CB vs. LNC: Chubb vs. Lincoln National Stock Comparison

Performance

Cumulative Growth

Trailing Returns

Performance at a Glance

Risk

Drawdown

Risk at a Glance

Company Profile

Chubb (CB) and Lincoln National (LNC) both belong to the Insurance industry, though CB is classified under Property & Casualty Insurance while LNC falls under Life & Health Insurance.

Valuation

Lincoln National (LNC) at 4.08 sits in the cheaper P/E ratio quartile, while Chubb (CB) at 11.60 is closer to its industry’s usual earnings multiple — a discount for LNC, though growth and earnings durability still matter.

Lincoln National (LNC) at 0.38 sits in the cheaper P/S ratio quartile while Chubb (CB) at 2.09 prices around its industry’s middle — LNC costs less per dollar of sales, though read it alongside growth and margins.

Lincoln National (LNC) at 0.77 sits in the lower P/B ratio quartile against book while Chubb (CB) at 1.73 is valued near its industry’s middle — LNC is cheaper on assets, though weigh it against ROE and asset quality.

Valuation at a Glance

Profitability

Both Chubb (CB) at 15.43% and Lincoln National (LNC) at 18.77% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both Chubb (CB) at 18.53% and Lincoln National (LNC) at 9.17% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Chubb (CB) in Insurance and Lincoln National (LNC) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability at a Glance

Growth

Revenue Growth

Revenue Growth at a Glance

EPS Growth

EPS Growth at a Glance

Financial Strength

current ratio doesn’t apply on either side: Chubb (CB) in Insurance and Lincoln National (LNC) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Chubb (CB) in Insurance and Lincoln National (LNC) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength at a Glance

Dividends

Lincoln National (LNC) at 4.83% delivers top-quartile income for its industry, while Chubb (CB) at 1.24% pays a more typical yield — both are credible income propositions, LNC the richer one.

Both Chubb (CB) at 13.72% and Lincoln National (LNC) at 19.69% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividends at a Glance