CMG vs. RCL: Chipotle Mexican Grill vs. Royal Caribbean Cruises Stock Comparison

November 11, 2026

How do Chipotle Mexican Grill (CMG) and Royal Caribbean Cruises (RCL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Chipotle Mexican Grill (CMG) and Royal Caribbean Cruises (RCL) both belong to the Hotels, Restaurants & Leisure industry, though CMG is classified under Restaurants while RCL falls under Hotels, Resorts & Cruise Lines.

Company profile comparison for Chipotle Mexican Grill (CMG) and Royal Caribbean Cruises (RCL)
Profile Item	CMG	RCL
Name	Chipotle Mexican Grill, Inc.	Royal Caribbean Cruises Ltd.
Country/Region	United States	United States
GICS Sector	Consumer Discretionary	Consumer Discretionary
GICS Industry Group	Consumer Services	Consumer Services
GICS Industry	Hotels, Restaurants & Leisure	Hotels, Restaurants & Leisure
GICS Sub-Industry	Restaurants	Hotels, Resorts & Cruise Lines
Market Capitalization	43.55 billion USD	87.51 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	January 26, 2006	April 28, 1993
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

CMG

RCL

GSPC

Chipotle Mexican Grill (CMG) vs. Royal Caribbean Cruises (RCL), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Chipotle Mexican Grill (CMG) and Royal Caribbean Cruises (RCL). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Chipotle Mexican Grill (CMG) and Royal Caribbean Cruises (RCL). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Chipotle Mexican Grill (CMG) and Royal Caribbean Cruises (RCL)
Metric	CMG	RCL
Total Return (1Y)	16.72%	35.04%
Total Return (3Y, Annualized)	-5.20%	55.86%
Total Return (5Y, Annualized)	-0.33%	30.86%

Risk Profile

Drawdown History

CMG

RCL

GSPC

Chipotle Mexican Grill (CMG) vs. Royal Caribbean Cruises (RCL), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Chipotle Mexican Grill (CMG) and Royal Caribbean Cruises (RCL). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Chipotle Mexican Grill (CMG) and Royal Caribbean Cruises (RCL)
Metric	CMG	RCL
Volatility (1Y, Annualized)	40.86%	47.73%
Beta (5Y)	0.94	1.82
Max Drawdown (5Y)	-59.86%	-65.76%
Avg. Volume (3M)	18.02M	2.35M

Risk-Adjusted Performance

Risk-Return Positioning

CMG and RCL are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Chipotle Mexican Grill (CMG) and Royal Caribbean Cruises (RCL)
Metric	CMG	RCL
Sharpe Ratio (1Y)	0.30	0.64
Sortino Ratio (1Y)	0.46	1.10

Profitability

ROE (TTM)

Both Chipotle Mexican Grill (CMG) at 48.52% and Royal Caribbean Cruises (RCL) at 41.29% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.

CMG

Consumer Services industry group

48.52%

Max: 76.75%
CMG: 48.52%
Q3: 34.07%
Median: 15.90%
Q1: 3.23%
Min: -40.61%

RCL

Consumer Services industry group

41.29%

Max: 76.75%
RCL: 41.29%
Q3: 34.07%
Median: 15.90%
Q1: 3.23%
Min: -40.61%

Chipotle Mexican Grill (CMG) vs. Royal Caribbean Cruises (RCL): A comparison of their ROE against the Consumer Services industry group benchmark.

Net Margin (TTM)

Royal Caribbean Cruises (RCL) at 23.79% retains a top-quartile share of revenue as profit, ahead of Chipotle Mexican Grill (CMG) at 10.83%, which keeps about the industry-typical share.

CMG

Consumer Services industry group

10.83%

Max: 25.52%
Q3: 12.95%
CMG: 10.83%
Median: 6.63%
Q1: 1.46%
Min: -14.36%

RCL

Consumer Services industry group

23.79%

Max: 25.52%
RCL: 23.79%
Q3: 12.95%
Median: 6.63%
Q1: 1.46%
Min: -14.36%

Chipotle Mexican Grill (CMG) vs. Royal Caribbean Cruises (RCL): A comparison of their net margin against the Consumer Services industry group benchmark.

