KEY vs. WFC: KeyCorp vs. Wells Fargo Stock Comparison
How do KeyCorp (KEY) and Wells Fargo (WFC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
KeyCorp (KEY) and Wells Fargo (WFC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
| Profile Item | KEY | WFC |
|---|---|---|
| Name | KeyCorp | Wells Fargo & Company |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 22.02 billion USD | 251.98 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | November 5, 1987 | June 1, 1972 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | KEY | WFC |
|---|---|---|
| Total Return (1Y) | 24.10% | 2.40% |
| Total Return (3Y, Annualized) | 31.53% | 31.75% |
| Total Return (5Y, Annualized) | 3.00% | 14.35% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | KEY | WFC |
|---|---|---|
| Volatility (1Y, Annualized) | 23.07% | 26.11% |
| Beta (5Y) | 1.06 | 0.91 |
| Max Drawdown (5Y) | -65.23% | -37.10% |
| Avg. Volume (3M) | 14.36M | 14.10M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | KEY | WFC |
|---|---|---|
| Sharpe Ratio (1Y) | 0.86 | -0.07 |
| Sortino Ratio (1Y) | 1.25 | -0.10 |
Profitability
ROE (TTM)
Both KeyCorp (KEY) at 11.17% and Wells Fargo (WFC) at 12.91% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
KEY
Banks industry group
11.17%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- KEY
- 11.17%
- Q1
- 9.50%
- Min
- 3.64%
WFC
Banks industry group
12.91%
- Max
- 19.84%
- Q3
- 13.67%
- WFC
- 12.91%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Both KeyCorp (KEY) at 27.99% and Wells Fargo (WFC) at 27.64% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
KEY
Banks industry group
27.99%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- KEY
- 27.99%
- Q1
- 27.11%
- Min
- 14.93%
WFC
Banks industry group
27.64%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- WFC
- 27.64%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for KeyCorp (KEY) in Banks and Wells Fargo (WFC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | KEY | WFC |
|---|---|---|
| ROE (TTM) | 11.17% | 12.91% |
| ROA (TTM) | 1.11% | 1.08% |
| Net Margin (TTM) | 27.99% | 27.64% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
KeyCorp (KEY) at 65.72% delivers above-range revenue growth, while Wells Fargo (WFC) at 1.70% falls into the bottom quartile — a wide split in revenue momentum.
EPS Growth
Only one side can be read here: Wells Fargo (WFC) reports EPS growth of 16.57%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.
Growth Metrics
| Metric | KEY | WFC |
|---|---|---|
| Revenue Growth (YoY) | 65.72% | 1.70% |
| Revenue Growth (3Y CAGR) | 1.21% | 4.02% |
| EPS Growth (YoY) | -- | 16.57% |
| EPS Growth (3Y CAGR) | -7.65% | 25.86% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: KeyCorp (KEY) in Banks and Wells Fargo (WFC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: KeyCorp (KEY) in Banks and Wells Fargo (WFC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | KEY | WFC |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
KeyCorp (KEY) at 3.91% delivers top-quartile income for its industry, while Wells Fargo (WFC) at 2.19% pays a more typical yield — both are credible income propositions, KEY the richer one.
KEY
Banks industry group
3.91%
- Max
- 5.79%
- KEY
- 3.91%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
WFC
Banks industry group
2.19%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- WFC
- 2.19%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Wells Fargo (WFC) at 26.09% pays out a band-typical share of earnings, while KeyCorp (KEY) at 45.05% distributes more than its industry norm — less retained, thinner cover.
KEY
Banks industry group
45.05%
- Max
- 70.75%
- KEY
- 45.05%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
WFC
Banks industry group
26.09%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- WFC
- 26.09%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | KEY | WFC |
|---|---|---|
| Dividend Yield (TTM) | 3.91% | 2.19% |
| Dividend Payout Ratio (TTM) | 45.05% | 26.09% |
Valuation
P/E Ratio (TTM)
Both KeyCorp (KEY) at 11.46 and Wells Fargo (WFC) at 11.84 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
KEY
Banks industry group
11.46
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- KEY
- 11.46
- Q1
- 10.64
- Min
- 6.49
WFC
Banks industry group
11.84
- Max
- 18.16
- Q3
- 13.75
- WFC
- 11.84
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both KeyCorp (KEY) in Banks and Wells Fargo (WFC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
KeyCorp (KEY) at 1.39 is valued about in line with its industry on P/B ratio, while Wells Fargo (WFC) at 1.59 carries an above-peer premium to book — WFC is pricier on assets.
KEY
Banks industry group
1.39
- Max
- 2.28
- Q3
- 1.58
- KEY
- 1.39
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
WFC
Banks industry group
1.59
- Max
- 2.28
- WFC
- 1.59
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | KEY | WFC |
|---|---|---|
| P/E Ratio (TTM) | 11.46 | 11.84 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.39 | 1.59 |
| Free Cash Flow Yield (TTM) | -- | -- |