Banco Bradesco (BBD) Stock Analysis

November 11, 2026

This is a peer-relative look at Banco Bradesco (BBD): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Banks peers, so every number reads in context rather than in isolation.

Company Profile

Banco Bradesco (BBD) trades as an ADR rather than ordinary local shares — read it with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile fields for Banco Bradesco (BBD)
Profile Item	BBD
Name	Banco Bradesco S.A. ADR
Country/Region	Brazil
GICS Sector	Financials
GICS Industry Group	Banks
GICS Industry	Banks
GICS Sub-Industry	Diversified Banks
Market Capitalization	28.39 billion USD
Currency	USD
Exchange	NYSE
Listing Date	August 2, 2002
Security Type	ADR

Price Performance

Cumulative Growth

BBD

GSPC

Banco Bradesco (BBD) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Banco Bradesco (BBD) and S&P 500 (GSPC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Banco Bradesco (BBD) and S&P 500 (GSPC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Banco Bradesco (BBD) metric values compared with Banks industry-group medians
Metric	Current stock: BBD	Industry group median
Total Return (1Y)	-20.95%	30.28%
Total Return (3Y, Annualized)	2.33%	26.57%
Total Return (5Y, Annualized)	0.81%	9.43%

Risk Profile

Drawdown History

BBD

GSPC

Banco Bradesco (BBD) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Banco Bradesco (BBD) and S&P 500 (GSPC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Banco Bradesco (BBD) metric values compared with Banks industry-group medians
Metric	Current stock: BBD	Industry group median
Volatility (1Y, Annualized)	49.48%	24.34%
Beta (5Y)	0.64	0.72
Max Drawdown (5Y)	-52.00%	-43.36%

Risk-Adjusted Performance

Risk-Return Positioning

Each dot is a stock plotted by 1-year volatility (risk) and 1-year return. BBD is highlighted; the dashed line is the Capital Allocation Line from the risk-free rate through the industry median — dots above it are stronger on a risk-adjusted basis.

Risk-Adjusted Metrics

Banco Bradesco (BBD) metric values compared with Banks industry-group medians
Metric	Current stock: BBD	Industry group median
Sharpe Ratio (1Y)	-0.51	1.08
Sortino Ratio (1Y)	-0.67	1.61

Profitability

ROE (TTM)

Banco Bradesco (BBD) posts ROE of 14.20%, in the upper peer quartile. That suggests the company earns more from each dollar of shareholders’ equity than most industry peers, a useful capital-efficiency signal.

BBD

Banks industry group

14.20%

Group distribution

Max: 19.84%
BBD: 14.20%
Q3: 13.67%
Median: 11.49%
Q1: 9.50%
Min: 3.64%

Largest peers

JPM: 18.01%
RY: 16.21%
HSBC: 14.22%
BBD: 14.20%
WFC: 12.91%
BAC: 10.73%
MUFG: 9.46%

Where Banco Bradesco (BBD) stands on ROE within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Net Margin (TTM)

Banco Bradesco (BBD) keeps 27.27% of revenue as net profit, roughly in line with the peer group’s normal net margin range. Its full cost stack is taking a typical share of sales for the industry.

BBD

Banks industry group

27.27%

Group distribution

Max: 47.19%
Q3: 35.25%
Median: 31.21%
BBD: 27.27%
Q1: 27.11%
Min: 14.93%

Largest peers

HSBC: 41.16%
JPM: 34.59%
RY: 33.87%
BAC: 28.06%
WFC: 27.64%
MUFG: 27.45%
BBD: 27.27%

Where Banco Bradesco (BBD) stands on net margin within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Operating Margin (TTM)

operating margin is set aside for Banco Bradesco (BBD) in Banks: the operating-income line is not a clean boundary for this business model, so net margin, ROE, FFO, or industry-specific measures may be more useful.

Profitability Metrics

Banco Bradesco (BBD) metric values compared with Banks industry-group medians
Metric	Current stock: BBD	Industry group median
ROE (TTM)	14.20%	11.49%
ROA (TTM)	1.12%	1.24%
Net Margin (TTM)	27.27%	31.21%
Operating Margin (TTM)	--	--
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Banco Bradesco (BBD) grew revenue 11.85%, roughly around the peer group's normal range. Top-line momentum looks broadly typical for the industry.

Banco Bradesco (BBD): Revenue Growth across different time periods, set against Banks industry-group medians.

EPS Growth

Banco Bradesco (BBD) grew earnings per share 37.42%, in the upper peer quartile. Per-share profits are compounding faster than at most industry peers.

