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ALL vs. EG: Allstate vs. Everest Stock Comparison

How do Allstate (ALL) and Everest (EG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Allstate (ALL) and Everest (EG) both belong to the Insurance industry, though ALL is classified under Property & Casualty Insurance while EG falls under Reinsurance.

Company profile comparison for Allstate (ALL) and Everest (EG)
Profile ItemALLEG
NameThe Allstate CorporationEverest Group, Ltd.
Country/RegionUnited StatesBermuda
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryProperty & Casualty InsuranceReinsurance
Market Capitalization63.05 billion USD15.23 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJune 3, 1993October 3, 1995
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

ALL
EG
GSPC
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Allstate (ALL) vs. Everest (EG), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Allstate (ALL) and Everest (EG). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Allstate (ALL) and Everest (EG). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Allstate (ALL) and Everest (EG)
MetricALLEG
Total Return (1Y)27.36%28.99%
Total Return (3Y, Annualized)27.71%4.67%
Total Return (5Y, Annualized)19.82%10.80%

Risk Profile

Drawdown History

ALL
EG
GSPC
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Allstate (ALL) vs. Everest (EG), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Allstate (ALL) and Everest (EG). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Allstate (ALL) and Everest (EG)
MetricALLEG
Volatility (1Y, Annualized)25.96%21.71%
Beta (5Y)0.130.23
Max Drawdown (5Y)-27.35%-23.84%
Avg. Volume (3M)1.91M382.05K

Risk-Adjusted Performance

Risk-Return Positioning

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ALL and EG are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Allstate (ALL) and Everest (EG)
MetricALLEG
Sharpe Ratio (1Y)0.891.14
Sortino Ratio (1Y)1.281.77

Profitability

ROE (TTM)

Allstate (ALL) at 38.93% sits in the top ROE quartile, while Everest (EG) at 12.77% is closer to the peer norm — stronger capital efficiency for ALL.

ALL

Insurance industry group

38.93%

Max
41.68%
ALL
38.93%
Q3
22.04%
Median
14.81%
Q1
8.79%
Min
-10.66%

EG

Insurance industry group

12.77%

Max
41.68%
Q3
22.04%
Median
14.81%
EG
12.77%
Q1
8.79%
Min
-10.66%
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Allstate (ALL) vs. Everest (EG): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Both Allstate (ALL) at 16.57% and Everest (EG) at 11.68% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

ALL

Insurance industry group

16.57%

Max
29.92%
Q3
17.03%
ALL
16.57%
Median
10.97%
Q1
6.21%
Min
-4.68%

EG

Insurance industry group

11.68%

Max
29.92%
Q3
17.03%
EG
11.68%
Median
10.97%
Q1
6.21%
Min
-4.68%
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Allstate (ALL) vs. Everest (EG): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Allstate (ALL) in Insurance and Everest (EG) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Allstate (ALL) and Everest (EG)
MetricALLEG
ROE (TTM)38.93%12.77%
ROA (TTM)7.68%2.43%
Net Margin (TTM)16.57%11.68%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Allstate (ALL) at 5.60% is around its peer norm for revenue growth, while Everest (EG) at 0.83% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Allstate (ALL) vs. Everest (EG): A comparison of their Revenue Growth across different time periods.

EPS Growth

Allstate (ALL) at 124.01% sits in the top EPS growth quartile, while Everest (EG) at 18.94% is closer to the peer norm — faster per-share earnings growth for ALL.

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Allstate (ALL) vs. Everest (EG): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Allstate (ALL) and Everest (EG)
MetricALLEG
Revenue Growth (YoY)5.60%0.83%
Revenue Growth (3Y CAGR)9.84%12.84%
EPS Growth (YoY)124.01%18.94%
EPS Growth (3Y CAGR)--35.51%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Allstate (ALL) in Insurance and Everest (EG) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Allstate (ALL) in Insurance and Everest (EG) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Allstate (ALL) and Everest (EG)
MetricALLEG
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Allstate (ALL) at 1.59% and Everest (EG) at 1.91% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

ALL

Insurance industry group

1.59%

Max
5.12%
Q3
2.15%
ALL
1.59%
Median
0.98%
Q1
0.00%
Min
0.00%

EG

Insurance industry group

1.91%

Max
5.12%
Q3
2.15%
EG
1.91%
Median
0.98%
Q1
0.00%
Min
0.00%
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Allstate (ALL) vs. Everest (EG): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Both Allstate (ALL) at 9.62% and Everest (EG) at 16.81% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

ALL

Insurance industry group

9.62%

Max
76.67%
Q3
35.18%
Median
14.74%
ALL
9.62%
Q1
0.00%
Min
0.00%

EG

Insurance industry group

16.81%

Max
76.67%
Q3
35.18%
EG
16.81%
Median
14.74%
Q1
0.00%
Min
0.00%
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Allstate (ALL) vs. Everest (EG): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Allstate (ALL) and Everest (EG)
MetricALLEG
Dividend Yield (TTM)1.59%1.91%
Dividend Payout Ratio (TTM)9.62%16.81%

Valuation

P/E Ratio (TTM)

Both Allstate (ALL) at 5.78 and Everest (EG) at 8.64 sit in the cheaper earnings-multiple quartile for P/E ratio, with the market paying less for a dollar of trailing earnings than it pays for typical peers.

ALL

Insurance industry group

5.78

Max
28.37
Q3
18.75
Median
12.23
Q1
9.08
ALL
5.78
Min
2.32

EG

Insurance industry group

8.64

Max
28.37
Q3
18.75
Median
12.23
Q1
9.08
EG
8.64
Min
2.32
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Allstate (ALL) vs. Everest (EG): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Allstate (ALL) at 0.90 and Everest (EG) at 0.94 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

ALL

Insurance industry group

0.90

Max
4.03
Q3
2.25
Median
1.23
ALL
0.90
Q1
0.85
Min
0.07

EG

Insurance industry group

0.94

Max
4.03
Q3
2.25
Median
1.23
EG
0.94
Q1
0.85
Min
0.07
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Allstate (ALL) vs. Everest (EG): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

Everest (EG) at 1.08 sits in the lower P/B ratio quartile against book while Allstate (ALL) at 2.09 is valued near its industry’s middle — EG is cheaper on assets, though weigh it against ROE and asset quality.

ALL

Insurance industry group

2.09

Max
5.07
Q3
2.79
ALL
2.09
Median
1.76
Q1
1.23
Min
0.30

EG

Insurance industry group

1.08

Max
5.07
Q3
2.79
Median
1.76
Q1
1.23
EG
1.08
Min
0.30
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Allstate (ALL) vs. Everest (EG): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Allstate (ALL) and Everest (EG)
MetricALLEG
P/E Ratio (TTM)5.788.64
P/S Ratio (TTM)0.900.94
P/B Ratio (MRQ)2.091.08
Free Cash Flow Yield (TTM)----