BAC vs. BBD: Bank of America vs. Banco Bradesco Stock Comparison
How do Bank of America (BAC) and Banco Bradesco (BBD) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Bank of America (BAC) and Banco Bradesco (BBD) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Bank of America (BAC) trades as ordinary local shares, while Banco Bradesco (BBD) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | BAC | BBD |
|---|---|---|
| Name | Bank of America Corporation | Banco Bradesco S.A. ADR |
| Country/Region | United States | Brazil |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 341.01 billion USD | 28.39 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 21, 1973 | August 2, 2002 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BAC | BBD |
|---|---|---|
| Total Return (1Y) | -2.73% | -20.95% |
| Total Return (3Y, Annualized) | 25.52% | 2.33% |
| Total Return (5Y, Annualized) | 4.08% | 0.81% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BAC | BBD |
|---|---|---|
| Volatility (1Y, Annualized) | 22.49% | 49.48% |
| Beta (5Y) | 1.18 | 0.64 |
| Max Drawdown (5Y) | -46.64% | -52.00% |
| Avg. Volume (3M) | 37.08M | 43.85M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BAC | BBD |
|---|---|---|
| Sharpe Ratio (1Y) | -0.31 | -0.51 |
| Sortino Ratio (1Y) | -0.41 | -0.67 |
Profitability
ROE (TTM)
Banco Bradesco (BBD) at 14.20% sits in the top ROE quartile, while Bank of America (BAC) at 10.73% is closer to the peer norm — stronger capital efficiency for BBD.
BAC
Banks industry group
10.73%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- BAC
- 10.73%
- Q1
- 9.50%
- Min
- 3.64%
BBD
Banks industry group
14.20%
- Max
- 19.84%
- BBD
- 14.20%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Both Bank of America (BAC) at 28.06% and Banco Bradesco (BBD) at 27.27% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
BAC
Banks industry group
28.06%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BAC
- 28.06%
- Q1
- 27.11%
- Min
- 14.93%
BBD
Banks industry group
27.27%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BBD
- 27.27%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Bank of America (BAC) in Banks and Banco Bradesco (BBD) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BAC | BBD |
|---|---|---|
| ROE (TTM) | 10.73% | 14.20% |
| ROA (TTM) | 0.94% | 1.12% |
| Net Margin (TTM) | 28.06% | 27.27% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Bank of America (BAC) at 6.84% and Banco Bradesco (BBD) at 11.85% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Banco Bradesco (BBD) at 37.42% sits in the top EPS growth quartile, while Bank of America (BAC) at 18.69% is closer to the peer norm — faster per-share earnings growth for BBD.
Growth Metrics
| Metric | BAC | BBD |
|---|---|---|
| Revenue Growth (YoY) | 6.84% | 11.85% |
| Revenue Growth (3Y CAGR) | 6.00% | 2.67% |
| EPS Growth (YoY) | 18.69% | 37.42% |
| EPS Growth (3Y CAGR) | 6.10% | 4.44% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Bank of America (BAC) in Banks and Banco Bradesco (BBD) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Bank of America (BAC) in Banks and Banco Bradesco (BBD) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BAC | BBD |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Bank of America (BAC) at 2.33% pays an industry-typical yield; Banco Bradesco (BBD) at 53.03% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.
BAC
Banks industry group
2.33%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- BAC
- 2.33%
- Q1
- 1.20%
- Min
- 0.00%
BBD
Banks industry group
53.03%
- BBD
- 53.03%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Bank of America (BAC) at 27.62% pays out a band-typical share of earnings, while Banco Bradesco (BBD) at 53.52% distributes more than its industry norm — less retained, thinner cover.
BAC
Banks industry group
27.62%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- BAC
- 27.62%
- Q1
- 18.98%
- Min
- 0.00%
BBD
Banks industry group
53.52%
- Max
- 70.75%
- BBD
- 53.52%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BAC | BBD |
|---|---|---|
| Dividend Yield (TTM) | 2.33% | 53.03% |
| Dividend Payout Ratio (TTM) | 27.62% | 53.52% |
Valuation
P/E Ratio (TTM)
Banco Bradesco (BBD) at 5.64 trades below its industry P/E ratio range, while Bank of America (BAC) at 11.79 is closer to a normal peer multiple — a clearer earnings-valuation discount for BBD, subject to growth and earnings quality.
BAC
Banks industry group
11.79
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- BAC
- 11.79
- Q1
- 10.64
- Min
- 6.49
BBD
Banks industry group
5.64
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
- BBD
- 5.64
P/S Ratio (TTM)
P/S ratio is set aside for both Bank of America (BAC) in Banks and Banco Bradesco (BBD) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Banco Bradesco (BBD) at 0.69 sits in the lower P/B ratio quartile against book while Bank of America (BAC) at 1.26 is valued near its industry’s middle — BBD is cheaper on assets, though weigh it against ROE and asset quality.
BAC
Banks industry group
1.26
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- BAC
- 1.26
- Q1
- 1.10
- Min
- 0.59
BBD
Banks industry group
0.69
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- BBD
- 0.69
- Min
- 0.59
Valuation Metrics
| Metric | BAC | BBD |
|---|---|---|
| P/E Ratio (TTM) | 11.79 | 5.64 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.26 | 0.69 |
| Free Cash Flow Yield (TTM) | -- | -- |