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TJX vs. URBN: The TJX Companies vs. Urban Outfitters Stock Comparison

How do The TJX Companies (TJX) and Urban Outfitters (URBN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

The TJX Companies (TJX) and Urban Outfitters (URBN) are both classified in the Apparel Retail sub-industry within the broader Specialty Retail industry, placing them in the closest GICS peer bucket.

Company profile comparison for The TJX Companies (TJX) and Urban Outfitters (URBN)
Profile ItemTJXURBN
NameThe TJX Companies, Inc.Urban Outfitters Inc.
Country/RegionUnited StatesUnited States
GICS SectorConsumer DiscretionaryConsumer Discretionary
GICS Industry GroupConsumer Discretionary Distribution & RetailConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty RetailSpecialty Retail
GICS Sub-IndustryApparel RetailApparel Retail
Market Capitalization145.28 billion USD6.94 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateJune 26, 1987November 9, 1993
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

TJX
URBN
GSPC
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The TJX Companies (TJX) vs. Urban Outfitters (URBN), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for The TJX Companies (TJX) and Urban Outfitters (URBN). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for The TJX Companies (TJX) and Urban Outfitters (URBN). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for The TJX Companies (TJX) and Urban Outfitters (URBN)
MetricTJXURBN
Total Return (1Y)-5.20%13.48%
Total Return (3Y, Annualized)14.02%34.63%
Total Return (5Y, Annualized)14.84%20.25%

Risk Profile

Drawdown History

TJX
URBN
GSPC
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The TJX Companies (TJX) vs. Urban Outfitters (URBN), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for The TJX Companies (TJX) and Urban Outfitters (URBN). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for The TJX Companies (TJX) and Urban Outfitters (URBN)
MetricTJXURBN
Volatility (1Y, Annualized)20.32%43.47%
Beta (5Y)0.561.23
Max Drawdown (5Y)-27.68%-52.22%
Avg. Volume (3M)6.23M1.16M

Risk-Adjusted Performance

Risk-Return Positioning

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TJX and URBN are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for The TJX Companies (TJX) and Urban Outfitters (URBN)
MetricTJXURBN
Sharpe Ratio (1Y)-0.460.22
Sortino Ratio (1Y)-0.640.34

Profitability

ROE (TTM)

The TJX Companies (TJX) at 62.17% sits in the top ROE quartile, while Urban Outfitters (URBN) at 20.94% is closer to the peer norm — stronger capital efficiency for TJX.

TJX

Consumer Discretionary Distribution & Retail industry group

62.17%

Max
63.82%
TJX
62.17%
Q3
32.42%
Median
14.20%
Q1
5.73%
Min
-27.22%

URBN

Consumer Discretionary Distribution & Retail industry group

20.94%

Max
63.82%
Q3
32.42%
URBN
20.94%
Median
14.20%
Q1
5.73%
Min
-27.22%
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The TJX Companies (TJX) vs. Urban Outfitters (URBN): A comparison of their ROE against the Consumer Discretionary Distribution & Retail industry group benchmark.

Net Margin (TTM)

The TJX Companies (TJX) at 9.73% retains a top-quartile share of revenue as profit, ahead of Urban Outfitters (URBN) at 8.79%, which keeps about the industry-typical share.

TJX

Consumer Discretionary Distribution & Retail industry group

9.73%

Max
20.45%
TJX
9.73%
Q3
9.06%
Median
3.37%
Q1
0.86%
Min
-10.82%

URBN

Consumer Discretionary Distribution & Retail industry group

8.79%

Max
20.45%
Q3
9.06%
URBN
8.79%
Median
3.37%
Q1
0.86%
Min
-10.82%
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The TJX Companies (TJX) vs. Urban Outfitters (URBN): A comparison of their net margin against the Consumer Discretionary Distribution & Retail industry group benchmark.

Operating Margin (TTM)

Urban Outfitters (URBN) at 11.62% operates in the top operating margin quartile, ahead of The TJX Companies (TJX) at 10.91%, which runs around its industry’s norm.

TJX

Consumer Discretionary Distribution & Retail industry group

10.91%

Max
24.71%
Q3
11.23%
TJX
10.91%
Median
5.44%
Q1
2.16%
Min
-7.86%

URBN

Consumer Discretionary Distribution & Retail industry group

11.62%

Max
24.71%
URBN
11.62%
Q3
11.23%
Median
5.44%
Q1
2.16%
Min
-7.86%
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The TJX Companies (TJX) vs. Urban Outfitters (URBN): A comparison of their operating margin against the Consumer Discretionary Distribution & Retail industry group benchmark.

Profitability Metrics

Profitability metrics for The TJX Companies (TJX) and Urban Outfitters (URBN)
MetricTJXURBN
ROE (TTM)62.17%20.94%
ROA (TTM)13.54%8.11%
Net Margin (TTM)9.73%8.79%
Operating Margin (TTM)10.91%11.62%
Gross Margin (TTM)31.47%36.03%

Growth

Revenue Growth

Both The TJX Companies (TJX) at 7.12% and Urban Outfitters (URBN) at 11.07% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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The TJX Companies (TJX) vs. Urban Outfitters (URBN): A comparison of their Revenue Growth across different time periods.

EPS Growth

Urban Outfitters (URBN) at 18.78% sits in the top EPS growth quartile, while The TJX Companies (TJX) at 14.32% is closer to the peer norm — faster per-share earnings growth for URBN.

