Seek Returns

CIB vs. JPM: Grupo Cibest vs. JPMorgan Chase Stock Comparison

How do Grupo Cibest (CIB) and JPMorgan Chase (JPM) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Grupo Cibest (CIB) and JPMorgan Chase (JPM) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

JPMorgan Chase (JPM) trades as ordinary local shares, while Grupo Cibest (CIB) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Grupo Cibest (CIB) and JPMorgan Chase (JPM)
Profile ItemCIBJPM
NameGrupo Cibest S.A. ADRJPMorgan Chase & Co.
Country/RegionColombiaUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization21.81 billion USD888.27 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJuly 26, 1995March 17, 1980
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

CIB
JPM
GSPC
Loading price history…
Grupo Cibest (CIB) vs. JPMorgan Chase (JPM), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…
Trailing total returns for Grupo Cibest (CIB) and JPMorgan Chase (JPM). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…
Calendar-year total returns for Grupo Cibest (CIB) and JPMorgan Chase (JPM). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Grupo Cibest (CIB) and JPMorgan Chase (JPM)
MetricCIBJPM
Total Return (1Y)56.37%11.23%
Total Return (3Y, Annualized)74.68%36.31%
Total Return (5Y, Annualized)38.32%18.27%

Risk Profile

Drawdown History

CIB
JPM
GSPC
Loading price history…
Grupo Cibest (CIB) vs. JPMorgan Chase (JPM), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…
Distribution of monthly total returns for Grupo Cibest (CIB) and JPMorgan Chase (JPM). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Grupo Cibest (CIB) and JPMorgan Chase (JPM)
MetricCIBJPM
Volatility (1Y, Annualized)33.79%23.08%
Beta (5Y)0.611.02
Max Drawdown (5Y)-46.85%-37.93%
Avg. Volume (3M)297.24K7.03M

Risk-Adjusted Performance

Risk-Return Positioning

Loading chart…
CIB and JPM are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Grupo Cibest (CIB) and JPMorgan Chase (JPM)
MetricCIBJPM
Sharpe Ratio (1Y)1.540.30
Sortino Ratio (1Y)2.510.42

Profitability

ROE (TTM)

Both Grupo Cibest (CIB) at 19.22% and JPMorgan Chase (JPM) at 18.01% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.

CIB

Banks industry group

19.22%

Max
19.84%
CIB
19.22%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

JPM

Banks industry group

18.01%

Max
19.84%
JPM
18.01%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%
Loading chart…
Grupo Cibest (CIB) vs. JPMorgan Chase (JPM): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

JPMorgan Chase (JPM) at 34.59% keeps about the industry-typical share of revenue as profit, while Grupo Cibest (CIB) at 17.57% retains only a bottom-quartile share.

CIB

Banks industry group

17.57%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
CIB
17.57%
Min
14.93%

JPM

Banks industry group

34.59%

Max
47.19%
Q3
35.25%
JPM
34.59%
Median
31.21%
Q1
27.11%
Min
14.93%
Loading chart…
Grupo Cibest (CIB) vs. JPMorgan Chase (JPM): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Grupo Cibest (CIB) in Banks and JPMorgan Chase (JPM) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Grupo Cibest (CIB) and JPMorgan Chase (JPM)
MetricCIBJPM
ROE (TTM)19.22%18.01%
ROA (TTM)2.13%1.37%
Net Margin (TTM)17.57%34.59%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

JPMorgan Chase (JPM) at 7.32% is around its peer norm for revenue growth, while Grupo Cibest (CIB) at 5.11% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Loading chart…
Grupo Cibest (CIB) vs. JPMorgan Chase (JPM): A comparison of their Revenue Growth across different time periods.

EPS Growth

Neither side shows strong earnings momentum: JPMorgan Chase (JPM) at 1.37% sits in the bottom EPS growth quartile, and Grupo Cibest (CIB) at -38.49% is weaker still, below its industry range.

Loading chart…
Grupo Cibest (CIB) vs. JPMorgan Chase (JPM): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Grupo Cibest (CIB) and JPMorgan Chase (JPM)
MetricCIBJPM
Revenue Growth (YoY)5.11%7.32%
Revenue Growth (3Y CAGR)4.37%12.50%
EPS Growth (YoY)-38.49%1.37%
EPS Growth (3Y CAGR)-17.17%18.31%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Grupo Cibest (CIB) in Banks and JPMorgan Chase (JPM) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Grupo Cibest (CIB) in Banks and JPMorgan Chase (JPM) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Grupo Cibest (CIB) and JPMorgan Chase (JPM)
MetricCIBJPM
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Grupo Cibest (CIB) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile JPMorgan Chase (JPM) reports a yield of 1.82%, ranking against industry peers normally.

CIB

Banks industry group

0.00%

Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
CIB
0.00%
Min
0.00%

JPM

Banks industry group

1.82%

Max
5.79%
Q3
3.18%
Median
2.39%
JPM
1.82%
Q1
1.20%
Min
0.00%
Loading chart…
Grupo Cibest (CIB) vs. JPMorgan Chase (JPM): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both Grupo Cibest (CIB) at 31.29% and JPMorgan Chase (JPM) at 25.80% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

CIB

Banks industry group

31.29%

Max
70.75%
Q3
41.28%
CIB
31.29%
Median
29.26%
Q1
18.98%
Min
0.00%

JPM

Banks industry group

25.80%

Max
70.75%
Q3
41.28%
Median
29.26%
JPM
25.80%
Q1
18.98%
Min
0.00%
Loading chart…
Grupo Cibest (CIB) vs. JPMorgan Chase (JPM): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Grupo Cibest (CIB) and JPMorgan Chase (JPM)
MetricCIBJPM
Dividend Yield (TTM)0.00%1.82%
Dividend Payout Ratio (TTM)31.29%25.80%

Valuation

P/E Ratio (TTM)

Grupo Cibest (CIB) at 11.13 is near its industry’s usual P/E ratio, while JPMorgan Chase (JPM) at 14.03 sits in the richer quartile — JPM needs stronger growth or earnings quality to justify the premium.

CIB

Banks industry group

11.13

Max
18.16
Q3
13.75
Median
11.81
CIB
11.13
Q1
10.64
Min
6.49

JPM

Banks industry group

14.03

Max
18.16
JPM
14.03
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49
Loading chart…
Grupo Cibest (CIB) vs. JPMorgan Chase (JPM): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Grupo Cibest (CIB) in Banks and JPMorgan Chase (JPM) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Grupo Cibest (CIB) at 0.00 prices below its industry’s P/B ratio range while JPMorgan Chase (JPM) at 2.53 prices above it — an unusually wide split in valuation relative to book.

CIB

Banks industry group

0.00

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59
CIB
0.00

JPM

Banks industry group

2.53

JPM
2.53
Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59
Loading chart…
Grupo Cibest (CIB) vs. JPMorgan Chase (JPM): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Grupo Cibest (CIB) and JPMorgan Chase (JPM)
MetricCIBJPM
P/E Ratio (TTM)11.1314.03
P/S Ratio (TTM)----
P/B Ratio (MRQ)0.002.53
Free Cash Flow Yield (TTM)----