TJX (TJX) Stock Analysis

October 26, 2026

This is a peer-relative look at TJX (TJX): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Consumer Discretionary Distribution & Retail peers, so every number reads in context rather than in isolation.

Company Profile

Company profile fields for TJX (TJX)
Profile Item	TJX
Name	The TJX Companies, Inc.
Country/Region	United States
GICS Sector	Consumer Discretionary
GICS Industry Group	Consumer Discretionary Distribution & Retail
GICS Industry	Specialty Retail
GICS Sub-Industry	Apparel Retail
Market Capitalization	159.56 billion USD
Currency	USD
Exchange	NYSE
Listing Date	June 26, 1987
Security Type	Common Stock

Price Performance

Cumulative Growth

TJX

GSPC

TJX (TJX) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for TJX (TJX) and S&P 500 (GSPC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for TJX (TJX) and S&P 500 (GSPC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

TJX (TJX) metric values compared with Consumer Discretionary Distribution & Retail industry-group medians
Metric	Current stock: TJX	Industry group median
Total Return (1Y)	3.11%	-4.30%
Total Return (3Y, Annualized)	19.52%	9.57%
Total Return (5Y, Annualized)	19.44%	-2.41%

Risk Profile

Drawdown History

TJX

GSPC

TJX (TJX) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for TJX (TJX) and S&P 500 (GSPC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

TJX (TJX) metric values compared with Consumer Discretionary Distribution & Retail industry-group medians
Metric	Current stock: TJX	Industry group median
Volatility (1Y, Annualized)	21.27%	46.90%
Beta (5Y)	0.58	1.14
Max Drawdown (5Y)	-27.68%	-68.83%

Risk-Adjusted Performance

Risk-Return Positioning

Each dot is a stock plotted by 1-year volatility (risk) and 1-year return. TJX is highlighted; the dashed line is the Capital Allocation Line from the risk-free rate through the industry median — dots above it are stronger on a risk-adjusted basis.

Risk-Adjusted Metrics

TJX (TJX) metric values compared with Consumer Discretionary Distribution & Retail industry-group medians
Metric	Current stock: TJX	Industry group median
Sharpe Ratio (1Y)	-0.06	-0.20
Sortino Ratio (1Y)	-0.09	-0.29

Profitability

ROE (TTM)

TJX (TJX) posts ROE of 62.17%, in the upper peer quartile. That suggests the company earns more from each dollar of shareholders’ equity than most industry peers, a useful capital-efficiency signal.

TJX

Consumer Discretionary Distribution & Retail industry group

62.17%

Group distribution

TJX: 62.17%
Max: 62.17%
Q3: 30.47%
Median: 14.86%
Q1: 6.52%
Min: -20.00%

Largest peers

HD: 104.30%
TJX: 62.17%
AMZN: 30.56%
MELI: 27.50%
PDD: 22.75%
BABA: 6.36%
LOW: --

Where TJX (TJX) stands on ROE within its Consumer Discretionary Distribution & Retail peer group — the box is the group’s distribution and the dots its largest members.

Net Margin (TTM)

TJX (TJX) keeps 9.73% of revenue as net profit, putting net margin in the upper peer quartile. After operating costs, interest, and taxes, more of each sales dollar reaches shareholders than it does at most industry peers.

TJX

Consumer Discretionary Distribution & Retail industry group

9.73%

Group distribution

Max: 18.57%
TJX: 9.73%
Q3: 8.30%
Median: 3.37%
Q1: 1.06%
Min: -9.41%

Largest peers

PDD: 20.43%
AMZN: 17.44%
TJX: 9.73%
HD: 8.41%
LOW: 7.35%
BABA: 7.04%
MELI: 5.30%

Where TJX (TJX) stands on net margin within its Consumer Discretionary Distribution & Retail peer group — the box is the group’s distribution and the dots its largest members.

Operating Margin (TTM)

TJX (TJX) turns 10.91% of revenue into operating profit, roughly in line with the peer group’s normal operating margin range. Its core cost structure looks typical for the industry.

