LNC vs. MET: Lincoln National vs. MetLife Stock Comparison

June 13, 2026

This page compares Lincoln National (LNC) with MetLife (MET) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.

Performance

Cumulative Growth

LNC

MET

Lincoln National (LNC) vs. MetLife (MET): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Lincoln National (LNC) and MetLife (MET). Returns over one year are annualized.

Performance at a Glance

Performance metrics for Lincoln National (LNC) and MetLife (MET)
Metric	LNC	MET
1-Year Return	18.10%	15.85%

Risk

Drawdown

LNC

MET

Lincoln National (LNC) vs. MetLife (MET): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk at a Glance

Risk metrics for Lincoln National (LNC) and MetLife (MET)
Metric	LNC	MET
1-Year Volatility	33.46%	23.21%
Beta	1.17	0.77
3-Month Avg. Volume	1.93M	3.49M

Company Profile

Lincoln National (LNC) and MetLife (MET) are both classified in the Life & Health Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

Company profile comparison for Lincoln National (LNC) and MetLife (MET)
Profile Item	LNC	MET
Name	Lincoln National Corporation	MetLife Inc.
Country/Region	United States	United States
GICS Sector	Financials	Financials
GICS Industry Group	Insurance	Insurance
GICS Industry	Insurance	Insurance
GICS Sub-Industry	Life & Health Insurance	Life & Health Insurance
Market Capitalization	7.13 billion USD	57.16 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	March 17, 1980	April 5, 2000
Security Type	Common Stock	Common Stock

Valuation

Price-to-Earnings Ratio (TTM)

Lincoln National (LNC) at 4.08 sits in the cheaper P/E ratio quartile, while MetLife (MET) at 17.18 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

LNC

Insurance industry group

4.08

Max: 25.24
Q3: 16.46
Median: 12.28
Q1: 8.66
LNC: 4.08
Min: 3.44

MET

Insurance industry group

17.18

Max: 25.24
MET: 17.18
Q3: 16.46
Median: 12.28
Q1: 8.66
Min: 3.44

Lincoln National (LNC) vs. MetLife (MET): A comparison of their P/E ratio against the Insurance industry group benchmark.

Price-to-Sales Ratio (TTM)

Both Lincoln National (LNC) at 0.38 and MetLife (MET) at 0.74 fetch a relatively low price per dollar of sales, landing in the cheaper P/S ratio quartile of their industries.

LNC

Insurance industry group

0.38

Max: 3.96
Q3: 2.13
Median: 1.17
Q1: 0.82
LNC: 0.38
Min: 0.13

MET

Insurance industry group

0.74

Max: 3.96
Q3: 2.13
Median: 1.17
Q1: 0.82
MET: 0.74
Min: 0.13

Lincoln National (LNC) vs. MetLife (MET): A comparison of their P/S ratio against the Insurance industry group benchmark.

Price-to-Book Ratio (MRQ)

Lincoln National (LNC) at 0.77 sits in the lower P/B ratio quartile against book while MetLife (MET) at 2.10 is valued near its industry’s middle — LNC is cheaper on assets, though weigh it against ROE and asset quality.

LNC

Insurance industry group

0.77

Max: 3.70
Q3: 2.21
Median: 1.61
Q1: 1.12
LNC: 0.77
Min: -0.14

MET

Insurance industry group

2.10

Max: 3.70
Q3: 2.21
MET: 2.10
Median: 1.61
Q1: 1.12
Min: -0.14

Lincoln National (LNC) vs. MetLife (MET): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation at a Glance

Valuation metrics for Lincoln National (LNC) and MetLife (MET)
Metric	LNC	MET
Price-to-Earnings Ratio (TTM)	4.08	17.18
Price-to-Sales Ratio (TTM)	0.38	0.74
Price-to-Book Ratio (MRQ)	0.77	2.10
Free Cash Flow Yield	--	--

Profitability

Return on Equity (TTM)

Both Lincoln National (LNC) at 18.77% and MetLife (MET) at 13.01% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

LNC

Insurance industry group

18.77%

Max: 38.88%
Q3: 22.34%
LNC: 18.77%
Median: 14.13%
Q1: 9.51%
Min: -6.23%

MET

Insurance industry group

13.01%

Max: 38.88%
Q3: 22.34%
Median: 14.13%
MET: 13.01%
Q1: 9.51%
Min: -6.23%

Lincoln National (LNC) vs. MetLife (MET): A comparison of their ROE against the Insurance industry group benchmark.

