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STT vs. UBS: State Street vs. UBS Stock Comparison

How do State Street (STT) and UBS (UBS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

State Street (STT) and UBS (UBS) both belong to the Capital Markets industry, though STT is classified under Asset Management & Custody Banks while UBS falls under Diversified Capital Markets.

Company profile comparison for State Street (STT) and UBS (UBS)
Profile ItemSTTUBS
NameState Street Corporation Common StockUBS Group AG
Country/RegionUnited StatesSwitzerland
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsCapital Markets
GICS Sub-IndustryAsset Management & Custody BanksDiversified Capital Markets
Market Capitalization45.05 billion USD144.79 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMarch 17, 1980May 16, 2000
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

STT
UBS
GSPC
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State Street (STT) vs. UBS (UBS), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for State Street (STT) and UBS (UBS). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for State Street (STT) and UBS (UBS). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for State Street (STT) and UBS (UBS)
MetricSTTUBS
Total Return (1Y)49.16%30.78%
Total Return (3Y, Annualized)41.54%29.39%
Total Return (5Y, Annualized)16.00%25.00%

Risk Profile

Drawdown History

STT
UBS
GSPC
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State Street (STT) vs. UBS (UBS), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for State Street (STT) and UBS (UBS). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for State Street (STT) and UBS (UBS)
MetricSTTUBS
Volatility (1Y, Annualized)25.01%27.78%
Beta (5Y)1.361.15
Max Drawdown (5Y)-41.45%-32.48%
Avg. Volume (3M)1.85M1.93M

Risk-Adjusted Performance

Risk-Return Positioning

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STT and UBS are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for State Street (STT) and UBS (UBS)
MetricSTTUBS
Sharpe Ratio (1Y)1.790.95
Sortino Ratio (1Y)2.611.44

Profitability

ROE (TTM)

Capital efficiency shows on one side only: State Street (STT) earns 13.08% on shareholders’ equity, ranked against its industry; UBS (UBS) has no ROE this period.

STT

Financial Services industry group

13.08%

Max
44.78%
Q3
21.85%
STT
13.08%
Median
12.91%
Q1
4.48%
Min
-18.71%

UBS

Financial Services industry group

--

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
UBS
--
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State Street (STT) vs. UBS (UBS): UBS does not report ROE, so it has no value marker; STT is benchmarked against the Financial Services industry group.

Net Margin (TTM)

Both State Street (STT) at 23.78% and UBS (UBS) at 18.18% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

STT

Financial Services industry group

23.78%

Max
62.84%
Q3
28.05%
STT
23.78%
Median
15.36%
Q1
4.82%
Min
-28.52%

UBS

Financial Services industry group

18.18%

Max
62.84%
Q3
28.05%
UBS
18.18%
Median
15.36%
Q1
4.82%
Min
-28.52%
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State Street (STT) vs. UBS (UBS): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both State Street (STT) at 34.63% and UBS (UBS) at 27.10% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

STT

Financial Services industry group

34.63%

Max
107.33%
Q3
55.90%
STT
34.63%
Median
30.09%
Q1
14.60%
Min
-44.34%

UBS

Financial Services industry group

27.10%

Max
107.33%
Q3
55.90%
Median
30.09%
UBS
27.10%
Q1
14.60%
Min
-44.34%
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State Street (STT) vs. UBS (UBS): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for State Street (STT) and UBS (UBS)
MetricSTTUBS
ROE (TTM)13.08%--
ROA (TTM)0.95%--
Net Margin (TTM)23.78%18.18%
Operating Margin (TTM)34.63%27.10%
Gross Margin (TTM)----

Growth

Revenue Growth

Both State Street (STT) at 8.10% and UBS (UBS) at 4.30% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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State Street (STT) vs. UBS (UBS): A comparison of their Revenue Growth across different time periods.

EPS Growth

UBS (UBS) at 55.26% sits in the top EPS growth quartile, while State Street (STT) at 14.49% is closer to the peer norm — faster per-share earnings growth for UBS.

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State Street (STT) vs. UBS (UBS): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for State Street (STT) and UBS (UBS)
MetricSTTUBS
Revenue Growth (YoY)8.10%4.30%
Revenue Growth (3Y CAGR)4.82%12.44%
EPS Growth (YoY)14.49%55.26%
EPS Growth (3Y CAGR)9.35%1.60%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: State Street (STT) in Financial Services and UBS (UBS) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: State Street (STT) in Financial Services and UBS (UBS) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for State Street (STT) and UBS (UBS)
MetricSTTUBS
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

UBS (UBS) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile State Street (STT) reports a yield of 2.08%, ranking against industry peers normally.

STT

Financial Services industry group

2.08%

Max
9.77%
Q3
3.92%
STT
2.08%
Median
1.09%
Q1
0.00%
Min
0.00%

UBS

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
UBS
0.00%
Q1
0.00%
Min
0.00%
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State Street (STT) vs. UBS (UBS): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both State Street (STT) at 28.10% and UBS (UBS) at 36.30% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

STT

Financial Services industry group

28.10%

Max
241.07%
Q3
97.36%
STT
28.10%
Median
25.77%
Q1
0.00%
Min
0.00%

UBS

Financial Services industry group

36.30%

Max
241.07%
Q3
97.36%
UBS
36.30%
Median
25.77%
Q1
0.00%
Min
0.00%
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State Street (STT) vs. UBS (UBS): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for State Street (STT) and UBS (UBS)
MetricSTTUBS
Dividend Yield (TTM)2.08%0.00%
Dividend Payout Ratio (TTM)28.10%36.30%

Valuation

P/E Ratio (TTM)

Both State Street (STT) at 13.53 and UBS (UBS) at 15.77 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

STT

Financial Services industry group

13.53

Max
45.85
Q3
24.64
Median
15.37
STT
13.53
Q1
9.68
Min
0.16

UBS

Financial Services industry group

15.77

Max
45.85
Q3
24.64
UBS
15.77
Median
15.37
Q1
9.68
Min
0.16
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State Street (STT) vs. UBS (UBS): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both State Street (STT) at 2.91 and UBS (UBS) at 2.71 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

STT

Financial Services industry group

2.91

Max
9.23
Q3
4.57
STT
2.91
Median
2.72
Q1
1.28
Min
-0.55

UBS

Financial Services industry group

2.71

Max
9.23
Q3
4.57
Median
2.72
UBS
2.71
Q1
1.28
Min
-0.55
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State Street (STT) vs. UBS (UBS): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both State Street (STT) at 1.83 and UBS (UBS) at 1.64 are valued close to their industries’ norm against book — neither stands out from peers.

STT

Financial Services industry group

1.83

Max
7.79
Q3
3.63
STT
1.83
Median
1.57
Q1
0.81
Min
-0.39

UBS

Financial Services industry group

1.64

Max
7.79
Q3
3.63
UBS
1.64
Median
1.57
Q1
0.81
Min
-0.39
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State Street (STT) vs. UBS (UBS): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for State Street (STT) and UBS (UBS)
MetricSTTUBS
P/E Ratio (TTM)13.5315.77
P/S Ratio (TTM)2.912.71
P/B Ratio (MRQ)1.831.64
Free Cash Flow Yield (TTM)----