RCL vs. SCI: Royal Caribbean Cruises vs. Service Stock Comparison

November 11, 2026

How do Royal Caribbean Cruises (RCL) and Service (SCI) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Royal Caribbean Cruises (RCL) and Service (SCI) both fall under the Consumer Services industry group, but RCL is classified in Hotels, Restaurants & Leisure while SCI is classified in Diversified Consumer Services.

Company profile comparison for Royal Caribbean Cruises (RCL) and Service (SCI)
Profile Item	RCL	SCI
Name	Royal Caribbean Cruises Ltd.	Service Corporation International
Country/Region	United States	United States
GICS Sector	Consumer Discretionary	Consumer Discretionary
GICS Industry Group	Consumer Services	Consumer Services
GICS Industry	Hotels, Restaurants & Leisure	Diversified Consumer Services
GICS Sub-Industry	Hotels, Resorts & Cruise Lines	Specialized Consumer Services
Market Capitalization	87.51 billion USD	10.02 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	April 28, 1993	March 17, 1980
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

RCL

SCI

GSPC

Royal Caribbean Cruises (RCL) vs. Service (SCI), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…

Trailing total returns for Royal Caribbean Cruises (RCL) and Service (SCI). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…

Calendar-year total returns for Royal Caribbean Cruises (RCL) and Service (SCI). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Royal Caribbean Cruises (RCL) and Service (SCI)
Metric	RCL	SCI
Total Return (1Y)	35.04%	-6.96%
Total Return (3Y, Annualized)	55.86%	10.56%
Total Return (5Y, Annualized)	30.86%	3.84%

Risk Profile

Drawdown History

RCL

SCI

GSPC

Royal Caribbean Cruises (RCL) vs. Service (SCI), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…

Distribution of monthly total returns for Royal Caribbean Cruises (RCL) and Service (SCI). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Royal Caribbean Cruises (RCL) and Service (SCI)
Metric	RCL	SCI
Volatility (1Y, Annualized)	47.73%	25.94%
Beta (5Y)	1.82	0.77
Max Drawdown (5Y)	-65.76%	-27.14%
Avg. Volume (3M)	2.35M	1.02M

Risk-Adjusted Performance

Risk-Return Positioning

RCL and SCI are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Royal Caribbean Cruises (RCL) and Service (SCI)
Metric	RCL	SCI
Sharpe Ratio (1Y)	0.64	-0.43
Sortino Ratio (1Y)	1.10	-0.58

Profitability

ROE (TTM)

Both Royal Caribbean Cruises (RCL) at 41.29% and Service (SCI) at 35.74% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.

RCL

Consumer Services industry group

41.29%

Max: 76.75%
RCL: 41.29%
Q3: 34.07%
Median: 15.90%
Q1: 3.23%
Min: -40.61%

SCI

Consumer Services industry group

35.74%

Max: 76.75%
SCI: 35.74%
Q3: 34.07%
Median: 15.90%
Q1: 3.23%
Min: -40.61%

Royal Caribbean Cruises (RCL) vs. Service (SCI): A comparison of their ROE against the Consumer Services industry group benchmark.

Net Margin (TTM)

Royal Caribbean Cruises (RCL) at 23.79% retains a top-quartile share of revenue as profit, ahead of Service (SCI) at 12.70%, which keeps about the industry-typical share.

RCL

Consumer Services industry group

23.79%

Max: 25.52%
RCL: 23.79%
Q3: 12.95%
Median: 6.63%
Q1: 1.46%
Min: -14.36%

SCI

Consumer Services industry group

12.70%

Max: 25.52%
Q3: 12.95%
SCI: 12.70%
Median: 6.63%
Q1: 1.46%
Min: -14.36%

Royal Caribbean Cruises (RCL) vs. Service (SCI): A comparison of their net margin against the Consumer Services industry group benchmark.

Operating Margin (TTM)

Royal Caribbean Cruises (RCL) at 33.61% operates in the top operating margin quartile, ahead of Service (SCI) at 21.83%, which runs around its industry’s norm.

RCL

Consumer Services industry group

33.61%

Max: 49.05%
RCL: 33.61%
Q3: 24.35%
Median: 14.23%
Q1: 5.67%
Min: -16.47%

SCI

Consumer Services industry group

21.83%

Max: 49.05%
Q3: 24.35%
SCI: 21.83%
Median: 14.23%
Q1: 5.67%
Min: -16.47%

Royal Caribbean Cruises (RCL) vs. Service (SCI): A comparison of their operating margin against the Consumer Services industry group benchmark.

Profitability Metrics

Profitability metrics for Royal Caribbean Cruises (RCL) and Service (SCI)
Metric	RCL	SCI
ROE (TTM)	41.29%	35.74%
ROA (TTM)	7.78%	3.32%
Net Margin (TTM)	23.79%	12.70%
Operating Margin (TTM)	33.61%	21.83%
Gross Margin (TTM)	50.25%	25.89%

Growth

Revenue Growth

Royal Caribbean Cruises (RCL) at 8.79% is around its peer norm for revenue growth, while Service (SCI) at 2.93% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Royal Caribbean Cruises (RCL) vs. Service (SCI): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Royal Caribbean Cruises (RCL) at 41.91% and Service (SCI) at 7.65% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Royal Caribbean Cruises (RCL) vs. Service (SCI): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Royal Caribbean Cruises (RCL) and Service (SCI)
Metric	RCL	SCI
Revenue Growth (YoY)	8.79%	2.93%
Revenue Growth (3Y CAGR)	26.59%	1.60%
EPS Growth (YoY)	41.91%	7.65%
EPS Growth (3Y CAGR)	--	2.49%

Financial Strength

Current Ratio (MRQ)

Both Royal Caribbean Cruises (RCL) at 0.22 and Service (SCI) at 0.40 run current ratio in the tighter-liquidity quartile of industry peers, leaving thinner cushions against current liabilities than typical competitors.

