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TJX vs. URBN: A Head-to-Head Stock Comparison

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Here’s a clear look at TJX and URBN, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolTJXURBN
Company NameThe TJX Companies, Inc.Urban Outfitters, Inc.
CountryUnited StatesUnited States
GICS SectorConsumer DiscretionaryConsumer Discretionary
GICS IndustrySpecialty RetailSpecialty Retail
Market Capitalization154.26 billion USD6.90 billion USD
ExchangeNYSENasdaqGS
Listing DateJune 26, 1987November 9, 1993
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of TJX and URBN by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

TJX vs. URBN: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolTJXURBN
5-Day Price Return4.00%0.33%
13-Week Price Return2.40%29.16%
26-Week Price Return9.87%34.11%
52-Week Price Return22.92%85.58%
Month-to-Date Return11.03%2.26%
Year-to-Date Return14.45%40.27%
10-Day Avg. Volume5.87M1.62M
3-Month Avg. Volume5.29M1.99M
3-Month Volatility17.75%57.89%
Beta0.921.30

Profitability

Return on Equity (TTM)

TJX

58.81%

Specialty Retail Industry

Max
61.19%
Q3
37.24%
Median
18.81%
Q1
8.92%
Min
-13.03%

In the upper quartile for the Specialty Retail industry, TJX’s Return on Equity of 58.81% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

URBN

18.91%

Specialty Retail Industry

Max
61.19%
Q3
37.24%
Median
18.81%
Q1
8.92%
Min
-13.03%

URBN’s Return on Equity of 18.91% is on par with the norm for the Specialty Retail industry, indicating its profitability relative to shareholder equity is typical for the sector.

TJX vs. URBN: A comparison of their Return on Equity (TTM) against the Specialty Retail industry benchmark.

Net Profit Margin (TTM)

TJX

8.47%

Specialty Retail Industry

Max
21.28%
Q3
10.68%
Median
6.08%
Q1
2.43%
Min
-4.54%

TJX’s Net Profit Margin of 8.47% is aligned with the median group of its peers in the Specialty Retail industry. This indicates its ability to convert revenue into profit is typical for the sector.

URBN

7.91%

Specialty Retail Industry

Max
21.28%
Q3
10.68%
Median
6.08%
Q1
2.43%
Min
-4.54%

URBN’s Net Profit Margin of 7.91% is aligned with the median group of its peers in the Specialty Retail industry. This indicates its ability to convert revenue into profit is typical for the sector.

TJX vs. URBN: A comparison of their Net Profit Margin (TTM) against the Specialty Retail industry benchmark.

Operating Profit Margin (TTM)

TJX

11.02%

Specialty Retail Industry

Max
33.35%
Q3
15.84%
Median
9.34%
Q1
3.83%
Min
-8.97%

TJX’s Operating Profit Margin of 11.02% is around the midpoint for the Specialty Retail industry, indicating that its efficiency in managing core business operations is typical for the sector.

URBN

9.29%

Specialty Retail Industry

Max
33.35%
Q3
15.84%
Median
9.34%
Q1
3.83%
Min
-8.97%

URBN’s Operating Profit Margin of 9.29% is around the midpoint for the Specialty Retail industry, indicating that its efficiency in managing core business operations is typical for the sector.

TJX vs. URBN: A comparison of their Operating Profit Margin (TTM) against the Specialty Retail industry benchmark.

Profitability at a Glance

SymbolTJXURBN
Return on Equity (TTM)58.81%18.91%
Return on Assets (TTM)15.26%10.14%
Net Profit Margin (TTM)8.47%7.91%
Operating Profit Margin (TTM)11.02%9.29%
Gross Profit Margin (TTM)30.48%35.34%

Financial Strength

Current Ratio (MRQ)

TJX

1.16

Specialty Retail Industry

Max
2.83
Q3
1.89
Median
1.39
Q1
1.11
Min
0.64

TJX’s Current Ratio of 1.16 aligns with the median group of the Specialty Retail industry, indicating that its short-term liquidity is in line with its sector peers.

URBN

1.40

Specialty Retail Industry

Max
2.83
Q3
1.89
Median
1.39
Q1
1.11
Min
0.64

URBN’s Current Ratio of 1.40 aligns with the median group of the Specialty Retail industry, indicating that its short-term liquidity is in line with its sector peers.

TJX vs. URBN: A comparison of their Current Ratio (MRQ) against the Specialty Retail industry benchmark.

Debt-to-Equity Ratio (MRQ)

TJX

0.34

Specialty Retail Industry

Max
3.02
Q3
1.57
Median
0.64
Q1
0.20
Min
0.00

TJX’s Debt-to-Equity Ratio of 0.34 is typical for the Specialty Retail industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

URBN

0.00

Specialty Retail Industry

Max
3.02
Q3
1.57
Median
0.64
Q1
0.20
Min
0.00

Falling into the lower quartile for the Specialty Retail industry, URBN’s Debt-to-Equity Ratio of 0.00 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

TJX vs. URBN: A comparison of their Debt-to-Equity Ratio (MRQ) against the Specialty Retail industry benchmark.