TJX

Consumer Discretionary Distribution & Retail industry group

10.91%

Group distribution

Max: 21.57%
Q3: 11.49%
TJX: 10.91%
Median: 6.15%
Q1: 2.69%
Min: -6.28%

Largest peers

PDD: 24.71%
AMZN: 13.69%
LOW: 13.37%
HD: 12.86%
TJX: 10.91%
BABA: 7.30%
MELI: 6.72%

Where TJX (TJX) stands on operating margin within its Consumer Discretionary Distribution & Retail peer group — the box is the group’s distribution and the dots its largest members.

Profitability Metrics

TJX (TJX) metric values compared with Consumer Discretionary Distribution & Retail industry-group medians
Metric	Current stock: TJX	Industry group median
ROE (TTM)	62.17%	14.86%
ROA (TTM)	13.54%	5.32%
Net Margin (TTM)	9.73%	3.37%
Operating Margin (TTM)	10.91%	6.15%
Gross Margin (TTM)	31.47%	38.81%

Growth

Revenue Growth

TJX (TJX) grew revenue 7.12%, roughly around the peer group's normal range. Top-line momentum looks broadly typical for the industry.

TJX (TJX): Revenue Growth across different time periods, set against Consumer Discretionary Distribution & Retail industry-group medians.

EPS Growth

TJX (TJX) grew earnings per share 14.32%, roughly around the peer group's normal range. Bottom-line momentum looks broadly typical for the industry.

TJX (TJX): EPS Growth across different time periods, set against Consumer Discretionary Distribution & Retail industry-group medians.

Growth Metrics

TJX (TJX) metric values compared with Consumer Discretionary Distribution & Retail industry-group medians
Metric	Current stock: TJX	Industry group median
Revenue Growth (YoY)	7.12%	5.18%
Revenue Growth (3Y CAGR)	6.53%	3.32%
EPS Growth (YoY)	14.32%	0.00%
EPS Growth (3Y CAGR)	17.92%	-5.08%

Financial Strength

Current Ratio (MRQ)

TJX (TJX) has current ratio of 1.15, in the healthier middle range for its industry. The short-term asset cushion looks balanced relative to peers rather than stretched thin.

TJX

Consumer Discretionary Distribution & Retail industry group

1.15

Group distribution

Max: 2.62
Q3: 1.79
Median: 1.36
TJX: 1.15
Q1: 1.02
Min: 0.49

Largest peers

PDD: 2.62
BABA: 1.36
TJX: 1.15
MELI: 1.12
LOW: 1.11
HD: 1.08
AMZN: 1.03

Where TJX (TJX) stands on current ratio within its Consumer Discretionary Distribution & Retail peer group — the box is the group’s distribution and the dots its largest members.

Debt / Equity (MRQ)

TJX (TJX) has debt-to-equity ratio of 1.34, roughly in line with the peer group’s normal leverage range. Its mix of debt and equity looks typical for the industry.

TJX

Consumer Discretionary Distribution & Retail industry group

1.34

Group distribution

Max: 3.93
Q3: 2.05
TJX: 1.34
Median: 1.25
Q1: 0.71
Min: 0.01

Largest peers

HD: 3.80
MELI: 1.69
TJX: 1.34
AMZN: 0.46
BABA: 0.24
PDD: 0.01
LOW: --

Where TJX (TJX) stands on debt-to-equity ratio within its Consumer Discretionary Distribution & Retail peer group — the box is the group’s distribution and the dots its largest members.

Financial Strength Metrics

TJX (TJX) metric values compared with Consumer Discretionary Distribution & Retail industry-group medians
Metric	Current stock: TJX	Industry group median
Current Ratio (MRQ)	1.15	1.36
Debt / Equity (MRQ)	1.34	1.25
Net Debt / EBITDA	0.93	2.62

Dividends

Dividend Yield (TTM)

TJX (TJX) has dividend yield of 1.23%, in the industry’s normal income range. It provides a meaningful dividend without the red flag of an unusually high headline yield.