Banco Bradesco (BBD): EPS Growth across different time periods, set against Banks industry-group medians.

Growth Metrics

Banco Bradesco (BBD) metric values compared with Banks industry-group medians
Metric	Current stock: BBD	Industry group median
Revenue Growth (YoY)	11.85%	11.23%
Revenue Growth (3Y CAGR)	2.67%	6.33%
EPS Growth (YoY)	37.42%	16.14%
EPS Growth (3Y CAGR)	4.44%	3.15%

Financial Strength

Current Ratio (MRQ)

current ratio is set aside for Banco Bradesco (BBD) in Banks: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for Banco Bradesco (BBD) in Banks: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.

Financial Strength Metrics

Banco Bradesco (BBD) metric values compared with Banks industry-group medians
Metric	Current stock: BBD	Industry group median
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Banco Bradesco (BBD) has dividend yield of 53.03%, above the entire industry range. That headline income is large, but yields this far above peers often come from a falling share price or an at-risk payout, so dividend safety matters more than the percentage itself.

BBD

Banks industry group

53.03%

Group distribution

BBD: 53.03%
Max: 5.79%
Q3: 3.18%
Median: 2.39%
Q1: 1.20%
Min: 0.00%

Largest peers

MUFG: 406.81%
BBD: 53.03%
RY: 3.23%
BAC: 2.33%
WFC: 2.19%
JPM: 1.82%
HSBC: 0.86%

Where Banco Bradesco (BBD) stands on dividend yield within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

Banco Bradesco (BBD) has payout ratio of 53.52%, above the industry’s usual payout band. A larger share of earnings is going to dividends, so the cushion narrows if profit weakens.

BBD

Banks industry group

53.52%

Group distribution

Max: 70.75%
BBD: 53.52%
Q3: 41.28%
Median: 29.26%
Q1: 18.98%
Min: 0.00%

Largest peers

HSBC: 53.57%
BBD: 53.52%
RY: 41.49%
MUFG: 34.74%
BAC: 27.62%
WFC: 26.09%
JPM: 25.80%

Where Banco Bradesco (BBD) stands on payout ratio within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Dividend Metrics

Banco Bradesco (BBD) metric values compared with Banks industry-group medians
Metric	Current stock: BBD	Industry group median
Dividend Yield (TTM)	53.03%	2.39%
Dividend Payout Ratio (TTM)	53.52%	29.26%

Valuation

P/E Ratio (TTM)

Banco Bradesco (BBD) trades at P/E ratio of 5.64, below the peer range for its industry. On trailing earnings the stock screens cheap, but a discount that deep still needs a check on growth, earnings quality, and business risk.

BBD

Banks industry group

5.64

Group distribution

Max: 18.16
Q3: 13.75
Median: 11.81
Q1: 10.64
Min: 6.49
BBD: 5.64

Largest peers

RY: 17.58
JPM: 14.03
MUFG: 13.71
WFC: 11.84
BAC: 11.79
HSBC: 11.38
BBD: 5.64

Where Banco Bradesco (BBD) stands on P/E ratio within its Banks peer group — the box is the group’s distribution and the dots its largest members.

P/S Ratio (TTM)

P/S ratio is not assessed for Banco Bradesco (BBD) in Banks: the revenue line is driven by spread economics rather than conventional product or service sales, so book value or earnings usually carry more weight.

P/B Ratio (MRQ)

Banco Bradesco (BBD) trades at 0.69 on P/B ratio, in the lower book-value quartile for its industry. Investors are paying less for the balance-sheet equity than they pay for most peers, with returns on that equity still central to the read.

BBD

Banks industry group

0.69

Group distribution

Max: 2.28
Q3: 1.58
Median: 1.32
Q1: 1.10
BBD: 0.69
Min: 0.59

Largest peers

HSBC: 6.87
RY: 2.92
JPM: 2.53
MUFG: 1.64
WFC: 1.59
BAC: 1.26
BBD: 0.69

Where Banco Bradesco (BBD) stands on P/B ratio within its Banks peer group — the box is the group’s distribution and the dots its largest members.

Valuation Metrics

Banco Bradesco (BBD) metric values compared with Banks industry-group medians
Metric	Current stock: BBD	Industry group median
P/E Ratio (TTM)	5.64	11.81
P/S Ratio (TTM)	--	--
P/B Ratio (MRQ)	0.69	1.32
Free Cash Flow Yield (TTM)	--	--