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CIB vs. FITB: Grupo Cibest vs. Fifth Third Bancorp Stock Comparison

How do Grupo Cibest (CIB) and Fifth Third Bancorp (FITB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Grupo Cibest (CIB) and Fifth Third Bancorp (FITB) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Fifth Third Bancorp (FITB) trades as ordinary local shares, while Grupo Cibest (CIB) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Grupo Cibest (CIB) and Fifth Third Bancorp (FITB)
Profile ItemCIBFITB
NameGrupo Cibest S.A. ADRFifth Third Bancorp
Country/RegionColombiaUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization21.81 billion USD47.93 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateJuly 26, 1995March 17, 1980
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

CIB
FITB
GSPC
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Grupo Cibest (CIB) vs. Fifth Third Bancorp (FITB), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Grupo Cibest (CIB) and Fifth Third Bancorp (FITB). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Grupo Cibest (CIB) and Fifth Third Bancorp (FITB). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Grupo Cibest (CIB) and Fifth Third Bancorp (FITB)
MetricCIBFITB
Total Return (1Y)56.37%31.61%
Total Return (3Y, Annualized)74.68%34.78%
Total Return (5Y, Annualized)38.32%8.38%

Risk Profile

Drawdown History

CIB
FITB
GSPC
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Grupo Cibest (CIB) vs. Fifth Third Bancorp (FITB), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Grupo Cibest (CIB) and Fifth Third Bancorp (FITB). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Grupo Cibest (CIB) and Fifth Third Bancorp (FITB)
MetricCIBFITB
Volatility (1Y, Annualized)33.79%25.76%
Beta (5Y)0.610.96
Max Drawdown (5Y)-46.85%-51.68%
Avg. Volume (3M)297.24K6.30M

Risk-Adjusted Performance

Risk-Return Positioning

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CIB and FITB are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Grupo Cibest (CIB) and Fifth Third Bancorp (FITB)
MetricCIBFITB
Sharpe Ratio (1Y)1.541.06
Sortino Ratio (1Y)2.511.58

Profitability

ROE (TTM)

Grupo Cibest (CIB) at 19.22% sits in the top ROE quartile, while Fifth Third Bancorp (FITB) at 9.42% is in the bottom quartile, showing a clear gap in returns on equity.

CIB

Banks industry group

19.22%

Max
19.84%
CIB
19.22%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

FITB

Banks industry group

9.42%

Max
19.84%
Q3
13.67%
Median
11.49%
Q1
9.50%
FITB
9.42%
Min
3.64%
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Grupo Cibest (CIB) vs. Fifth Third Bancorp (FITB): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Both Grupo Cibest (CIB) at 17.57% and Fifth Third Bancorp (FITB) at 22.97% let more of each sales dollar slip away before the bottom line than peers do, sitting in the lower net margin quartile of their industries.

CIB

Banks industry group

17.57%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
CIB
17.57%
Min
14.93%

FITB

Banks industry group

22.97%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
FITB
22.97%
Min
14.93%
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Grupo Cibest (CIB) vs. Fifth Third Bancorp (FITB): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Grupo Cibest (CIB) in Banks and Fifth Third Bancorp (FITB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Grupo Cibest (CIB) and Fifth Third Bancorp (FITB)
MetricCIBFITB
ROE (TTM)19.22%9.42%
ROA (TTM)2.13%1.00%
Net Margin (TTM)17.57%22.97%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Fifth Third Bancorp (FITB) at 6.61% is around its peer norm for revenue growth, while Grupo Cibest (CIB) at 5.11% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Grupo Cibest (CIB) vs. Fifth Third Bancorp (FITB): A comparison of their Revenue Growth across different time periods.

EPS Growth

Fifth Third Bancorp (FITB) at 12.42% is around its peer norm for EPS growth, while Grupo Cibest (CIB) at -38.49% falls below its industry range, a notably weak earnings reading.

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Grupo Cibest (CIB) vs. Fifth Third Bancorp (FITB): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Grupo Cibest (CIB) and Fifth Third Bancorp (FITB)
MetricCIBFITB
Revenue Growth (YoY)5.11%6.61%
Revenue Growth (3Y CAGR)4.37%2.87%
EPS Growth (YoY)-38.49%12.42%
EPS Growth (3Y CAGR)-17.17%1.76%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Grupo Cibest (CIB) in Banks and Fifth Third Bancorp (FITB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Grupo Cibest (CIB) in Banks and Fifth Third Bancorp (FITB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Grupo Cibest (CIB) and Fifth Third Bancorp (FITB)
MetricCIBFITB
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Grupo Cibest (CIB) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Fifth Third Bancorp (FITB) reports a yield of 3.03%, ranking against industry peers normally.

CIB

Banks industry group

0.00%

Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
CIB
0.00%
Min
0.00%

FITB

Banks industry group

3.03%

Max
5.79%
Q3
3.18%
FITB
3.03%
Median
2.39%
Q1
1.20%
Min
0.00%
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Grupo Cibest (CIB) vs. Fifth Third Bancorp (FITB): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Grupo Cibest (CIB) at 31.29% pays out a band-typical share of earnings, while Fifth Third Bancorp (FITB) at 54.36% distributes more than its industry norm — less retained, thinner cover.

CIB

Banks industry group

31.29%

Max
70.75%
Q3
41.28%
CIB
31.29%
Median
29.26%
Q1
18.98%
Min
0.00%

FITB

Banks industry group

54.36%

Max
70.75%
FITB
54.36%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%
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Grupo Cibest (CIB) vs. Fifth Third Bancorp (FITB): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Grupo Cibest (CIB) and Fifth Third Bancorp (FITB)
MetricCIBFITB
Dividend Yield (TTM)0.00%3.03%
Dividend Payout Ratio (TTM)31.29%54.36%

Valuation

P/E Ratio (TTM)

Grupo Cibest (CIB) at 11.13 is near its industry’s usual P/E ratio, while Fifth Third Bancorp (FITB) at 17.80 sits in the richer quartile — FITB needs stronger growth or earnings quality to justify the premium.

CIB

Banks industry group

11.13

Max
18.16
Q3
13.75
Median
11.81
CIB
11.13
Q1
10.64
Min
6.49

FITB

Banks industry group

17.80

Max
18.16
FITB
17.80
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49
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Grupo Cibest (CIB) vs. Fifth Third Bancorp (FITB): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Grupo Cibest (CIB) in Banks and Fifth Third Bancorp (FITB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Grupo Cibest (CIB) at 0.00 trades below its peer P/B ratio range relative to book, while Fifth Third Bancorp (FITB) at 1.55 sits near its industry’s middle — CIB is the cheaper of the two against assets.

CIB

Banks industry group

0.00

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59
CIB
0.00

FITB

Banks industry group

1.55

Max
2.28
Q3
1.58
FITB
1.55
Median
1.32
Q1
1.10
Min
0.59
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Grupo Cibest (CIB) vs. Fifth Third Bancorp (FITB): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Grupo Cibest (CIB) and Fifth Third Bancorp (FITB)
MetricCIBFITB
P/E Ratio (TTM)11.1317.80
P/S Ratio (TTM)----
P/B Ratio (MRQ)0.001.55
Free Cash Flow Yield (TTM)----