KB vs. KEY: KB Financial vs. KeyCorp Stock Comparison
How do KB Financial (KB) and KeyCorp (KEY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
KB Financial (KB) and KeyCorp (KEY) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
KeyCorp (KEY) trades as ordinary local shares, while KB Financial (KB) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | KB | KEY |
|---|---|---|
| Name | KB Financial Group Inc. ADR | KeyCorp |
| Country/Region | South Korea | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 38.60 billion USD | 22.02 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | November 13, 2001 | November 5, 1987 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | KB | KEY |
|---|---|---|
| Total Return (1Y) | 34.70% | 24.10% |
| Total Return (3Y, Annualized) | 45.50% | 31.53% |
| Total Return (5Y, Annualized) | 23.53% | 3.00% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
KeyCorp (KEY) is heavily traded at around 14.36M shares per day, whereas KB Financial (KB) sees a more moderate 194.61K — larger orders in the latter may require more patience and tighter control over order sizing.
| Metric | KB | KEY |
|---|---|---|
| Volatility (1Y, Annualized) | 36.91% | 23.07% |
| Beta (5Y) | 1.06 | 1.06 |
| Max Drawdown (5Y) | -42.89% | -65.23% |
| Avg. Volume (3M) | 194.61K | 14.36M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | KB | KEY |
|---|---|---|
| Sharpe Ratio (1Y) | 0.82 | 0.86 |
| Sortino Ratio (1Y) | 1.30 | 1.25 |
Profitability
ROE (TTM)
Capital efficiency shows on one side only: KeyCorp (KEY) earns 11.17% on shareholders’ equity, ranked against its industry; KB Financial (KB) has no ROE this period.
KB
Banks industry group
--
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
- KB
- --
KEY
Banks industry group
11.17%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- KEY
- 11.17%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
KeyCorp (KEY) at 27.99% keeps about the industry-typical share of revenue as profit, while KB Financial (KB) at 17.25% retains only a bottom-quartile share.
KB
Banks industry group
17.25%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- KB
- 17.25%
- Min
- 14.93%
KEY
Banks industry group
27.99%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- KEY
- 27.99%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for KB Financial (KB) in Banks and KeyCorp (KEY) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | KB | KEY |
|---|---|---|
| ROE (TTM) | -- | 11.17% |
| ROA (TTM) | -- | 1.11% |
| Net Margin (TTM) | 17.25% | 27.99% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
KeyCorp (KEY) at 65.72% delivers above-range revenue growth, while KB Financial (KB) at 5.61% falls into the bottom quartile — a wide split in revenue momentum.
EPS Growth
Only one side can be read here: KB Financial (KB) reports EPS growth of 27.83%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.
Growth Metrics
| Metric | KB | KEY |
|---|---|---|
| Revenue Growth (YoY) | 5.61% | 65.72% |
| Revenue Growth (3Y CAGR) | 8.97% | 1.21% |
| EPS Growth (YoY) | 27.83% | -- |
| EPS Growth (3Y CAGR) | 14.97% | -7.65% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: KB Financial (KB) in Banks and KeyCorp (KEY) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: KB Financial (KB) in Banks and KeyCorp (KEY) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | KB | KEY |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
KeyCorp (KEY) at 3.91% earns its spot in the top quartile of its industry’s yields; KB Financial (KB) at 1,434.96% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.
KB
Banks industry group
1,434.96%
- KB
- 1,434.96%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
KEY
Banks industry group
3.91%
- Max
- 5.79%
- KEY
- 3.91%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
KB Financial (KB) at 26.89% pays out a band-typical share of earnings, while KeyCorp (KEY) at 45.05% distributes more than its industry norm — less retained, thinner cover.
KB
Banks industry group
26.89%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- KB
- 26.89%
- Q1
- 18.98%
- Min
- 0.00%
KEY
Banks industry group
45.05%
- Max
- 70.75%
- KEY
- 45.05%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | KB | KEY |
|---|---|---|
| Dividend Yield (TTM) | 1,434.96% | 3.91% |
| Dividend Payout Ratio (TTM) | 26.89% | 45.05% |
Valuation
P/E Ratio (TTM)
KB Financial (KB) at 9.55 sits in the cheaper P/E ratio quartile, while KeyCorp (KEY) at 11.46 is closer to its industry’s usual earnings multiple — a discount for KB, though growth and earnings durability still matter.
KB
Banks industry group
9.55
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- KB
- 9.55
- Min
- 6.49
KEY
Banks industry group
11.46
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- KEY
- 11.46
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both KB Financial (KB) in Banks and KeyCorp (KEY) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
KeyCorp (KEY) at 1.39 sits near its industry’s typical P/B ratio, while KB Financial (KB) at 3.68 prices above its benchmark range — KB looks rich relative to book.
KB
Banks industry group
3.68
- KB
- 3.68
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
KEY
Banks industry group
1.39
- Max
- 2.28
- Q3
- 1.58
- KEY
- 1.39
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | KB | KEY |
|---|---|---|
| P/E Ratio (TTM) | 9.55 | 11.46 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 3.68 | 1.39 |
| Free Cash Flow Yield (TTM) | -- | -- |