Operating Margin (TTM)

Royal Caribbean Cruises (RCL) at 33.61% operates in the top operating margin quartile, ahead of Chipotle Mexican Grill (CMG) at 14.13%, which runs around its industry’s norm.

CMG

Consumer Services industry group

14.13%

Max: 49.05%
Q3: 24.35%
Median: 14.23%
CMG: 14.13%
Q1: 5.67%
Min: -16.47%

RCL

Consumer Services industry group

33.61%

Max: 49.05%
RCL: 33.61%
Q3: 24.35%
Median: 14.23%
Q1: 5.67%
Min: -16.47%

Chipotle Mexican Grill (CMG) vs. Royal Caribbean Cruises (RCL): A comparison of their operating margin against the Consumer Services industry group benchmark.

Profitability Metrics

Profitability metrics for Chipotle Mexican Grill (CMG) and Royal Caribbean Cruises (RCL)
Metric	CMG	RCL
ROE (TTM)	48.52%	41.29%
ROA (TTM)	12.50%	7.78%
Net Margin (TTM)	10.83%	23.79%
Operating Margin (TTM)	14.13%	33.61%
Gross Margin (TTM)	39.31%	50.25%

Growth

Revenue Growth

Both Chipotle Mexican Grill (CMG) at 5.41% and Royal Caribbean Cruises (RCL) at 8.79% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Chipotle Mexican Grill (CMG) vs. Royal Caribbean Cruises (RCL): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Chipotle Mexican Grill (CMG) at 2.70% and Royal Caribbean Cruises (RCL) at 41.91% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Chipotle Mexican Grill (CMG) vs. Royal Caribbean Cruises (RCL): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Chipotle Mexican Grill (CMG) and Royal Caribbean Cruises (RCL)
Metric	CMG	RCL
Revenue Growth (YoY)	5.41%	8.79%
Revenue Growth (3Y CAGR)	11.36%	26.59%
EPS Growth (YoY)	2.70%	41.91%
EPS Growth (3Y CAGR)	21.17%	--

Financial Strength

Current Ratio (MRQ)

Chipotle Mexican Grill (CMG) at 0.81 keeps current ratio within its industry’s typical mid-range, while Royal Caribbean Cruises (RCL) at 0.22 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for RCL.

CMG

Consumer Services industry group

0.81

Max: 3.41
Q3: 1.85
Median: 1.06
CMG: 0.81
Q1: 0.72
Min: 0.22

RCL

Consumer Services industry group

0.22

Max: 3.41
Q3: 1.85
Median: 1.06
Q1: 0.72
RCL: 0.22
Min: 0.22

Chipotle Mexican Grill (CMG) vs. Royal Caribbean Cruises (RCL): A comparison of their current ratio against the Consumer Services industry group benchmark.

Debt / Equity (MRQ)

Both Chipotle Mexican Grill (CMG) at 2.28 and Royal Caribbean Cruises (RCL) at 1.94 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

CMG

Consumer Services industry group

2.28

Max: 6.12
Q3: 2.93
CMG: 2.28
Median: 1.29
Q1: 0.37
Min: 0.01

RCL

Consumer Services industry group

1.94

Max: 6.12
Q3: 2.93
RCL: 1.94
Median: 1.29
Q1: 0.37
Min: 0.01

Chipotle Mexican Grill (CMG) vs. Royal Caribbean Cruises (RCL): A comparison of their debt-to-equity ratio against the Consumer Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Chipotle Mexican Grill (CMG) and Royal Caribbean Cruises (RCL)
Metric	CMG	RCL
Current Ratio (MRQ)	0.81	0.22
Debt / Equity (MRQ)	2.28	1.94
Net Debt / EBITDA	2.08	3.12

Dividends

Dividend Yield (TTM)

Chipotle Mexican Grill (CMG) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Royal Caribbean Cruises (RCL) reports a yield of 1.70%, ranking against industry peers normally.