Net Profit Margin (TTM)

Lincoln National (LNC) at 9.17% keeps about the industry-typical share of revenue as profit, while MetLife (MET) at 4.67% retains only a bottom-quartile share.

LNC

Insurance industry group

9.17%

Max: 38.86%
Q3: 19.36%
Median: 11.07%
LNC: 9.17%
Q1: 5.09%
Min: -2.80%

MET

Insurance industry group

4.67%

Max: 38.86%
Q3: 19.36%
Median: 11.07%
Q1: 5.09%
MET: 4.67%
Min: -2.80%

Lincoln National (LNC) vs. MetLife (MET): A comparison of their net margin against the Insurance industry group benchmark.

Operating Profit Margin (TTM)

Neither side reports a meaningful operating margin: for Lincoln National (LNC) in Insurance and MetLife (MET) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability at a Glance

Profitability metrics for Lincoln National (LNC) and MetLife (MET)
Metric	LNC	MET
Return on Equity (TTM)	18.77%	13.01%
Return on Assets (TTM)	0.28%	0.45%
Net Profit Margin (TTM)	9.17%	4.67%
Operating Profit Margin (TTM)	--	--
Gross Profit Margin (TTM)	--	--

Growth

Revenue Growth

Lincoln National (LNC) vs. MetLife (MET): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

Revenue growth metrics for Lincoln National (LNC) and MetLife (MET)
Metric	LNC	MET
1-Year Revenue Growth	1.96%	7.88%
3-Year Revenue CAGR	-1.04%	3.92%

EPS Growth

Lincoln National (LNC) vs. MetLife (MET): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

EPS growth metrics for Lincoln National (LNC) and MetLife (MET)
Metric	LNC	MET
1-Year EPS Growth	-68.33%	-21.04%
3-Year EPS CAGR	-9.17%	18.50%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Lincoln National (LNC) in Insurance and MetLife (MET) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt-to-Equity Ratio (MRQ)

debt-to-equity ratio is set aside for both: Lincoln National (LNC) in Insurance and MetLife (MET) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength at a Glance

Financial strength metrics for Lincoln National (LNC) and MetLife (MET)
Metric	LNC	MET
Current Ratio (MRQ)	--	--
Debt-to-Equity Ratio (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Both Lincoln National (LNC) at 4.83% and MetLife (MET) at 2.67% offer top-quartile dividend income relative to share price within their industries.

LNC

Insurance industry group

4.83%

Max: 5.43%
LNC: 4.83%
Q3: 2.64%
Median: 1.35%
Q1: 0.00%
Min: 0.00%

MET

Insurance industry group

2.67%

Max: 5.43%
MET: 2.67%
Q3: 2.64%
Median: 1.35%
Q1: 0.00%
Min: 0.00%

Lincoln National (LNC) vs. MetLife (MET): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Lincoln National (LNC) at 19.69% pays out a band-typical share of earnings, while MetLife (MET) at 43.91% distributes more than its industry norm — less retained, thinner cover.

LNC

Insurance industry group

19.69%

Max: 86.52%
Q3: 35.43%
LNC: 19.69%
Median: 14.92%
Q1: 0.00%
Min: 0.00%

MET

Insurance industry group

43.91%

Max: 86.52%
MET: 43.91%
Q3: 35.43%
Median: 14.92%
Q1: 0.00%
Min: 0.00%

Lincoln National (LNC) vs. MetLife (MET): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividends at a Glance

Dividend metrics for Lincoln National (LNC) and MetLife (MET)
Metric	LNC	MET
Dividend Yield (TTM)	4.83%	2.67%
Dividend Payout Ratio (TTM)	19.69%	43.91%