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The TJX Companies (TJX) vs. Urban Outfitters (URBN): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for The TJX Companies (TJX) and Urban Outfitters (URBN)
MetricTJXURBN
Revenue Growth (YoY)7.12%11.07%
Revenue Growth (3Y CAGR)6.53%8.74%
EPS Growth (YoY)14.32%18.78%
EPS Growth (3Y CAGR)17.92%43.85%

Financial Strength

Current Ratio (MRQ)

Both The TJX Companies (TJX) at 1.15 and Urban Outfitters (URBN) at 1.58 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

TJX

Consumer Discretionary Distribution & Retail industry group

1.15

Max
3.13
Q3
1.88
Median
1.41
TJX
1.15
Q1
1.03
Min
0.49

URBN

Consumer Discretionary Distribution & Retail industry group

1.58

Max
3.13
Q3
1.88
URBN
1.58
Median
1.41
Q1
1.03
Min
0.49
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The TJX Companies (TJX) vs. Urban Outfitters (URBN): A comparison of their current ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Debt / Equity (MRQ)

Urban Outfitters (URBN) at 0.43 keeps leverage in the lower industry quartile, while The TJX Companies (TJX) at 1.34 runs a more typical debt-to-equity mix.

TJX

Consumer Discretionary Distribution & Retail industry group

1.34

Max
3.39
Q3
1.76
TJX
1.34
Median
1.08
Q1
0.66
Min
0.01

URBN

Consumer Discretionary Distribution & Retail industry group

0.43

Max
3.39
Q3
1.76
Median
1.08
Q1
0.66
URBN
0.43
Min
0.01
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The TJX Companies (TJX) vs. Urban Outfitters (URBN): A comparison of their debt-to-equity ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Financial Strength Metrics

Financial strength metrics for The TJX Companies (TJX) and Urban Outfitters (URBN)
MetricTJXURBN
Current Ratio (MRQ)1.151.58
Debt / Equity (MRQ)1.340.43
Net Debt / EBITDA0.930.64

Dividends

Dividend Yield (TTM)

Urban Outfitters (URBN) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile The TJX Companies (TJX) reports a yield of 1.37%, ranking against industry peers normally.

TJX

Consumer Discretionary Distribution & Retail industry group

1.37%

Max
4.87%
Q3
2.44%
TJX
1.37%
Median
0.00%
Q1
0.00%
Min
0.00%

URBN

Consumer Discretionary Distribution & Retail industry group

0.00%

Max
4.87%
Q3
2.44%
URBN
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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The TJX Companies (TJX) vs. Urban Outfitters (URBN): A comparison of their dividend yield against the Consumer Discretionary Distribution & Retail industry group benchmark.

Dividend Payout Ratio (TTM)

Urban Outfitters (URBN) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile The TJX Companies (TJX) reports a payout of 32.50%, ranking against industry peers normally.

TJX

Consumer Discretionary Distribution & Retail industry group

32.50%

Max
67.85%
TJX
32.50%
Q3
31.80%
Median
0.00%
Q1
0.00%
Min
0.00%

URBN

Consumer Discretionary Distribution & Retail industry group

0.00%

Max
67.85%
Q3
31.80%
URBN
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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The TJX Companies (TJX) vs. Urban Outfitters (URBN): A comparison of their payout ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Dividend Metrics

Dividend metrics for The TJX Companies (TJX) and Urban Outfitters (URBN)
MetricTJXURBN
Dividend Yield (TTM)1.37%0.00%
Dividend Payout Ratio (TTM)32.50%0.00%

Valuation

P/E Ratio (TTM)

Both The TJX Companies (TJX) at 24.46 and Urban Outfitters (URBN) at 12.67 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

TJX

Consumer Discretionary Distribution & Retail industry group

24.46

Max
43.60
Q3
25.79
TJX
24.46
Median
17.46
Q1
12.45
Min
0.95

URBN

Consumer Discretionary Distribution & Retail industry group

12.67

Max
43.60
Q3
25.79
Median
17.46
URBN
12.67
Q1
12.45
Min
0.95
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The TJX Companies (TJX) vs. Urban Outfitters (URBN): A comparison of their P/E ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

P/S Ratio (TTM)

Urban Outfitters (URBN) at 1.07 is priced about in line with its industry on P/S ratio, while The TJX Companies (TJX) at 2.34 sits in the pricier quartile — TJX costs more per dollar of sales.

TJX

Consumer Discretionary Distribution & Retail industry group

2.34

Max
3.35
TJX
2.34
Q3
1.59
Median
0.73
Q1
0.28
Min
0.03

URBN

Consumer Discretionary Distribution & Retail industry group

1.07

Max
3.35
Q3
1.59
URBN
1.07
Median
0.73
Q1
0.28
Min
0.03
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The TJX Companies (TJX) vs. Urban Outfitters (URBN): A comparison of their P/S ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

P/B Ratio (MRQ)

Urban Outfitters (URBN) at 2.66 sits near its industry’s typical P/B ratio, while The TJX Companies (TJX) at 14.03 prices above its benchmark range — TJX looks rich relative to book.

TJX

Consumer Discretionary Distribution & Retail industry group

14.03

TJX
14.03
Max
9.86
Q3
4.94
Median
1.88
Q1
1.17
Min
-3.73

URBN

Consumer Discretionary Distribution & Retail industry group

2.66

Max
9.86
Q3
4.94
URBN
2.66
Median
1.88
Q1
1.17
Min
-3.73
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The TJX Companies (TJX) vs. Urban Outfitters (URBN): A comparison of their P/B ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Valuation Metrics

Valuation metrics for The TJX Companies (TJX) and Urban Outfitters (URBN)
MetricTJXURBN
P/E Ratio (TTM)24.4612.67
P/S Ratio (TTM)2.341.07
P/B Ratio (MRQ)14.032.66
Free Cash Flow Yield (TTM)3.03%1.46%