BAC vs. KEY: Bank of America vs. KeyCorp Stock Comparison
How do Bank of America (BAC) and KeyCorp (KEY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Bank of America (BAC) and KeyCorp (KEY) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
| Profile Item | BAC | KEY |
|---|---|---|
| Name | Bank of America Corporation | KeyCorp |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 341.01 billion USD | 22.02 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 21, 1973 | November 5, 1987 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BAC | KEY |
|---|---|---|
| Total Return (1Y) | -2.73% | 24.10% |
| Total Return (3Y, Annualized) | 25.52% | 31.53% |
| Total Return (5Y, Annualized) | 4.08% | 3.00% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BAC | KEY |
|---|---|---|
| Volatility (1Y, Annualized) | 22.49% | 23.07% |
| Beta (5Y) | 1.18 | 1.06 |
| Max Drawdown (5Y) | -46.64% | -65.23% |
| Avg. Volume (3M) | 37.08M | 14.36M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BAC | KEY |
|---|---|---|
| Sharpe Ratio (1Y) | -0.31 | 0.86 |
| Sortino Ratio (1Y) | -0.41 | 1.25 |
Profitability
ROE (TTM)
Both Bank of America (BAC) at 10.73% and KeyCorp (KEY) at 11.17% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
BAC
Banks industry group
10.73%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- BAC
- 10.73%
- Q1
- 9.50%
- Min
- 3.64%
KEY
Banks industry group
11.17%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- KEY
- 11.17%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Both Bank of America (BAC) at 28.06% and KeyCorp (KEY) at 27.99% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
BAC
Banks industry group
28.06%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BAC
- 28.06%
- Q1
- 27.11%
- Min
- 14.93%
KEY
Banks industry group
27.99%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- KEY
- 27.99%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Bank of America (BAC) in Banks and KeyCorp (KEY) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BAC | KEY |
|---|---|---|
| ROE (TTM) | 10.73% | 11.17% |
| ROA (TTM) | 0.94% | 1.11% |
| Net Margin (TTM) | 28.06% | 27.99% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
KeyCorp (KEY) at 65.72% clears its industry range for revenue growth, far stronger top-line momentum than Bank of America (BAC) at 6.84%, which is closer to a typical peer reading.
EPS Growth
Only one side can be read here: Bank of America (BAC) reports EPS growth of 18.69%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.
Growth Metrics
| Metric | BAC | KEY |
|---|---|---|
| Revenue Growth (YoY) | 6.84% | 65.72% |
| Revenue Growth (3Y CAGR) | 6.00% | 1.21% |
| EPS Growth (YoY) | 18.69% | -- |
| EPS Growth (3Y CAGR) | 6.10% | -7.65% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Bank of America (BAC) in Banks and KeyCorp (KEY) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Bank of America (BAC) in Banks and KeyCorp (KEY) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BAC | KEY |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
KeyCorp (KEY) at 3.91% delivers top-quartile income for its industry, while Bank of America (BAC) at 2.33% pays a more typical yield — both are credible income propositions, KEY the richer one.
BAC
Banks industry group
2.33%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- BAC
- 2.33%
- Q1
- 1.20%
- Min
- 0.00%
KEY
Banks industry group
3.91%
- Max
- 5.79%
- KEY
- 3.91%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Bank of America (BAC) at 27.62% pays out a band-typical share of earnings, while KeyCorp (KEY) at 45.05% distributes more than its industry norm — less retained, thinner cover.
BAC
Banks industry group
27.62%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- BAC
- 27.62%
- Q1
- 18.98%
- Min
- 0.00%
KEY
Banks industry group
45.05%
- Max
- 70.75%
- KEY
- 45.05%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BAC | KEY |
|---|---|---|
| Dividend Yield (TTM) | 2.33% | 3.91% |
| Dividend Payout Ratio (TTM) | 27.62% | 45.05% |
Valuation
P/E Ratio (TTM)
Both Bank of America (BAC) at 11.79 and KeyCorp (KEY) at 11.46 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
BAC
Banks industry group
11.79
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- BAC
- 11.79
- Q1
- 10.64
- Min
- 6.49
KEY
Banks industry group
11.46
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- KEY
- 11.46
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Bank of America (BAC) in Banks and KeyCorp (KEY) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
On P/B ratio, both Bank of America (BAC) at 1.26 and KeyCorp (KEY) at 1.39 are valued close to their industries’ norm against book — neither stands out from peers.
BAC
Banks industry group
1.26
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- BAC
- 1.26
- Q1
- 1.10
- Min
- 0.59
KEY
Banks industry group
1.39
- Max
- 2.28
- Q3
- 1.58
- KEY
- 1.39
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | BAC | KEY |
|---|---|---|
| P/E Ratio (TTM) | 11.79 | 11.46 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.26 | 1.39 |
| Free Cash Flow Yield (TTM) | -- | -- |