HD vs. URBN: Home Depot vs. Urban Outfitters Stock Comparison

September 7, 2026

How do Home Depot (HD) and Urban Outfitters (URBN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Home Depot (HD) and Urban Outfitters (URBN) both belong to the Specialty Retail industry, though HD is classified under Home Improvement Retail while URBN falls under Apparel Retail.

Home Depot (HD) is a mega-cap company at 320.31 billion USD, while Urban Outfitters (URBN) is mid-cap at 6.94 billion USD — a noticeably different scale category that can shape how their valuation multiples are read.

Company profile comparison for Home Depot (HD) and Urban Outfitters (URBN)
Profile Item	HD	URBN
Name	The Home Depot, Inc.	Urban Outfitters Inc.
Country/Region	United States	United States
GICS Sector	Consumer Discretionary	Consumer Discretionary
GICS Industry Group	Consumer Discretionary Distribution & Retail	Consumer Discretionary Distribution & Retail
GICS Industry	Specialty Retail	Specialty Retail
GICS Sub-Industry	Home Improvement Retail	Apparel Retail
Market Capitalization	320.31 billion USD	6.94 billion USD
Currency	USD	USD
Exchange	NYSE	Nasdaq
Listing Date	September 22, 1981	November 9, 1993
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

URBN

GSPC

Home Depot (HD) vs. Urban Outfitters (URBN), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Home Depot (HD) and Urban Outfitters (URBN). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Home Depot (HD) and Urban Outfitters (URBN). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Home Depot (HD) and Urban Outfitters (URBN)
Metric	HD	URBN
Total Return (1Y)	-19.81%	13.48%
Total Return (3Y, Annualized)	1.35%	34.63%
Total Return (5Y, Annualized)	1.98%	20.25%

Risk Profile

Drawdown History

URBN

GSPC

Home Depot (HD) vs. Urban Outfitters (URBN), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Home Depot (HD) and Urban Outfitters (URBN). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Home Depot (HD) and Urban Outfitters (URBN)
Metric	HD	URBN
Volatility (1Y, Annualized)	25.23%	43.47%
Beta (5Y)	0.99	1.23
Max Drawdown (5Y)	-34.73%	-52.22%
Avg. Volume (3M)	4.20M	1.16M

Risk-Adjusted Performance

Risk-Return Positioning

HD and URBN are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Home Depot (HD) and Urban Outfitters (URBN)
Metric	HD	URBN
Sharpe Ratio (1Y)	-0.95	0.22
Sortino Ratio (1Y)	-1.35	0.34

Profitability

ROE (TTM)

Home Depot (HD) at 104.30% clears its industry range for ROE, a sharper capital-efficiency signal than Urban Outfitters (URBN) at 20.94%, which is closer to a typical peer reading.

HD

Consumer Discretionary Distribution & Retail industry group

104.30%

HD: 104.30%
Max: 63.82%
Q3: 32.42%
Median: 14.20%
Q1: 5.73%
Min: -27.22%

URBN

Consumer Discretionary Distribution & Retail industry group

20.94%

Max: 63.82%
Q3: 32.42%
URBN: 20.94%
Median: 14.20%
Q1: 5.73%
Min: -27.22%

Home Depot (HD) vs. Urban Outfitters (URBN): A comparison of their ROE against the Consumer Discretionary Distribution & Retail industry group benchmark.

Net Margin (TTM)

Both Home Depot (HD) at 8.41% and Urban Outfitters (URBN) at 8.79% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

HD

Consumer Discretionary Distribution & Retail industry group

8.41%

Max: 20.45%
Q3: 9.06%
HD: 8.41%
Median: 3.37%
Q1: 0.86%
Min: -10.82%

URBN

Consumer Discretionary Distribution & Retail industry group

8.79%

Max: 20.45%
Q3: 9.06%
URBN: 8.79%
Median: 3.37%
Q1: 0.86%
Min: -10.82%

Home Depot (HD) vs. Urban Outfitters (URBN): A comparison of their net margin against the Consumer Discretionary Distribution & Retail industry group benchmark.

Operating Margin (TTM)

Both Home Depot (HD) at 12.86% and Urban Outfitters (URBN) at 11.62% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.

HD

Consumer Discretionary Distribution & Retail industry group

12.86%

Max: 24.71%
HD: 12.86%
Q3: 11.23%
Median: 5.44%
Q1: 2.16%
Min: -7.86%

URBN

Consumer Discretionary Distribution & Retail industry group

11.62%

Max: 24.71%
URBN: 11.62%
Q3: 11.23%
Median: 5.44%
Q1: 2.16%
Min: -7.86%

Home Depot (HD) vs. Urban Outfitters (URBN): A comparison of their operating margin against the Consumer Discretionary Distribution & Retail industry group benchmark.

Profitability Metrics

Profitability metrics for Home Depot (HD) and Urban Outfitters (URBN)
Metric	HD	URBN
ROE (TTM)	104.30%	20.94%
ROA (TTM)	12.14%	8.11%
Net Margin (TTM)	8.41%	8.79%
Operating Margin (TTM)	12.86%	11.62%
Gross Margin (TTM)	32.80%	36.03%

Growth

Revenue Growth

Both Home Depot (HD) at 3.24% and Urban Outfitters (URBN) at 11.07% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Home Depot (HD) vs. Urban Outfitters (URBN): A comparison of their Revenue Growth across different time periods.

EPS Growth

Urban Outfitters (URBN) at 18.78% sits in the top EPS growth quartile, while Home Depot (HD) at -4.56% is closer to the peer norm — faster per-share earnings growth for URBN.