RCL

Consumer Services industry group

0.22

Max: 3.41
Q3: 1.85
Median: 1.06
Q1: 0.72
RCL: 0.22
Min: 0.22

SCI

Consumer Services industry group

0.40

Max: 3.41
Q3: 1.85
Median: 1.06
Q1: 0.72
SCI: 0.40
Min: 0.22

Royal Caribbean Cruises (RCL) vs. Service (SCI): A comparison of their current ratio against the Consumer Services industry group benchmark.

Debt / Equity (MRQ)

Royal Caribbean Cruises (RCL) at 1.94 carries an industry-typical debt-to-equity mix, while Service (SCI) at 3.28 uses more debt funding than most peers.

RCL

Consumer Services industry group

1.94

Max: 6.12
Q3: 2.93
RCL: 1.94
Median: 1.29
Q1: 0.37
Min: 0.01

SCI

Consumer Services industry group

3.28

Max: 6.12
SCI: 3.28
Q3: 2.93
Median: 1.29
Q1: 0.37
Min: 0.01

Royal Caribbean Cruises (RCL) vs. Service (SCI): A comparison of their debt-to-equity ratio against the Consumer Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Royal Caribbean Cruises (RCL) and Service (SCI)
Metric	RCL	SCI
Current Ratio (MRQ)	0.22	0.40
Debt / Equity (MRQ)	1.94	3.28
Net Debt / EBITDA	3.12	3.73

Dividends

Dividend Yield (TTM)

Service (SCI) at 1.86% delivers top-quartile income for its industry, while Royal Caribbean Cruises (RCL) at 1.70% pays a more typical yield — both are credible income propositions, SCI the richer one.

RCL

Consumer Services industry group

1.70%

Max: 4.10%
Q3: 1.82%
RCL: 1.70%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

SCI

Consumer Services industry group

1.86%

Max: 4.10%
SCI: 1.86%
Q3: 1.82%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Royal Caribbean Cruises (RCL) vs. Service (SCI): A comparison of their dividend yield against the Consumer Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Royal Caribbean Cruises (RCL) at 32.54% and Service (SCI) at 34.83% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

RCL

Consumer Services industry group

32.54%

Max: 89.80%
Q3: 36.83%
RCL: 32.54%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

SCI

Consumer Services industry group

34.83%

Max: 89.80%
Q3: 36.83%
SCI: 34.83%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Royal Caribbean Cruises (RCL) vs. Service (SCI): A comparison of their payout ratio against the Consumer Services industry group benchmark.

Dividend Metrics

Dividend metrics for Royal Caribbean Cruises (RCL) and Service (SCI)
Metric	RCL	SCI
Dividend Yield (TTM)	1.70%	1.86%
Dividend Payout Ratio (TTM)	32.54%	34.83%

Valuation

P/E Ratio (TTM)

Both Royal Caribbean Cruises (RCL) at 19.36 and Service (SCI) at 18.34 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

RCL

Consumer Services industry group

19.36

Max: 71.70
Q3: 37.12
Median: 21.88
RCL: 19.36
Q1: 13.00
Min: 5.72

SCI

Consumer Services industry group

18.34

Max: 71.70
Q3: 37.12
Median: 21.88
SCI: 18.34
Q1: 13.00
Min: 5.72

Royal Caribbean Cruises (RCL) vs. Service (SCI): A comparison of their P/E ratio against the Consumer Services industry group benchmark.

P/S Ratio (TTM)

Service (SCI) at 2.27 is priced about in line with its industry on P/S ratio, while Royal Caribbean Cruises (RCL) at 4.57 sits in the pricier quartile — RCL costs more per dollar of sales.

RCL

Consumer Services industry group

4.57

Max: 6.40
RCL: 4.57
Q3: 3.01
Median: 1.54
Q1: 0.74
Min: 0.08

SCI

Consumer Services industry group

2.27

Max: 6.40
Q3: 3.01
SCI: 2.27
Median: 1.54
Q1: 0.74
Min: 0.08

Royal Caribbean Cruises (RCL) vs. Service (SCI): A comparison of their P/S ratio against the Consumer Services industry group benchmark.

P/B Ratio (MRQ)

Both Royal Caribbean Cruises (RCL) at 7.47 and Service (SCI) at 6.37 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.

RCL

Consumer Services industry group

7.47

Max: 12.02
RCL: 7.47
Q3: 5.58
Median: 2.37
Q1: 1.09
Min: -4.51

SCI

Consumer Services industry group

6.37

Max: 12.02
SCI: 6.37
Q3: 5.58
Median: 2.37
Q1: 1.09
Min: -4.51

Royal Caribbean Cruises (RCL) vs. Service (SCI): A comparison of their P/B ratio against the Consumer Services industry group benchmark.

Valuation Metrics

Valuation metrics for Royal Caribbean Cruises (RCL) and Service (SCI)
Metric	RCL	SCI
P/E Ratio (TTM)	19.36	18.34
P/S Ratio (TTM)	4.57	2.27
P/B Ratio (MRQ)	7.47	6.37
Free Cash Flow Yield (TTM)	-0.06%	3.57%