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JPM vs. XOM: JPMorgan Chase vs. ExxonMobil Stock Comparison

How do JPMorgan Chase (JPM) and ExxonMobil (XOM) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

JPMorgan Chase (JPM) is classified in the Financials sector (Banks), whereas ExxonMobil (XOM) belongs to Energy (Energy) — their GICS classifications point to very different parts of the market.

Company profile comparison for JPMorgan Chase (JPM) and ExxonMobil (XOM)
Profile ItemJPMXOM
NameJPMorgan Chase & Co.ExxonMobil Holdings Corporation
Country/RegionUnited StatesUnited States
GICS SectorFinancialsEnergy
GICS Industry GroupBanksEnergy
GICS IndustryBanksOil, Gas & Consumable Fuels
GICS Sub-IndustryDiversified BanksIntegrated Oil & Gas
Market Capitalization888.27 billion USD676.62 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMarch 17, 1980January 2, 1962
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

JPM
XOM
GSPC
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JPMorgan Chase (JPM) vs. ExxonMobil (XOM), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for JPMorgan Chase (JPM) and ExxonMobil (XOM). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for JPMorgan Chase (JPM) and ExxonMobil (XOM). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for JPMorgan Chase (JPM) and ExxonMobil (XOM)
MetricJPMXOM
Total Return (1Y)11.23%44.48%
Total Return (3Y, Annualized)36.31%20.83%
Total Return (5Y, Annualized)18.27%24.20%

Risk Profile

Drawdown History

JPM
XOM
GSPC
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JPMorgan Chase (JPM) vs. ExxonMobil (XOM), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for JPMorgan Chase (JPM) and ExxonMobil (XOM). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for JPMorgan Chase (JPM) and ExxonMobil (XOM)
MetricJPMXOM
Volatility (1Y, Annualized)23.08%27.17%
Beta (5Y)1.020.19
Max Drawdown (5Y)-37.93%-20.51%
Avg. Volume (3M)7.03M13.57M

Risk-Adjusted Performance

Risk-Return Positioning

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JPM and XOM are plotted by 1-year volatility (risk) and 1-year return. Each dashed Capital Allocation Line uses that stock's own industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for JPMorgan Chase (JPM) and ExxonMobil (XOM)
MetricJPMXOM
Sharpe Ratio (1Y)0.301.48
Sortino Ratio (1Y)0.422.17

Profitability

ROE (TTM)

JPMorgan Chase (JPM) at 18.01% sits in the top ROE quartile, while ExxonMobil (XOM) at 15.53% is closer to the peer norm — stronger capital efficiency for JPM.

JPM

Banks industry group

18.01%

Max
19.84%
JPM
18.01%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

XOM

Energy industry group

15.53%

Max
53.85%
Q3
24.79%
XOM
15.53%
Median
12.85%
Q1
2.03%
Min
-29.09%
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JPMorgan Chase (JPM) vs. ExxonMobil (XOM): A comparison of their ROE against their respective Banks and Energy industry group benchmarks.

Net Margin (TTM)

Both JPMorgan Chase (JPM) at 34.59% and ExxonMobil (XOM) at 10.46% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

JPM

Banks industry group

34.59%

Max
47.19%
Q3
35.25%
JPM
34.59%
Median
31.21%
Q1
27.11%
Min
14.93%

XOM

Energy industry group

10.46%

Max
56.92%
Q3
22.92%
XOM
10.46%
Median
10.10%
Q1
0.07%
Min
-27.38%
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JPMorgan Chase (JPM) vs. ExxonMobil (XOM): A comparison of their net margin against their respective Banks and Energy industry group benchmarks.

Operating Margin (TTM)

ExxonMobil (XOM) reports operating margin of 16.98%; JPMorgan Chase (JPM) doesn’t report a comparable line — in Banks, funding costs sit inside the core business rather than below an operating line, so profitability is better judged on net margin or ROE.

