State Street (STT) Stock Analysis

November 11, 2026

This is a peer-relative look at State Street (STT): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Financial Services peers, so every number reads in context rather than in isolation.

Company Profile

Company profile fields for State Street (STT)
Profile Item	STT
Name	State Street Corporation Common Stock
Country/Region	United States
GICS Sector	Financials
GICS Industry Group	Financial Services
GICS Industry	Capital Markets
GICS Sub-Industry	Asset Management & Custody Banks
Market Capitalization	45.05 billion USD
Currency	USD
Exchange	NYSE
Listing Date	March 17, 1980
Security Type	Common Stock

Price Performance

Cumulative Growth

STT

GSPC

State Street (STT) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for State Street (STT) and S&P 500 (GSPC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for State Street (STT) and S&P 500 (GSPC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

State Street (STT) metric values compared with Financial Services industry-group medians
Metric	Current stock: STT	Industry group median
Total Return (1Y)	49.16%	1.90%
Total Return (3Y, Annualized)	41.54%	12.71%
Total Return (5Y, Annualized)	16.00%	2.81%

Risk Profile

Drawdown History

STT

GSPC

State Street (STT) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for State Street (STT) and S&P 500 (GSPC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

State Street (STT) metric values compared with Financial Services industry-group medians
Metric	Current stock: STT	Industry group median
Volatility (1Y, Annualized)	25.01%	36.24%
Beta (5Y)	1.36	1.04
Max Drawdown (5Y)	-41.45%	-48.56%

Risk-Adjusted Performance

Risk-Return Positioning

Each dot is a stock plotted by 1-year volatility (risk) and 1-year return. STT is highlighted; the dashed line is the Capital Allocation Line from the risk-free rate through the industry median — dots above it are stronger on a risk-adjusted basis.

Risk-Adjusted Metrics

State Street (STT) metric values compared with Financial Services industry-group medians
Metric	Current stock: STT	Industry group median
Sharpe Ratio (1Y)	1.79	-0.09
Sortino Ratio (1Y)	2.61	-0.13

Profitability

ROE (TTM)

State Street (STT) posts ROE of 13.08%, roughly around the peer group’s normal range. Shareholders’ equity is producing a return that looks broadly typical for the industry.

STT

Financial Services industry group

13.08%

Group distribution

Max: 44.78%
Q3: 21.85%
STT: 13.08%
Median: 12.91%
Q1: 4.48%
Min: -18.71%

Largest peers

MA: 231.37%
V: 63.51%
MS: 18.04%
GS: 17.71%
STT: 13.08%
BRK.A: 12.12%
BRK.B: 12.12%

Where State Street (STT) stands on ROE within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Net Margin (TTM)

State Street (STT) keeps 23.78% of revenue as net profit, roughly in line with the peer group’s normal net margin range. Its full cost stack is taking a typical share of sales for the industry.

STT

Financial Services industry group

23.78%

Group distribution

Max: 62.84%
Q3: 28.05%
STT: 23.78%
Median: 15.36%
Q1: 4.82%
Min: -28.52%

Largest peers

V: 51.20%
MA: 46.73%
GS: 31.21%
MS: 25.63%
STT: 23.78%
BRK.A: 22.30%
BRK.B: 22.30%

Where State Street (STT) stands on net margin within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Operating Margin (TTM)

State Street (STT) turns 34.63% of revenue into operating profit, roughly in line with the peer group’s normal operating margin range. Its core cost structure looks typical for the industry.

STT

Financial Services industry group

34.63%

Group distribution

Max: 107.33%
Q3: 55.90%
STT: 34.63%
Median: 30.09%
Q1: 14.60%
Min: -44.34%

Largest peers

V: 63.73%
MA: 60.53%
MS: 39.00%
GS: 38.37%
STT: 34.63%
BRK.A: 32.56%
BRK.B: 32.56%

Where State Street (STT) stands on operating margin within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Profitability Metrics

State Street (STT) metric values compared with Financial Services industry-group medians
Metric	Current stock: STT	Industry group median
ROE (TTM)	13.08%	12.91%
ROA (TTM)	0.95%	3.60%
Net Margin (TTM)	23.78%	15.36%
Operating Margin (TTM)	34.63%	30.09%
Gross Margin (TTM)	--	--

Growth

Revenue Growth

State Street (STT) grew revenue 8.10%, roughly around the peer group's normal range. Top-line momentum looks broadly typical for the industry.

State Street (STT): Revenue Growth across different time periods, set against Financial Services industry-group medians.