Interest Coverage Ratio (TTM)

TJX

773.67

Specialty Retail Industry

Max
48.12
Q3
35.95
Median
14.13
Q1
3.61
Min
-36.00

With an Interest Coverage Ratio of 773.67, TJX demonstrates a superior capacity to service its debt, placing it well above the typical range for the Specialty Retail industry. This stems from either robust earnings or a conservative debt load.

URBN

12.67

Specialty Retail Industry

Max
48.12
Q3
35.95
Median
14.13
Q1
3.61
Min
-36.00

URBN’s Interest Coverage Ratio of 12.67 is positioned comfortably within the norm for the Specialty Retail industry, indicating a standard and healthy capacity to cover its interest payments.

TJX vs. URBN: A comparison of their Interest Coverage Ratio (TTM) against the Specialty Retail industry benchmark.

Financial Strength at a Glance

SymbolTJXURBN
Current Ratio (MRQ)1.161.40
Quick Ratio (MRQ)0.450.55
Debt-to-Equity Ratio (MRQ)0.340.00
Interest Coverage Ratio (TTM)773.6712.67

Growth

Revenue Growth

TJX vs. URBN: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

TJX vs. URBN: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

TJX

1.09%

Specialty Retail Industry

Max
6.53%
Q3
2.69%
Median
1.08%
Q1
0.00%
Min
0.00%

TJX’s Dividend Yield of 1.09% is consistent with its peers in the Specialty Retail industry, providing a dividend return that is standard for its sector.

URBN

0.00%

Specialty Retail Industry

Max
6.53%
Q3
2.69%
Median
1.08%
Q1
0.00%
Min
0.00%

URBN currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

TJX vs. URBN: A comparison of their Dividend Yield (TTM) against the Specialty Retail industry benchmark.

Dividend Payout Ratio (TTM)

TJX

35.03%

Specialty Retail Industry

Max
165.81%
Q3
80.94%
Median
31.61%
Q1
0.00%
Min
0.00%

TJX’s Dividend Payout Ratio of 35.03% is within the typical range for the Specialty Retail industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

URBN

0.00%

Specialty Retail Industry

Max
165.81%
Q3
80.94%
Median
31.61%
Q1
0.00%
Min
0.00%

URBN has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

TJX vs. URBN: A comparison of their Dividend Payout Ratio (TTM) against the Specialty Retail industry benchmark.

Dividend at a Glance

SymbolTJXURBN
Dividend Yield (TTM)1.09%0.00%
Dividend Payout Ratio (TTM)35.03%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

TJX

32.07

Specialty Retail Industry

Max
48.56
Q3
29.15
Median
22.00
Q1
15.46
Min
7.95

A P/E Ratio of 32.07 places TJX in the upper quartile for the Specialty Retail industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

URBN

14.67

Specialty Retail Industry

Max
48.56
Q3
29.15
Median
22.00
Q1
15.46
Min
7.95

In the lower quartile for the Specialty Retail industry, URBN’s P/E Ratio of 14.67 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

TJX vs. URBN: A comparison of their Price-to-Earnings Ratio (TTM) against the Specialty Retail industry benchmark.

Price-to-Sales Ratio (TTM)

TJX

2.72

Specialty Retail Industry

Max
5.08
Q3
2.69
Median
1.23
Q1
0.48
Min
0.09

TJX’s P/S Ratio of 2.72 is in the upper echelon for the Specialty Retail industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

URBN

1.16

Specialty Retail Industry

Max
5.08
Q3
2.69
Median
1.23
Q1
0.48
Min
0.09

URBN’s P/S Ratio of 1.16 aligns with the market consensus for the Specialty Retail industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

TJX vs. URBN: A comparison of their Price-to-Sales Ratio (TTM) against the Specialty Retail industry benchmark.

Price-to-Book Ratio (MRQ)

TJX

16.93

Specialty Retail Industry

Max
16.93
Q3
7.98
Median
3.69
Q1
1.79
Min
0.21

TJX’s P/B Ratio of 16.93 is in the upper tier for the Specialty Retail industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

URBN

2.01

Specialty Retail Industry

Max
16.93
Q3
7.98
Median
3.69
Q1
1.79
Min
0.21

URBN’s P/B Ratio of 2.01 is within the conventional range for the Specialty Retail industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

TJX vs. URBN: A comparison of their Price-to-Book Ratio (MRQ) against the Specialty Retail industry benchmark.

Valuation at a Glance

SymbolTJXURBN
Price-to-Earnings Ratio (TTM)32.0714.67
Price-to-Sales Ratio (TTM)2.721.16
Price-to-Book Ratio (MRQ)16.932.01
Price-to-Free Cash Flow Ratio (TTM)36.9018.99