industry, indicating that its efficiency in managing core business operations is typical for the sector.

UHAL

12.28%

Ground Transportation Industry

Max: 41.31%
Q3: 23.16%
Median: 11.33%
Q1: 6.82%
Min: -12.08%

UHAL’s Operating Profit Margin of 12.28% is around the midpoint for the Ground Transportation industry, indicating that its efficiency in managing core business operations is typical for the sector.

UAL vs. UHAL: A comparison of their Operating Profit Margin (TTM) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Profitability at a Glance

Symbol	UAL	UHAL
Return on Equity (TTM)	26.43%	4.89%
Return on Assets (TTM)	4.41%	1.83%
Net Profit Margin (TTM)	5.71%	6.30%
Operating Profit Margin (TTM)	8.62%	12.28%
Gross Profit Margin (TTM)	64.15%	36.65%

Financial Strength

Current Ratio (MRQ)

UAL

0.70

Passenger Airlines Industry

Max: 1.46
Q3: 0.94
Median: 0.76
Q1: 0.54
Min: 0.17

UAL’s Current Ratio of 0.70 aligns with the median group of the Passenger Airlines industry, indicating that its short-term liquidity is in line with its sector peers.

UHAL

0.80

Ground Transportation Industry

Max: 2.03
Q3: 1.26
Median: 0.89
Q1: 0.73
Min: 0.38

UHAL’s Current Ratio of 0.80 aligns with the median group of the Ground Transportation industry, indicating that its short-term liquidity is in line with its sector peers.

UAL vs. UHAL: A comparison of their Current Ratio (MRQ) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Debt-to-Equity Ratio (MRQ)

UAL

2.02

Passenger Airlines Industry

Max: 9.80
Q3: 4.82
Median: 1.30
Q1: 0.89
Min: 0.00

UAL’s Debt-to-Equity Ratio of 2.02 is typical for the Passenger Airlines industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

UHAL

0.96

Ground Transportation Industry

Max: 2.51
Q3: 1.51
Median: 1.06
Q1: 0.47
Min: 0.00

UHAL’s Debt-to-Equity Ratio of 0.96 is typical for the Ground Transportation industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

UAL vs. UHAL: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Interest Coverage Ratio (TTM)

UAL

5.76

Passenger Airlines Industry

Max: 22.60
Q3: 16.29
Median: 6.75
Q1: 1.94
Min: -8.55

UAL’s Interest Coverage Ratio of 5.76 is positioned comfortably within the norm for the Passenger Airlines industry, indicating a standard and healthy capacity to cover its interest payments.

UHAL

3.02

Ground Transportation Industry

Max: 51.07
Q3: 22.54
Median: 7.94
Q1: 2.72
Min: -24.57

UHAL’s Interest Coverage Ratio of 3.02 is positioned comfortably within the norm for the Ground Transportation industry, indicating a standard and healthy capacity to cover its interest payments.

UAL vs. UHAL: A comparison of their Interest Coverage Ratio (TTM) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Financial Strength at a Glance

Symbol	UAL	UHAL
Current Ratio (MRQ)	0.70	0.80
Quick Ratio (MRQ)	0.62	0.71
Debt-to-Equity Ratio (MRQ)	2.02	0.96
Interest Coverage Ratio (TTM)	5.76	3.02

Growth

Revenue Growth

UAL vs. UHAL: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

UAL vs. UHAL: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

UAL

0.00%

Passenger Airlines Industry

Max: 6.71%
Q3: 3.95%
Median: 1.10%
Q1: 0.00%
Min: 0.00%

UAL currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

UHAL

0.33%

Ground Transportation Industry

Max: 5.44%
Q3: 2.49%
Median: 1.53%
Q1: 0.39%
Min: 0.00%

UHAL’s Dividend Yield of 0.33% is in the lower quartile for the Ground Transportation industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

UAL vs. UHAL: A comparison of their Dividend Yield (TTM) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Dividend Payout Ratio (TTM)

UAL

0.00%

Passenger Airlines Industry

Max: 71.59%
Q3: 38.54%
Median: 8.16%
Q1: 0.00%
Min: 0.00%

UAL has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

UHAL

5.89%

Ground Transportation Industry

Max: 137.07%
Q3: 74.71%
Median: 41.16%
Q1: 15.12%
Min: 0.00%

UHAL’s Dividend Payout Ratio of 5.89% is in the lower quartile for the Ground Transportation industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

UAL vs. UHAL: A comparison of their Dividend Payout Ratio (TTM) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Dividend at a Glance

Symbol	UAL	UHAL
Dividend Yield (TTM)	0.00%	0.33%
Dividend Payout Ratio (TTM)	0.00%	5.89%

Valuation

Price-to-Earnings Ratio (TTM)

UAL

9.78

Passenger Airlines Industry

Max: 13.29
Q3: 11.94
Median: 8.78
Q1: 7.42
Min: 3.07

UAL’s P/E Ratio of 9.78 is within the middle range for the Passenger Airlines industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

UHAL

28.88

Ground Transportation Industry

Max: 42.59
Q3: 24.86
Median: 16.38
Q1: 12.79
Min: 4.37

A P/E Ratio of 28.88 places UHAL in the upper quartile for the Ground Transportation industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

UAL vs. UHAL: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Price-to-Sales Ratio (TTM)

UAL

0.56

Passenger Airlines Industry

Max: 1.09
Q3: 0.74
Median: 0.61
Q1: 0.44
Min: 0.09

UAL’s P/S Ratio of 0.56 aligns with the market consensus for the Passenger Airlines industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

UHAL

1.82

Ground Transportation Industry

Max: 4.02
Q3: 2.20
Median: 1.23
Q1: 0.87
Min: 0.22

UHAL’s P/S Ratio of 1.82 aligns with the market consensus for the Ground Transportation industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

UAL vs. UHAL: A comparison of their Price-to-Sales Ratio (TTM) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Price-to-Book Ratio (MRQ)

UAL

1.94

Passenger Airlines Industry

Max: 3.44
Q3: 2.89
Median: 1.84
Q1: 1.22
Min: 0.56

UAL’s P/B Ratio of 1.94 is within the conventional range for the Passenger Airlines industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

UHAL

1.56

Ground Transportation Industry

Max: 4.95
Q3: 2.78
Median: 1.38
Q1: 1.17
Min: 0.64

UHAL’s P/B Ratio of 1.56 is within the conventional range for the Ground Transportation industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

UAL vs. UHAL: A comparison of their Price-to-Book Ratio (MRQ) against their respective Passenger Airlines and Ground Transportation industry benchmarks.

Valuation at a Glance

Symbol	UAL	UHAL
Price-to-Earnings Ratio (TTM)	9.78	28.88
Price-to-Sales Ratio (TTM)	0.56	1.82
Price-to-Book Ratio (MRQ)	1.94	1.56
Price-to-Free Cash Flow Ratio (TTM)	8.00	53.29