BBD vs. WFC: Banco Bradesco vs. Wells Fargo Stock Comparison
How do Banco Bradesco (BBD) and Wells Fargo (WFC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Banco Bradesco (BBD) and Wells Fargo (WFC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Wells Fargo (WFC) trades as ordinary local shares, while Banco Bradesco (BBD) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | BBD | WFC |
|---|---|---|
| Name | Banco Bradesco S.A. ADR | Wells Fargo & Company |
| Country/Region | Brazil | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 28.39 billion USD | 251.98 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | August 2, 2002 | June 1, 1972 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BBD | WFC |
|---|---|---|
| Total Return (1Y) | -20.95% | 2.40% |
| Total Return (3Y, Annualized) | 2.33% | 31.75% |
| Total Return (5Y, Annualized) | 0.81% | 14.35% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BBD | WFC |
|---|---|---|
| Volatility (1Y, Annualized) | 49.48% | 26.11% |
| Beta (5Y) | 0.64 | 0.91 |
| Max Drawdown (5Y) | -52.00% | -37.10% |
| Avg. Volume (3M) | 43.85M | 14.10M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BBD | WFC |
|---|---|---|
| Sharpe Ratio (1Y) | -0.51 | -0.07 |
| Sortino Ratio (1Y) | -0.67 | -0.10 |
Profitability
ROE (TTM)
Banco Bradesco (BBD) at 14.20% sits in the top ROE quartile, while Wells Fargo (WFC) at 12.91% is closer to the peer norm — stronger capital efficiency for BBD.
BBD
Banks industry group
14.20%
- Max
- 19.84%
- BBD
- 14.20%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
WFC
Banks industry group
12.91%
- Max
- 19.84%
- Q3
- 13.67%
- WFC
- 12.91%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Both Banco Bradesco (BBD) at 27.27% and Wells Fargo (WFC) at 27.64% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
BBD
Banks industry group
27.27%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BBD
- 27.27%
- Q1
- 27.11%
- Min
- 14.93%
WFC
Banks industry group
27.64%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- WFC
- 27.64%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Banco Bradesco (BBD) in Banks and Wells Fargo (WFC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BBD | WFC |
|---|---|---|
| ROE (TTM) | 14.20% | 12.91% |
| ROA (TTM) | 1.12% | 1.08% |
| Net Margin (TTM) | 27.27% | 27.64% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Banco Bradesco (BBD) at 11.85% is around its peer norm for revenue growth, while Wells Fargo (WFC) at 1.70% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Banco Bradesco (BBD) at 37.42% sits in the top EPS growth quartile, while Wells Fargo (WFC) at 16.57% is closer to the peer norm — faster per-share earnings growth for BBD.
Growth Metrics
| Metric | BBD | WFC |
|---|---|---|
| Revenue Growth (YoY) | 11.85% | 1.70% |
| Revenue Growth (3Y CAGR) | 2.67% | 4.02% |
| EPS Growth (YoY) | 37.42% | 16.57% |
| EPS Growth (3Y CAGR) | 4.44% | 25.86% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Banco Bradesco (BBD) in Banks and Wells Fargo (WFC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Banco Bradesco (BBD) in Banks and Wells Fargo (WFC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BBD | WFC |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Wells Fargo (WFC) at 2.19% pays an industry-typical yield; Banco Bradesco (BBD) at 53.03% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.
BBD
Banks industry group
53.03%
- BBD
- 53.03%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
WFC
Banks industry group
2.19%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- WFC
- 2.19%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Wells Fargo (WFC) at 26.09% pays out a band-typical share of earnings, while Banco Bradesco (BBD) at 53.52% distributes more than its industry norm — less retained, thinner cover.
BBD
Banks industry group
53.52%
- Max
- 70.75%
- BBD
- 53.52%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
WFC
Banks industry group
26.09%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- WFC
- 26.09%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BBD | WFC |
|---|---|---|
| Dividend Yield (TTM) | 53.03% | 2.19% |
| Dividend Payout Ratio (TTM) | 53.52% | 26.09% |
Valuation
P/E Ratio (TTM)
Banco Bradesco (BBD) at 5.64 trades below its industry P/E ratio range, while Wells Fargo (WFC) at 11.84 is closer to a normal peer multiple — a clearer earnings-valuation discount for BBD, subject to growth and earnings quality.
BBD
Banks industry group
5.64
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
- BBD
- 5.64
WFC
Banks industry group
11.84
- Max
- 18.16
- Q3
- 13.75
- WFC
- 11.84
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Banco Bradesco (BBD) in Banks and Wells Fargo (WFC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Banco Bradesco (BBD) at 0.69 looks cheap against book in the lower P/B ratio quartile, while Wells Fargo (WFC) at 1.59 carries a premium in the upper quartile — a clear price-to-book gap.
BBD
Banks industry group
0.69
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- BBD
- 0.69
- Min
- 0.59
WFC
Banks industry group
1.59
- Max
- 2.28
- WFC
- 1.59
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | BBD | WFC |
|---|---|---|
| P/E Ratio (TTM) | 5.64 | 11.84 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 0.69 | 1.59 |
| Free Cash Flow Yield (TTM) | -- | -- |