BNT vs. PGR: Brookfield Wealth vs. Progressive Stock Comparison
How do Brookfield Wealth (BNT) and Progressive (PGR) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Brookfield Wealth (BNT) and Progressive (PGR) both belong to the Insurance industry, though BNT is classified under Life & Health Insurance while PGR falls under Property & Casualty Insurance.
Progressive (PGR) has more than two decades of public-market history since March 17, 1980, whereas Brookfield Wealth (BNT) listed on June 28, 2021 and has a much shorter record to draw on.
| Profile Item | BNT | PGR |
|---|---|---|
| Name | Brookfield Wealth Solutions Ltd. | The Progressive Corporation |
| Country/Region | Bermuda | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Life & Health Insurance | Property & Casualty Insurance |
| Market Capitalization | 11.34 billion USD | 131.96 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 28, 2021 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BNT | PGR |
|---|---|---|
| Total Return (1Y) | -6.19% | 11.71% |
| Total Return (3Y, Annualized) | 26.23% | 15.84% |
| Total Return (5Y, Annualized) | 0.99% | 21.68% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Brookfield Wealth (BNT) has an aggressive beta of 1.57, indicating higher sensitivity to broad-market moves, while Progressive (PGR) is defensive at 0.22 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.
Progressive (PGR) trades around 2.59M shares per day on average, while Brookfield Wealth (BNT) sees only 15.15K — a volume gap that can matter for position sizing, exit liquidity, and order execution.
| Metric | BNT | PGR |
|---|---|---|
| Volatility (1Y, Annualized) | 28.97% | 26.37% |
| Beta (5Y) | 1.57 | 0.22 |
| Max Drawdown (5Y) | -54.25% | -30.35% |
| Avg. Volume (3M) | 15.15K | 2.59M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BNT | PGR |
|---|---|---|
| Sharpe Ratio (1Y) | -0.36 | 0.28 |
| Sortino Ratio (1Y) | -0.51 | 0.39 |
Profitability
ROE (TTM)
Progressive (PGR) at 33.24% sits in the top ROE quartile, while Brookfield Wealth (BNT) at 1.05% is in the bottom quartile, showing a clear gap in returns on equity.
BNT
Insurance industry group
1.05%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- BNT
- 1.05%
- Min
- -10.66%
PGR
Insurance industry group
33.24%
- Max
- 41.68%
- PGR
- 33.24%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Progressive (PGR) at 12.67% keeps about the industry-typical share of revenue as profit, while Brookfield Wealth (BNT) at 1.06% retains only a bottom-quartile share.
BNT
Insurance industry group
1.06%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- BNT
- 1.06%
- Min
- -4.68%
PGR
Insurance industry group
12.67%
- Max
- 29.92%
- Q3
- 17.03%
- PGR
- 12.67%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Brookfield Wealth (BNT) in Insurance and Progressive (PGR) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BNT | PGR |
|---|---|---|
| ROE (TTM) | 1.05% | 33.24% |
| ROA (TTM) | 0.44% | 7.53% |
| Net Margin (TTM) | 1.06% | 12.67% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Progressive (PGR) at 16.32% is around its peer norm for revenue growth, while Brookfield Wealth (BNT) at -20.37% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Progressive (PGR) at 33.54% is around its peer norm for EPS growth, while Brookfield Wealth (BNT) at -53.90% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | BNT | PGR |
|---|---|---|
| Revenue Growth (YoY) | -20.37% | 16.32% |
| Revenue Growth (3Y CAGR) | 37.72% | 20.90% |
| EPS Growth (YoY) | -53.90% | 33.54% |
| EPS Growth (3Y CAGR) | -39.12% | 153.53% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Brookfield Wealth (BNT) in Insurance and Progressive (PGR) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Brookfield Wealth (BNT) in Insurance and Progressive (PGR) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BNT | PGR |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Brookfield Wealth (BNT) at 0.62% and Progressive (PGR) at 0.17% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
BNT
Insurance industry group
0.62%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- BNT
- 0.62%
- Q1
- 0.00%
- Min
- 0.00%
PGR
Insurance industry group
0.17%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- PGR
- 0.17%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Brookfield Wealth (BNT) at 30.95% pays out a band-typical share of earnings, while Progressive (PGR) at 70.03% distributes more than its industry norm — less retained, thinner cover.
BNT
Insurance industry group
30.95%
- Max
- 76.67%
- Q3
- 35.18%
- BNT
- 30.95%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
PGR
Insurance industry group
70.03%
- Max
- 76.67%
- PGR
- 70.03%
- Q3
- 35.18%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | BNT | PGR |
|---|---|---|
| Dividend Yield (TTM) | 0.62% | 0.17% |
| Dividend Payout Ratio (TTM) | 30.95% | 70.03% |
Valuation
P/E Ratio (TTM)
Progressive (PGR) at 11.47 is near its industry’s usual P/E ratio, while Brookfield Wealth (BNT) at 49.19 sits above its peer range — an unusually expensive price for BNT’s trailing earnings.
BNT
Insurance industry group
49.19
- BNT
- 49.19
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
PGR
Insurance industry group
11.47
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- PGR
- 11.47
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
On P/S ratio, both Brookfield Wealth (BNT) at 0.96 and Progressive (PGR) at 1.44 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
BNT
Insurance industry group
0.96
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- BNT
- 0.96
- Q1
- 0.85
- Min
- 0.07
PGR
Insurance industry group
1.44
- Max
- 4.03
- Q3
- 2.25
- PGR
- 1.44
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Brookfield Wealth (BNT) at 0.84 looks cheap against book in the lower P/B ratio quartile, while Progressive (PGR) at 3.82 carries a premium in the upper quartile — a clear price-to-book gap.
BNT
Insurance industry group
0.84
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- BNT
- 0.84
- Min
- 0.30
PGR
Insurance industry group
3.82
- Max
- 5.07
- PGR
- 3.82
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | BNT | PGR |
|---|---|---|
| P/E Ratio (TTM) | 49.19 | 11.47 |
| P/S Ratio (TTM) | 0.96 | 1.44 |
| P/B Ratio (MRQ) | 0.84 | 3.82 |
| Free Cash Flow Yield (TTM) | -- | -- |