EG vs. GL: Everest vs. Globe Life Stock Comparison
How do Everest (EG) and Globe Life (GL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Everest (EG) and Globe Life (GL) both belong to the Insurance industry, though EG is classified under Reinsurance while GL falls under Life & Health Insurance.
| Profile Item | EG | GL |
|---|---|---|
| Name | Everest Group, Ltd. | Globe Life Inc. |
| Country/Region | Bermuda | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Reinsurance | Life & Health Insurance |
| Market Capitalization | 15.23 billion USD | 11.86 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | October 3, 1995 | October 1, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | EG | GL |
|---|---|---|
| Total Return (1Y) | 28.99% | 22.37% |
| Total Return (3Y, Annualized) | 4.67% | 12.75% |
| Total Return (5Y, Annualized) | 10.80% | 12.63% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | EG | GL |
|---|---|---|
| Volatility (1Y, Annualized) | 21.71% | 21.23% |
| Beta (5Y) | 0.23 | 0.46 |
| Max Drawdown (5Y) | -23.84% | -61.62% |
| Avg. Volume (3M) | 382.05K | 504.63K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | EG | GL |
|---|---|---|
| Sharpe Ratio (1Y) | 1.14 | 0.85 |
| Sortino Ratio (1Y) | 1.77 | 1.13 |
Profitability
ROE (TTM)
Both Everest (EG) at 12.77% and Globe Life (GL) at 19.26% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
EG
Insurance industry group
12.77%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- EG
- 12.77%
- Q1
- 8.79%
- Min
- -10.66%
GL
Insurance industry group
19.26%
- Max
- 41.68%
- Q3
- 22.04%
- GL
- 19.26%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Globe Life (GL) at 18.89% retains a top-quartile share of revenue as profit, ahead of Everest (EG) at 11.68%, which keeps about the industry-typical share.
EG
Insurance industry group
11.68%
- Max
- 29.92%
- Q3
- 17.03%
- EG
- 11.68%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
GL
Insurance industry group
18.89%
- Max
- 29.92%
- GL
- 18.89%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Everest (EG) in Insurance and Globe Life (GL) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | EG | GL |
|---|---|---|
| ROE (TTM) | 12.77% | 19.26% |
| ROA (TTM) | 2.43% | 3.32% |
| Net Margin (TTM) | 11.68% | 18.89% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Globe Life (GL) at 3.74% is around its peer norm for revenue growth, while Everest (EG) at 0.83% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Everest (EG) at 18.94% and Globe Life (GL) at 17.84% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | EG | GL |
|---|---|---|
| Revenue Growth (YoY) | 0.83% | 3.74% |
| Revenue Growth (3Y CAGR) | 12.84% | 4.67% |
| EPS Growth (YoY) | 18.94% | 17.84% |
| EPS Growth (3Y CAGR) | 35.51% | 23.50% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Everest (EG) in Insurance and Globe Life (GL) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Everest (EG) in Insurance and Globe Life (GL) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | EG | GL |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Everest (EG) at 1.91% and Globe Life (GL) at 0.79% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
EG
Insurance industry group
1.91%
- Max
- 5.12%
- Q3
- 2.15%
- EG
- 1.91%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
GL
Insurance industry group
0.79%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- GL
- 0.79%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Everest (EG) at 16.81% and Globe Life (GL) at 8.43% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
EG
Insurance industry group
16.81%
- Max
- 76.67%
- Q3
- 35.18%
- EG
- 16.81%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
GL
Insurance industry group
8.43%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- GL
- 8.43%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | EG | GL |
|---|---|---|
| Dividend Yield (TTM) | 1.91% | 0.79% |
| Dividend Payout Ratio (TTM) | 16.81% | 8.43% |
Valuation
P/E Ratio (TTM)
Everest (EG) at 8.64 sits in the cheaper P/E ratio quartile, while Globe Life (GL) at 10.52 is closer to its industry’s usual earnings multiple — a discount for EG, though growth and earnings durability still matter.
EG
Insurance industry group
8.64
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- EG
- 8.64
- Min
- 2.32
GL
Insurance industry group
10.52
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- GL
- 10.52
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
On P/S ratio, both Everest (EG) at 0.94 and Globe Life (GL) at 1.89 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
EG
Insurance industry group
0.94
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- EG
- 0.94
- Q1
- 0.85
- Min
- 0.07
GL
Insurance industry group
1.89
- Max
- 4.03
- Q3
- 2.25
- GL
- 1.89
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Everest (EG) at 1.08 sits in the lower P/B ratio quartile against book while Globe Life (GL) at 1.81 is valued near its industry’s middle — EG is cheaper on assets, though weigh it against ROE and asset quality.
EG
Insurance industry group
1.08
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- EG
- 1.08
- Min
- 0.30
GL
Insurance industry group
1.81
- Max
- 5.07
- Q3
- 2.79
- GL
- 1.81
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | EG | GL |
|---|---|---|
| P/E Ratio (TTM) | 8.64 | 10.52 |
| P/S Ratio (TTM) | 0.94 | 1.89 |
| P/B Ratio (MRQ) | 1.08 | 1.81 |
| Free Cash Flow Yield (TTM) | -- | -- |