EPS Growth

State Street (STT) grew earnings per share 14.49%, roughly around the peer group's normal range. Bottom-line momentum looks broadly typical for the industry.

State Street (STT): EPS Growth across different time periods, set against Financial Services industry-group medians.

Growth Metrics

State Street (STT) metric values compared with Financial Services industry-group medians
Metric	Current stock: STT	Industry group median
Revenue Growth (YoY)	8.10%	9.46%
Revenue Growth (3Y CAGR)	4.82%	10.90%
EPS Growth (YoY)	14.49%	7.46%
EPS Growth (3Y CAGR)	9.35%	13.04%

Financial Strength

Current Ratio (MRQ)

current ratio is set aside for State Street (STT) in Financial Services: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for State Street (STT) in Financial Services: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.

Financial Strength Metrics

State Street (STT) metric values compared with Financial Services industry-group medians
Metric	Current stock: STT	Industry group median
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

State Street (STT) has dividend yield of 2.08%, in the industry’s normal income range. It provides a meaningful dividend without the red flag of an unusually high headline yield.

STT

Financial Services industry group

2.08%

Group distribution

Max: 9.77%
Q3: 3.92%
STT: 2.08%
Median: 1.09%
Q1: 0.00%
Min: 0.00%

Largest peers

MS: 2.40%
STT: 2.08%
GS: 2.07%
V: 0.66%
MA: 0.53%
BRK.A: 0.00%
BRK.B: 0.00%

Where State Street (STT) stands on dividend yield within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

State Street (STT) has payout ratio of 28.10%, within the industry’s typical payout band. The dividend shares profits with investors while leaving earnings coverage that looks normal for the peer group.

STT

Financial Services industry group

28.10%

Group distribution

Max: 241.07%
Q3: 97.36%
STT: 28.10%
Median: 25.77%
Q1: 0.00%
Min: 0.00%

Largest peers

MS: 32.91%
STT: 28.10%
GS: 25.88%
V: 21.75%
MA: 17.63%
BRK.A: 0.00%
BRK.B: 0.00%

Where State Street (STT) stands on payout ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Dividend Metrics

State Street (STT) metric values compared with Financial Services industry-group medians
Metric	Current stock: STT	Industry group median
Dividend Yield (TTM)	2.08%	1.09%
Dividend Payout Ratio (TTM)	28.10%	25.77%

Valuation

P/E Ratio (TTM)

State Street (STT) trades at P/E ratio of 13.53, near the industry’s usual earnings multiple. The stock is not showing a clear peer discount or premium on trailing earnings.

STT

Financial Services industry group

13.53

Group distribution

Max: 45.85
Q3: 24.64
Median: 15.37
STT: 13.53
Q1: 9.68
Min: 0.16

Largest peers

V: 34.31
MA: 34.15
MS: 14.39
BRK.A: 14.36
BRK.B: 14.36
STT: 13.53
GS: 12.45

Where State Street (STT) stands on P/E ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

P/S Ratio (TTM)

State Street (STT) trades at 2.91 on P/S ratio, roughly in the peer group’s normal range. The market is not making a strong cheap-or-rich statement about its revenue base.

STT

Financial Services industry group

2.91

Group distribution

Max: 9.23
Q3: 4.57
STT: 2.91
Median: 2.72
Q1: 1.28
Min: -0.55

Largest peers

V: 17.18
MA: 15.67
MS: 3.55
GS: 3.52
BRK.A: 3.18
BRK.B: 3.18
STT: 2.91

Where State Street (STT) stands on P/S ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

P/B Ratio (MRQ)

State Street (STT) trades at 1.83 on P/B ratio, roughly in line with the industry’s normal price-to-book range. Its balance sheet is not being priced at a clear discount or premium versus peers.

STT

Financial Services industry group

1.83

Group distribution

Max: 7.79
Q3: 3.63
STT: 1.83
Median: 1.57
Q1: 0.81
Min: -0.39

Largest peers

MA: 84.30
V: 22.05
MS: 2.65
GS: 2.36
STT: 1.83
BRK.A: 1.72
BRK.B: 0.00

Where State Street (STT) stands on P/B ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Valuation Metrics

State Street (STT) metric values compared with Financial Services industry-group medians
Metric	Current stock: STT	Industry group median
P/E Ratio (TTM)	13.53	15.37
P/S Ratio (TTM)	2.91	2.72
P/B Ratio (MRQ)	1.83	1.57
Free Cash Flow Yield (TTM)	--	--