Home Depot (HD) vs. Urban Outfitters (URBN): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Home Depot (HD) and Urban Outfitters (URBN)
Metric	HD	URBN
Revenue Growth (YoY)	3.24%	11.07%
Revenue Growth (3Y CAGR)	1.52%	8.74%
EPS Growth (YoY)	-4.56%	18.78%
EPS Growth (3Y CAGR)	-5.18%	43.85%

Financial Strength

Current Ratio (MRQ)

Both Home Depot (HD) at 1.08 and Urban Outfitters (URBN) at 1.58 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

HD

Consumer Discretionary Distribution & Retail industry group

1.08

Max: 3.13
Q3: 1.88
Median: 1.41
HD: 1.08
Q1: 1.03
Min: 0.49

URBN

Consumer Discretionary Distribution & Retail industry group

1.58

Max: 3.13
Q3: 1.88
URBN: 1.58
Median: 1.41
Q1: 1.03
Min: 0.49

Home Depot (HD) vs. Urban Outfitters (URBN): A comparison of their current ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Debt / Equity (MRQ)

Urban Outfitters (URBN) at 0.43 keeps leverage in the lower quartile, while Home Depot (HD) at 3.80 is above its industry debt-to-equity ratio range.

HD

Consumer Discretionary Distribution & Retail industry group

3.80

HD: 3.80
Max: 3.39
Q3: 1.76
Median: 1.08
Q1: 0.66
Min: 0.01

URBN

Consumer Discretionary Distribution & Retail industry group

0.43

Max: 3.39
Q3: 1.76
Median: 1.08
Q1: 0.66
URBN: 0.43
Min: 0.01

Home Depot (HD) vs. Urban Outfitters (URBN): A comparison of their debt-to-equity ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Home Depot (HD) and Urban Outfitters (URBN)
Metric	HD	URBN
Current Ratio (MRQ)	1.08	1.58
Debt / Equity (MRQ)	3.80	0.43
Net Debt / EBITDA	2.48	0.64

Dividends

Dividend Yield (TTM)

Urban Outfitters (URBN) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Home Depot (HD) reports a yield of 1.46%, ranking against industry peers normally.

HD

Consumer Discretionary Distribution & Retail industry group

1.46%

Max: 4.87%
Q3: 2.44%
HD: 1.46%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

URBN

Consumer Discretionary Distribution & Retail industry group

0.00%

Max: 4.87%
Q3: 2.44%
URBN: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Home Depot (HD) vs. Urban Outfitters (URBN): A comparison of their dividend yield against the Consumer Discretionary Distribution & Retail industry group benchmark.

Dividend Payout Ratio (TTM)

Urban Outfitters (URBN) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Home Depot (HD) reports a payout of 64.80%, ranking against industry peers normally.

HD

Consumer Discretionary Distribution & Retail industry group

64.80%

Max: 67.85%
HD: 64.80%
Q3: 31.80%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

URBN

Consumer Discretionary Distribution & Retail industry group

0.00%

Max: 67.85%
Q3: 31.80%
URBN: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Home Depot (HD) vs. Urban Outfitters (URBN): A comparison of their payout ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Dividend Metrics

Dividend metrics for Home Depot (HD) and Urban Outfitters (URBN)
Metric	HD	URBN
Dividend Yield (TTM)	1.46%	0.00%
Dividend Payout Ratio (TTM)	64.80%	0.00%

Valuation

P/E Ratio (TTM)

Both Home Depot (HD) at 22.47 and Urban Outfitters (URBN) at 12.67 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

HD

Consumer Discretionary Distribution & Retail industry group

22.47

Max: 43.60
Q3: 25.79
HD: 22.47
Median: 17.46
Q1: 12.45
Min: 0.95

URBN

Consumer Discretionary Distribution & Retail industry group

12.67

Max: 43.60
Q3: 25.79
Median: 17.46
URBN: 12.67
Q1: 12.45
Min: 0.95

Home Depot (HD) vs. Urban Outfitters (URBN): A comparison of their P/E ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

P/S Ratio (TTM)

Urban Outfitters (URBN) at 1.07 is priced about in line with its industry on P/S ratio, while Home Depot (HD) at 1.89 sits in the pricier quartile — HD costs more per dollar of sales.

HD

Consumer Discretionary Distribution & Retail industry group

1.89

Max: 3.35
HD: 1.89
Q3: 1.59
Median: 0.73
Q1: 0.28
Min: 0.03

URBN

Consumer Discretionary Distribution & Retail industry group

1.07

Max: 3.35
Q3: 1.59
URBN: 1.07
Median: 0.73
Q1: 0.28
Min: 0.03

Home Depot (HD) vs. Urban Outfitters (URBN): A comparison of their P/S ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

P/B Ratio (MRQ)

Urban Outfitters (URBN) at 2.66 sits near its industry’s typical P/B ratio, while Home Depot (HD) at 19.28 prices above its benchmark range — HD looks rich relative to book.

HD

Consumer Discretionary Distribution & Retail industry group

19.28

HD: 19.28
Max: 9.86
Q3: 4.94
Median: 1.88
Q1: 1.17
Min: -3.73

URBN

Consumer Discretionary Distribution & Retail industry group

2.66

Max: 9.86
Q3: 4.94
URBN: 2.66
Median: 1.88
Q1: 1.17
Min: -3.73

Home Depot (HD) vs. Urban Outfitters (URBN): A comparison of their P/B ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Valuation Metrics

Valuation metrics for Home Depot (HD) and Urban Outfitters (URBN)
Metric	HD	URBN
P/E Ratio (TTM)	22.47	12.67
P/S Ratio (TTM)	1.89	1.07
P/B Ratio (MRQ)	19.28	2.66
Free Cash Flow Yield (TTM)	3.36%	1.46%