TJX

Consumer Discretionary Distribution & Retail industry group

1.23%

Group distribution

Max: 5.34%
Q3: 2.62%
TJX: 1.23%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Largest peers

BABA: 7.11%
LOW: 2.37%
HD: 1.41%
TJX: 1.23%
AMZN: 0.00%
PDD: 0.00%
MELI: 0.00%

Where TJX (TJX) stands on dividend yield within its Consumer Discretionary Distribution & Retail peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

TJX (TJX) has payout ratio of 32.50%, above the industry’s usual payout band. A larger share of earnings is going to dividends, so the cushion narrows if profit weakens.

TJX

Consumer Discretionary Distribution & Retail industry group

32.50%

Group distribution

Max: 72.73%
TJX: 32.50%
Q3: 31.36%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Largest peers

HD: 64.80%
LOW: 41.00%
TJX: 32.50%
BABA: 25.44%
AMZN: 0.00%
PDD: 0.00%
MELI: 0.00%

Where TJX (TJX) stands on payout ratio within its Consumer Discretionary Distribution & Retail peer group — the box is the group’s distribution and the dots its largest members.

Dividend Metrics

TJX (TJX) metric values compared with Consumer Discretionary Distribution & Retail industry-group medians
Metric	Current stock: TJX	Industry group median
Dividend Yield (TTM)	1.23%	0.00%
Dividend Payout Ratio (TTM)	32.50%	0.00%

Valuation

P/E Ratio (TTM)

TJX (TJX) trades at P/E ratio of 26.86, in the richer earnings-multiple quartile for its industry. That premium needs support from growth, durable earnings, or stronger business quality.

TJX

Consumer Discretionary Distribution & Retail industry group

26.86

Group distribution

Max: 39.05
TJX: 26.86
Q3: 25.20
Median: 18.67
Q1: 12.65
Min: 4.22

Largest peers

MELI: 49.23
TJX: 26.86
BABA: 24.13
HD: 21.45
AMZN: 19.95
LOW: 16.79
PDD: 8.89

Where TJX (TJX) stands on P/E ratio within its Consumer Discretionary Distribution & Retail peer group — the box is the group’s distribution and the dots its largest members.

P/S Ratio (TTM)

TJX (TJX) trades at 2.56 on P/S ratio, in the higher sales-valuation quartile. Investors are paying up for each dollar of revenue, so stronger margins, growth, or revenue quality need to carry that price.

TJX

Consumer Discretionary Distribution & Retail industry group

2.56

Group distribution

Max: 3.92
TJX: 2.56
Q3: 1.79
Median: 0.69
Q1: 0.27
Min: 0.03

Largest peers

AMZN: 3.45
MELI: 2.61
TJX: 2.56
HD: 1.89
LOW: 1.23
PDD: 0.25
BABA: 0.24

Where TJX (TJX) stands on P/S ratio within its Consumer Discretionary Distribution & Retail peer group — the box is the group’s distribution and the dots its largest members.

P/B Ratio (MRQ)

TJX (TJX) trades at 15.00 on P/B ratio, above the industry benchmark range. Investors are putting an unusually rich price on each dollar of book equity relative to peers.

TJX

Consumer Discretionary Distribution & Retail industry group

15.00

Group distribution

TJX: 15.00
Max: 10.32
Q3: 4.92
Median: 1.89
Q1: 1.03
Min: -4.01

Largest peers

HD: 19.21
TJX: 15.00
MELI: 11.71
AMZN: 4.85
PDD: 1.66
BABA: 1.48
LOW: -14.99

Where TJX (TJX) stands on P/B ratio within its Consumer Discretionary Distribution & Retail peer group — the box is the group’s distribution and the dots its largest members.

Valuation Metrics

TJX (TJX) metric values compared with Consumer Discretionary Distribution & Retail industry-group medians
Metric	Current stock: TJX	Industry group median
P/E Ratio (TTM)	26.86	18.67
P/S Ratio (TTM)	2.56	0.69
P/B Ratio (MRQ)	15.00	1.89
Free Cash Flow Yield (TTM)	2.76%	3.94%