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CB vs. L: Chubb vs. Loews Stock Comparison

How do Chubb (CB) and Loews (L) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Chubb (CB) and Loews (L) are both classified in the Property & Casualty Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

Company profile comparison for Chubb (CB) and Loews (L)
Profile ItemCBL
NameChubb LimitedLoews Corp.
Country/RegionSwitzerlandUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryProperty & Casualty InsuranceProperty & Casualty Insurance
Market Capitalization139.47 billion USD22.19 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMarch 25, 1993March 17, 1980
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

CB
L
GSPC
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Chubb (CB) vs. Loews (L), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Chubb (CB) and Loews (L). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Chubb (CB) and Loews (L). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Chubb (CB) and Loews (L)
MetricCBL
Total Return (1Y)27.51%7.24%
Total Return (3Y, Annualized)19.71%19.27%
Total Return (5Y, Annualized)14.93%14.13%

Risk Profile

Drawdown History

CB
L
GSPC
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Chubb (CB) vs. Loews (L), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Chubb (CB) and Loews (L). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Chubb (CB) and Loews (L)
MetricCBL
Volatility (1Y, Annualized)19.45%16.13%
Beta (5Y)0.280.49
Max Drawdown (5Y)-19.26%-26.11%
Avg. Volume (3M)1.60M805.54K

Risk-Adjusted Performance

Risk-Return Positioning

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CB and L are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Chubb (CB) and Loews (L)
MetricCBL
Sharpe Ratio (1Y)1.190.18
Sortino Ratio (1Y)1.920.26

Profitability

ROE (TTM)

Chubb (CB) at 14.25% is around its peer norm for ROE, while Loews (L) at 8.21% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

CB

Insurance industry group

14.25%

Max
41.68%
Q3
22.04%
Median
14.81%
CB
14.25%
Q1
8.79%
Min
-10.66%

L

Insurance industry group

8.21%

Max
41.68%
Q3
22.04%
Median
14.81%
Q1
8.79%
L
8.21%
Min
-10.66%
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Chubb (CB) vs. Loews (L): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Chubb (CB) at 18.13% retains a top-quartile share of revenue as profit, ahead of Loews (L) at 7.93%, which keeps about the industry-typical share.

CB

Insurance industry group

18.13%

Max
29.92%
CB
18.13%
Q3
17.03%
Median
10.97%
Q1
6.21%
Min
-4.68%

L

Insurance industry group

7.93%

Max
29.92%
Q3
17.03%
Median
10.97%
L
7.93%
Q1
6.21%
Min
-4.68%
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Chubb (CB) vs. Loews (L): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Chubb (CB) in Insurance and Loews (L) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Chubb (CB) and Loews (L)
MetricCBL
ROE (TTM)14.25%8.21%
ROA (TTM)3.11%1.71%
Net Margin (TTM)18.13%7.93%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Both Chubb (CB) at 6.98% and Loews (L) at 5.44% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Chubb (CB) vs. Loews (L): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Chubb (CB) at 14.08% and Loews (L) at 24.34% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Chubb (CB) vs. Loews (L): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Chubb (CB) and Loews (L)
MetricCBL
Revenue Growth (YoY)6.98%5.44%
Revenue Growth (3Y CAGR)11.81%8.96%
EPS Growth (YoY)14.08%24.34%
EPS Growth (3Y CAGR)26.96%33.10%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Chubb (CB) in Insurance and Loews (L) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Chubb (CB) in Insurance and Loews (L) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Chubb (CB) and Loews (L)
MetricCBL
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Chubb (CB) at 1.07% and Loews (L) at 0.23% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

CB

Insurance industry group

1.07%

Max
5.12%
Q3
2.15%
CB
1.07%
Median
0.98%
Q1
0.00%
Min
0.00%

L

Insurance industry group

0.23%

Max
5.12%
Q3
2.15%
Median
0.98%
L
0.23%
Q1
0.00%
Min
0.00%
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Chubb (CB) vs. Loews (L): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Both Chubb (CB) at 13.95% and Loews (L) at 3.46% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

CB

Insurance industry group

13.95%

Max
76.67%
Q3
35.18%
Median
14.74%
CB
13.95%
Q1
0.00%
Min
0.00%

L

Insurance industry group

3.46%

Max
76.67%
Q3
35.18%
Median
14.74%
L
3.46%
Q1
0.00%
Min
0.00%
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Chubb (CB) vs. Loews (L): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Chubb (CB) and Loews (L)
MetricCBL
Dividend Yield (TTM)1.07%0.23%
Dividend Payout Ratio (TTM)13.95%3.46%

Valuation

P/E Ratio (TTM)

Both Chubb (CB) at 12.79 and Loews (L) at 15.17 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

CB

Insurance industry group

12.79

Max
28.37
Q3
18.75
CB
12.79
Median
12.23
Q1
9.08
Min
2.32

L

Insurance industry group

15.17

Max
28.37
Q3
18.75
L
15.17
Median
12.23
Q1
9.08
Min
2.32
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Chubb (CB) vs. Loews (L): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Chubb (CB) at 2.25 and Loews (L) at 1.18 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

CB

Insurance industry group

2.25

Max
4.03
CB
2.25
Q3
2.25
Median
1.23
Q1
0.85
Min
0.07

L

Insurance industry group

1.18

Max
4.03
Q3
2.25
Median
1.23
L
1.18
Q1
0.85
Min
0.07
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Chubb (CB) vs. Loews (L): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

Loews (L) at 1.22 sits in the lower P/B ratio quartile against book while Chubb (CB) at 1.91 is valued near its industry’s middle — L is cheaper on assets, though weigh it against ROE and asset quality.

CB

Insurance industry group

1.91

Max
5.07
Q3
2.79
CB
1.91
Median
1.76
Q1
1.23
Min
0.30

L

Insurance industry group

1.22

Max
5.07
Q3
2.79
Median
1.76
Q1
1.23
L
1.22
Min
0.30
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Chubb (CB) vs. Loews (L): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Chubb (CB) and Loews (L)
MetricCBL
P/E Ratio (TTM)12.7915.17
P/S Ratio (TTM)2.251.18
P/B Ratio (MRQ)1.911.22
Free Cash Flow Yield (TTM)----