FNF vs. PRU: Fidelity National Financial vs. Prudential Financial Stock Comparison

Company Profile

Fidelity National Financial (FNF) and Prudential Financial (PRU) both belong to the Insurance industry, though FNF is classified under Property & Casualty Insurance while PRU falls under Life & Health Insurance.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Fidelity National Financial (FNF) at 15.10% and Prudential Financial (PRU) at 11.86% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both Fidelity National Financial (FNF) at 7.00% and Prudential Financial (PRU) at 6.27% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Fidelity National Financial (FNF) in Insurance and Prudential Financial (PRU) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Fidelity National Financial (FNF) at 5.88% is around its peer norm for revenue growth, while Prudential Financial (PRU) at -13.74% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Prudential Financial (PRU) at 33.20% is around its peer norm for EPS growth, while Fidelity National Financial (FNF) at -52.47% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Fidelity National Financial (FNF) in Insurance and Prudential Financial (PRU) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Fidelity National Financial (FNF) in Insurance and Prudential Financial (PRU) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Fidelity National Financial (FNF) at 4.85% and Prudential Financial (PRU) at 4.53% offer top-quartile dividend income relative to share price within their industries.

Both Fidelity National Financial (FNF) at 53.20% and Prudential Financial (PRU) at 50.55% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

Dividend Metrics

Valuation

Both Fidelity National Financial (FNF) at 11.21 and Prudential Financial (PRU) at 10.86 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

Both Fidelity National Financial (FNF) at 0.79 and Prudential Financial (PRU) at 0.66 fetch a relatively low price per dollar of sales, landing in the cheaper P/S ratio quartile of their industries.

On P/B ratio, both Fidelity National Financial (FNF) at 1.59 and Prudential Financial (PRU) at 1.39 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics