CIB vs. FITB: Grupo Cibest vs. Fifth Third Bancorp Stock Comparison
How do Grupo Cibest (CIB) and Fifth Third Bancorp (FITB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Grupo Cibest (CIB) and Fifth Third Bancorp (FITB) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Fifth Third Bancorp (FITB) trades as ordinary local shares, while Grupo Cibest (CIB) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | CIB | FITB |
|---|---|---|
| Name | Grupo Cibest S.A. ADR | Fifth Third Bancorp |
| Country/Region | Colombia | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 21.81 billion USD | 47.93 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | July 26, 1995 | March 17, 1980 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CIB | FITB |
|---|---|---|
| Total Return (1Y) | 56.37% | 31.61% |
| Total Return (3Y, Annualized) | 74.68% | 34.78% |
| Total Return (5Y, Annualized) | 38.32% | 8.38% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CIB | FITB |
|---|---|---|
| Volatility (1Y, Annualized) | 33.79% | 25.76% |
| Beta (5Y) | 0.61 | 0.96 |
| Max Drawdown (5Y) | -46.85% | -51.68% |
| Avg. Volume (3M) | 297.24K | 6.30M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CIB | FITB |
|---|---|---|
| Sharpe Ratio (1Y) | 1.54 | 1.06 |
| Sortino Ratio (1Y) | 2.51 | 1.58 |
Profitability
ROE (TTM)
Grupo Cibest (CIB) at 19.22% sits in the top ROE quartile, while Fifth Third Bancorp (FITB) at 9.42% is in the bottom quartile, showing a clear gap in returns on equity.
CIB
Banks industry group
19.22%
- Max
- 19.84%
- CIB
- 19.22%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
FITB
Banks industry group
9.42%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- FITB
- 9.42%
- Min
- 3.64%
Net Margin (TTM)
Both Grupo Cibest (CIB) at 17.57% and Fifth Third Bancorp (FITB) at 22.97% let more of each sales dollar slip away before the bottom line than peers do, sitting in the lower net margin quartile of their industries.
CIB
Banks industry group
17.57%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- CIB
- 17.57%
- Min
- 14.93%
FITB
Banks industry group
22.97%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- FITB
- 22.97%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Grupo Cibest (CIB) in Banks and Fifth Third Bancorp (FITB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | CIB | FITB |
|---|---|---|
| ROE (TTM) | 19.22% | 9.42% |
| ROA (TTM) | 2.13% | 1.00% |
| Net Margin (TTM) | 17.57% | 22.97% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Fifth Third Bancorp (FITB) at 6.61% is around its peer norm for revenue growth, while Grupo Cibest (CIB) at 5.11% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Fifth Third Bancorp (FITB) at 12.42% is around its peer norm for EPS growth, while Grupo Cibest (CIB) at -38.49% falls below its industry range, a notably weak earnings reading.
Growth Metrics
| Metric | CIB | FITB |
|---|---|---|
| Revenue Growth (YoY) | 5.11% | 6.61% |
| Revenue Growth (3Y CAGR) | 4.37% | 2.87% |
| EPS Growth (YoY) | -38.49% | 12.42% |
| EPS Growth (3Y CAGR) | -17.17% | 1.76% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Grupo Cibest (CIB) in Banks and Fifth Third Bancorp (FITB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Grupo Cibest (CIB) in Banks and Fifth Third Bancorp (FITB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CIB | FITB |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Grupo Cibest (CIB) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Fifth Third Bancorp (FITB) reports a yield of 3.03%, ranking against industry peers normally.
CIB
Banks industry group
0.00%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- CIB
- 0.00%
- Min
- 0.00%
FITB
Banks industry group
3.03%
- Max
- 5.79%
- Q3
- 3.18%
- FITB
- 3.03%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Grupo Cibest (CIB) at 31.29% pays out a band-typical share of earnings, while Fifth Third Bancorp (FITB) at 54.36% distributes more than its industry norm — less retained, thinner cover.
CIB
Banks industry group
31.29%
- Max
- 70.75%
- Q3
- 41.28%
- CIB
- 31.29%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
FITB
Banks industry group
54.36%
- Max
- 70.75%
- FITB
- 54.36%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | CIB | FITB |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 3.03% |
| Dividend Payout Ratio (TTM) | 31.29% | 54.36% |
Valuation
P/E Ratio (TTM)
Grupo Cibest (CIB) at 11.13 is near its industry’s usual P/E ratio, while Fifth Third Bancorp (FITB) at 17.80 sits in the richer quartile — FITB needs stronger growth or earnings quality to justify the premium.
CIB
Banks industry group
11.13
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- CIB
- 11.13
- Q1
- 10.64
- Min
- 6.49
FITB
Banks industry group
17.80
- Max
- 18.16
- FITB
- 17.80
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Grupo Cibest (CIB) in Banks and Fifth Third Bancorp (FITB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Grupo Cibest (CIB) at 0.00 trades below its peer P/B ratio range relative to book, while Fifth Third Bancorp (FITB) at 1.55 sits near its industry’s middle — CIB is the cheaper of the two against assets.
CIB
Banks industry group
0.00
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
- CIB
- 0.00
FITB
Banks industry group
1.55
- Max
- 2.28
- Q3
- 1.58
- FITB
- 1.55
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | CIB | FITB |
|---|---|---|
| P/E Ratio (TTM) | 11.13 | 17.80 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 0.00 | 1.55 |
| Free Cash Flow Yield (TTM) | -- | -- |