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LNC vs. MET: A Head-to-Head Stock Comparison

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Here’s a clear look at LNC and MET, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolLNCMET
Company NameLincoln National CorporationMetLife, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryInsuranceInsurance
Market Capitalization7.56 billion USD54.55 billion USD
ExchangeNYSENYSE
Listing DateMarch 17, 1980April 5, 2000
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of LNC and MET by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

LNC vs. MET: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolLNCMET
5-Day Price Return-1.16%0.86%
13-Week Price Return15.86%4.84%
26-Week Price Return19.62%8.06%
52-Week Price Return28.15%-1.17%
Month-to-Date Return-1.12%-0.41%
Year-to-Date Return25.76%0.18%
10-Day Avg. Volume1.48M2.89M
3-Month Avg. Volume1.93M3.16M
3-Month Volatility35.00%20.99%
Beta1.360.77

Profitability

Return on Equity (TTM)

LNC

12.97%

Insurance Industry

Max
30.96%
Q3
18.76%
Median
14.22%
Q1
10.34%
Min
1.73%

LNC’s Return on Equity of 12.97% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

MET

15.11%

Insurance Industry

Max
30.96%
Q3
18.76%
Median
14.22%
Q1
10.34%
Min
1.73%

MET’s Return on Equity of 15.11% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

LNC vs. MET: A comparison of their Return on Equity (TTM) against the Insurance industry benchmark.

Net Profit Margin (TTM)

LNC

6.24%

Insurance Industry

Max
26.78%
Q3
14.69%
Median
9.87%
Q1
6.59%
Min
-3.51%

Falling into the lower quartile for the Insurance industry, LNC’s Net Profit Margin of 6.24% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

MET

5.87%

Insurance Industry

Max
26.78%
Q3
14.69%
Median
9.87%
Q1
6.59%
Min
-3.51%

Falling into the lower quartile for the Insurance industry, MET’s Net Profit Margin of 5.87% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

LNC vs. MET: A comparison of their Net Profit Margin (TTM) against the Insurance industry benchmark.

Operating Profit Margin (TTM)

LNC

8.42%

Insurance Industry

Max
34.52%
Q3
20.17%
Median
14.46%
Q1
9.62%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

MET

9.33%

Insurance Industry

Max
34.52%
Q3
20.17%
Median
14.46%
Q1
9.62%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

LNC vs. MET: A comparison of their Operating Profit Margin (TTM) against the Insurance industry benchmark.

Profitability at a Glance

SymbolLNCMET
Return on Equity (TTM)12.97%15.11%
Return on Assets (TTM)0.29%0.62%
Net Profit Margin (TTM)6.24%5.87%
Operating Profit Margin (TTM)8.42%9.33%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

LNC

--

Insurance Industry

Max
2.97
Q3
1.37
Median
0.54
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

MET

0.04

Insurance Industry

Max
2.97
Q3
1.37
Median
0.54
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

LNC vs. MET: A comparison of their Current Ratio (MRQ) against the Insurance industry benchmark.

Debt-to-Equity Ratio (MRQ)

LNC

0.60

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

MET

0.72

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

LNC vs. MET: A comparison of their Debt-to-Equity Ratio (MRQ) against the Insurance industry benchmark.

Interest Coverage Ratio (TTM)

LNC

12.97

Insurance Industry

Max
43.68
Q3
21.45
Median
9.67
Q1
3.55
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

MET

6.12

Insurance Industry

Max
43.68
Q3
21.45
Median
9.67
Q1
3.55
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

LNC vs. MET: A comparison of their Interest Coverage Ratio (TTM) against the Insurance industry benchmark.

Financial Strength at a Glance

SymbolLNCMET
Current Ratio (MRQ)--0.04
Quick Ratio (MRQ)--0.04
Debt-to-Equity Ratio (MRQ)0.600.72
Interest Coverage Ratio (TTM)12.976.12

Growth

Revenue Growth

LNC vs. MET: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

LNC vs. MET: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

LNC

5.25%

Insurance Industry

Max
9.80%
Q3
5.18%
Median
3.58%
Q1
2.07%
Min
0.00%

With a Dividend Yield of 5.25%, LNC offers a more attractive income stream than most of its peers in the Insurance industry, signaling a strong commitment to shareholder returns.

MET

3.11%

Insurance Industry

Max
9.80%
Q3
5.18%
Median
3.58%
Q1
2.07%
Min
0.00%

MET’s Dividend Yield of 3.11% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

LNC vs. MET: A comparison of their Dividend Yield (TTM) against the Insurance industry benchmark.

Dividend Payout Ratio (TTM)

LNC

7.38%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
53.26%
Q1
23.68%
Min
0.00%

LNC’s Dividend Payout Ratio of 7.38% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

MET

39.96%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
53.26%
Q1
23.68%
Min
0.00%

MET’s Dividend Payout Ratio of 39.96% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

LNC vs. MET: A comparison of their Dividend Payout Ratio (TTM) against the Insurance industry benchmark.

Dividend at a Glance

SymbolLNCMET
Dividend Yield (TTM)5.25%3.11%
Dividend Payout Ratio (TTM)7.38%39.96%

Valuation

Price-to-Earnings Ratio (TTM)

LNC

6.68

Insurance Industry

Max
30.75
Q3
18.11
Median
12.67
Q1
9.66
Min
2.87

In the lower quartile for the Insurance industry, LNC’s P/E Ratio of 6.68 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

MET

12.84

Insurance Industry

Max
30.75
Q3
18.11
Median
12.67
Q1
9.66
Min
2.87

MET’s P/E Ratio of 12.84 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

LNC vs. MET: A comparison of their Price-to-Earnings Ratio (TTM) against the Insurance industry benchmark.

Price-to-Sales Ratio (TTM)

LNC

0.42

Insurance Industry

Max
3.41
Q3
1.88
Median
1.22
Q1
0.80
Min
0.23

In the lower quartile for the Insurance industry, LNC’s P/S Ratio of 0.42 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

MET

0.75

Insurance Industry

Max
3.41
Q3
1.88
Median
1.22
Q1
0.80
Min
0.23

In the lower quartile for the Insurance industry, MET’s P/S Ratio of 0.75 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

LNC vs. MET: A comparison of their Price-to-Sales Ratio (TTM) against the Insurance industry benchmark.

Price-to-Book Ratio (MRQ)

LNC

0.62

Insurance Industry

Max
4.57
Q3
2.56
Median
1.88
Q1
1.20
Min
0.17

LNC’s P/B Ratio of 0.62 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

MET

1.95

Insurance Industry

Max
4.57
Q3
2.56
Median
1.88
Q1
1.20
Min
0.17

MET’s P/B Ratio of 1.95 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

LNC vs. MET: A comparison of their Price-to-Book Ratio (MRQ) against the Insurance industry benchmark.

Valuation at a Glance

SymbolLNCMET
Price-to-Earnings Ratio (TTM)6.6812.84
Price-to-Sales Ratio (TTM)0.420.75
Price-to-Book Ratio (MRQ)0.621.95
Price-to-Free Cash Flow Ratio (TTM)6.143.61