CMG

Consumer Services industry group

0.00%

Max: 4.10%
Q3: 1.82%
CMG: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

RCL

Consumer Services industry group

1.70%

Max: 4.10%
Q3: 1.82%
RCL: 1.70%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Chipotle Mexican Grill (CMG) vs. Royal Caribbean Cruises (RCL): A comparison of their dividend yield against the Consumer Services industry group benchmark.

Dividend Payout Ratio (TTM)

Chipotle Mexican Grill (CMG) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Royal Caribbean Cruises (RCL) reports a payout of 32.54%, ranking against industry peers normally.

CMG

Consumer Services industry group

0.00%

Max: 89.80%
Q3: 36.83%
CMG: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

RCL

Consumer Services industry group

32.54%

Max: 89.80%
Q3: 36.83%
RCL: 32.54%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Chipotle Mexican Grill (CMG) vs. Royal Caribbean Cruises (RCL): A comparison of their payout ratio against the Consumer Services industry group benchmark.

Dividend Metrics

Dividend metrics for Chipotle Mexican Grill (CMG) and Royal Caribbean Cruises (RCL)
Metric	CMG	RCL
Dividend Yield (TTM)	0.00%	1.70%
Dividend Payout Ratio (TTM)	0.00%	32.54%

Valuation

P/E Ratio (TTM)

Both Chipotle Mexican Grill (CMG) at 32.18 and Royal Caribbean Cruises (RCL) at 19.36 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

CMG

Consumer Services industry group

32.18

Max: 71.70
Q3: 37.12
CMG: 32.18
Median: 21.88
Q1: 13.00
Min: 5.72

RCL

Consumer Services industry group

19.36

Max: 71.70
Q3: 37.12
Median: 21.88
RCL: 19.36
Q1: 13.00
Min: 5.72

Chipotle Mexican Grill (CMG) vs. Royal Caribbean Cruises (RCL): A comparison of their P/E ratio against the Consumer Services industry group benchmark.

P/S Ratio (TTM)

Both Chipotle Mexican Grill (CMG) at 3.43 and Royal Caribbean Cruises (RCL) at 4.57 command a richer price per dollar of sales than most peers, sitting in the upper P/S ratio quartile of their industries.

CMG

Consumer Services industry group

3.43

Max: 6.40
CMG: 3.43
Q3: 3.01
Median: 1.54
Q1: 0.74
Min: 0.08

RCL

Consumer Services industry group

4.57

Max: 6.40
RCL: 4.57
Q3: 3.01
Median: 1.54
Q1: 0.74
Min: 0.08

Chipotle Mexican Grill (CMG) vs. Royal Caribbean Cruises (RCL): A comparison of their P/S ratio against the Consumer Services industry group benchmark.

P/B Ratio (MRQ)

Both look rich against book: Royal Caribbean Cruises (RCL) at 7.47 sits in the upper P/B ratio quartile, and Chipotle Mexican Grill (CMG) at 17.74 prices even higher, above its industry range.

CMG

Consumer Services industry group

17.74

CMG: 17.74
Max: 12.02
Q3: 5.58
Median: 2.37
Q1: 1.09
Min: -4.51

RCL

Consumer Services industry group

7.47

Max: 12.02
RCL: 7.47
Q3: 5.58
Median: 2.37
Q1: 1.09
Min: -4.51

Chipotle Mexican Grill (CMG) vs. Royal Caribbean Cruises (RCL): A comparison of their P/B ratio against the Consumer Services industry group benchmark.

Valuation Metrics

Valuation metrics for Chipotle Mexican Grill (CMG) and Royal Caribbean Cruises (RCL)
Metric	CMG	RCL
P/E Ratio (TTM)	32.18	19.36
P/S Ratio (TTM)	3.43	4.57
P/B Ratio (MRQ)	17.74	7.47
Free Cash Flow Yield (TTM)	2.72%	-0.06%