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AIZ vs. EG: Assurant vs. Everest Stock Comparison

How do Assurant (AIZ) and Everest (EG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Assurant (AIZ) and Everest (EG) both belong to the Insurance industry, though AIZ is classified under Multi-line Insurance while EG falls under Reinsurance.

Company profile comparison for Assurant (AIZ) and Everest (EG)
Profile ItemAIZEG
NameAssurant Inc.Everest Group, Ltd.
Country/RegionUnited StatesBermuda
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryMulti-line InsuranceReinsurance
Market Capitalization15.06 billion USD15.23 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateFebruary 5, 2004October 3, 1995
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

AIZ
EG
GSPC
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Assurant (AIZ) vs. Everest (EG), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Assurant (AIZ) and Everest (EG). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Assurant (AIZ) and Everest (EG). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Assurant (AIZ) and Everest (EG)
MetricAIZEG
Total Return (1Y)42.48%28.99%
Total Return (3Y, Annualized)26.94%4.67%
Total Return (5Y, Annualized)16.38%10.80%

Risk Profile

Drawdown History

AIZ
EG
GSPC
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Assurant (AIZ) vs. Everest (EG), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Assurant (AIZ) and Everest (EG). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Assurant (AIZ) and Everest (EG)
MetricAIZEG
Volatility (1Y, Annualized)22.42%21.71%
Beta (5Y)0.480.23
Max Drawdown (5Y)-44.63%-23.84%
Avg. Volume (3M)365.61K382.05K

Risk-Adjusted Performance

Risk-Return Positioning

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AIZ and EG are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Assurant (AIZ) and Everest (EG)
MetricAIZEG
Sharpe Ratio (1Y)1.701.14
Sortino Ratio (1Y)2.571.77

Profitability

ROE (TTM)

Both Assurant (AIZ) at 18.27% and Everest (EG) at 12.77% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

AIZ

Insurance industry group

18.27%

Max
41.68%
Q3
22.04%
AIZ
18.27%
Median
14.81%
Q1
8.79%
Min
-10.66%

EG

Insurance industry group

12.77%

Max
41.68%
Q3
22.04%
Median
14.81%
EG
12.77%
Q1
8.79%
Min
-10.66%
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Assurant (AIZ) vs. Everest (EG): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Both Assurant (AIZ) at 7.80% and Everest (EG) at 11.68% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

AIZ

Insurance industry group

7.80%

Max
29.92%
Q3
17.03%
Median
10.97%
AIZ
7.80%
Q1
6.21%
Min
-4.68%

EG

Insurance industry group

11.68%

Max
29.92%
Q3
17.03%
EG
11.68%
Median
10.97%
Q1
6.21%
Min
-4.68%
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Assurant (AIZ) vs. Everest (EG): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Assurant (AIZ) in Insurance and Everest (EG) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Assurant (AIZ) and Everest (EG)
MetricAIZEG
ROE (TTM)18.27%12.77%
ROA (TTM)2.57%2.43%
Net Margin (TTM)7.80%11.68%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Assurant (AIZ) at 7.89% is around its peer norm for revenue growth, while Everest (EG) at 0.83% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Assurant (AIZ) vs. Everest (EG): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Assurant (AIZ) at 17.08% and Everest (EG) at 18.94% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Assurant (AIZ) vs. Everest (EG): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Assurant (AIZ) and Everest (EG)
MetricAIZEG
Revenue Growth (YoY)7.89%0.83%
Revenue Growth (3Y CAGR)7.93%12.84%
EPS Growth (YoY)17.08%18.94%
EPS Growth (3Y CAGR)49.67%35.51%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Assurant (AIZ) in Insurance and Everest (EG) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Assurant (AIZ) in Insurance and Everest (EG) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Assurant (AIZ) and Everest (EG)
MetricAIZEG
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Assurant (AIZ) at 1.15% and Everest (EG) at 1.91% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

AIZ

Insurance industry group

1.15%

Max
5.12%
Q3
2.15%
AIZ
1.15%
Median
0.98%
Q1
0.00%
Min
0.00%

EG

Insurance industry group

1.91%

Max
5.12%
Q3
2.15%
EG
1.91%
Median
0.98%
Q1
0.00%
Min
0.00%
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Assurant (AIZ) vs. Everest (EG): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Both Assurant (AIZ) at 16.60% and Everest (EG) at 16.81% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

AIZ

Insurance industry group

16.60%

Max
76.67%
Q3
35.18%
AIZ
16.60%
Median
14.74%
Q1
0.00%
Min
0.00%

EG

Insurance industry group

16.81%

Max
76.67%
Q3
35.18%
EG
16.81%
Median
14.74%
Q1
0.00%
Min
0.00%
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Assurant (AIZ) vs. Everest (EG): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Assurant (AIZ) and Everest (EG)
MetricAIZEG
Dividend Yield (TTM)1.15%1.91%
Dividend Payout Ratio (TTM)16.60%16.81%

Valuation

P/E Ratio (TTM)

Everest (EG) at 8.64 sits in the cheaper P/E ratio quartile, while Assurant (AIZ) at 14.48 is closer to its industry’s usual earnings multiple — a discount for EG, though growth and earnings durability still matter.

AIZ

Insurance industry group

14.48

Max
28.37
Q3
18.75
AIZ
14.48
Median
12.23
Q1
9.08
Min
2.32

EG

Insurance industry group

8.64

Max
28.37
Q3
18.75
Median
12.23
Q1
9.08
EG
8.64
Min
2.32
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Assurant (AIZ) vs. Everest (EG): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Assurant (AIZ) at 1.10 and Everest (EG) at 0.94 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

AIZ

Insurance industry group

1.10

Max
4.03
Q3
2.25
Median
1.23
AIZ
1.10
Q1
0.85
Min
0.07

EG

Insurance industry group

0.94

Max
4.03
Q3
2.25
Median
1.23
EG
0.94
Q1
0.85
Min
0.07
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Assurant (AIZ) vs. Everest (EG): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

Everest (EG) at 1.08 sits in the lower P/B ratio quartile against book while Assurant (AIZ) at 2.52 is valued near its industry’s middle — EG is cheaper on assets, though weigh it against ROE and asset quality.

AIZ

Insurance industry group

2.52

Max
5.07
Q3
2.79
AIZ
2.52
Median
1.76
Q1
1.23
Min
0.30

EG

Insurance industry group

1.08

Max
5.07
Q3
2.79
Median
1.76
Q1
1.23
EG
1.08
Min
0.30
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Assurant (AIZ) vs. Everest (EG): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Assurant (AIZ) and Everest (EG)
MetricAIZEG
P/E Ratio (TTM)14.488.64
P/S Ratio (TTM)1.100.94
P/B Ratio (MRQ)2.521.08
Free Cash Flow Yield (TTM)----