JPM

Banks industry group

--

JPM
--
Max
--
Q3
--
Median
--
Q1
--
Min
--

XOM

Energy industry group

16.98%

Max
71.31%
Q3
33.75%
Median
18.73%
XOM
16.98%
Q1
6.94%
Min
-24.52%
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JPMorgan Chase (JPM) vs. ExxonMobil (XOM): JPM’s operating margin is not assessed under the Banks industry convention, so the chart shows available visual context for XOM only.

Profitability Metrics

Profitability metrics for JPMorgan Chase (JPM) and ExxonMobil (XOM)
MetricJPMXOM
ROE (TTM)18.01%15.53%
ROA (TTM)1.37%6.75%
Net Margin (TTM)34.59%10.46%
Operating Margin (TTM)--16.98%
Gross Margin (TTM)--29.81%

Growth

Revenue Growth

Both JPMorgan Chase (JPM) at 7.32% and ExxonMobil (XOM) at -4.52% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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JPMorgan Chase (JPM) vs. ExxonMobil (XOM): A comparison of their Revenue Growth across different time periods.

EPS Growth

ExxonMobil (XOM) at -14.54% is around its peer norm for EPS growth, while JPMorgan Chase (JPM) at 1.37% drops into the bottom quartile, signaling weaker earnings momentum.

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JPMorgan Chase (JPM) vs. ExxonMobil (XOM): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for JPMorgan Chase (JPM) and ExxonMobil (XOM)
MetricJPMXOM
Revenue Growth (YoY)7.32%-4.52%
Revenue Growth (3Y CAGR)12.50%-6.69%
EPS Growth (YoY)1.37%-14.54%
EPS Growth (3Y CAGR)18.31%-20.35%

Financial Strength

Current Ratio (MRQ)

ExxonMobil (XOM) shows current ratio of 1.19; JPMorgan Chase (JPM) doesn’t get one — Banks balance sheets aren’t split into current and non-current buckets, so short-term liquidity there is judged through regulatory measures instead.

JPM

Banks industry group

--

JPM
--
Max
--
Q3
--
Median
--
Q1
--
Min
--

XOM

Energy industry group

1.19

Max
3.64
Q3
2.21
Median
1.41
XOM
1.19
Q1
0.88
Min
0.24
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JPMorgan Chase (JPM) vs. ExxonMobil (XOM): JPM’s current ratio is not assessed under the Banks industry convention, so the chart shows available visual context for XOM only.

Debt / Equity (MRQ)

ExxonMobil (XOM) shows debt-to-equity ratio of 0.13; for JPMorgan Chase (JPM) the ratio is set aside — in Banks, balance-sheet leverage is part of the business model itself, so capital-adequacy measures do the job this ratio does elsewhere.

JPM

Banks industry group

--

JPM
--
Max
--
Q3
--
Median
--
Q1
--
Min
--

XOM

Energy industry group

0.13

Max
1.75
Q3
0.93
Median
0.54
Q1
0.30
XOM
0.13
Min
0.00
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JPMorgan Chase (JPM) vs. ExxonMobil (XOM): JPM’s debt-to-equity ratio is not assessed under the Banks industry convention, so the chart shows available visual context for XOM only.

Financial Strength Metrics

Financial strength metrics for JPMorgan Chase (JPM) and ExxonMobil (XOM)
MetricJPMXOM
Current Ratio (MRQ)--1.19
Debt / Equity (MRQ)--0.13
Net Debt / EBITDA--0.28

Dividends

Dividend Yield (TTM)

Both JPMorgan Chase (JPM) at 1.82% and ExxonMobil (XOM) at 2.49% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

JPM

Banks industry group

1.82%

Max
5.79%
Q3
3.18%
Median
2.39%
JPM
1.82%
Q1
1.20%
Min
0.00%

XOM

Energy industry group

2.49%

Max
8.57%
Q3
3.58%
XOM
2.49%
Median
1.71%
Q1
0.00%
Min
0.00%
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JPMorgan Chase (JPM) vs. ExxonMobil (XOM): A comparison of their dividend yield against their respective Banks and Energy industry group benchmarks.

Dividend Payout Ratio (TTM)

Both JPMorgan Chase (JPM) at 25.80% and ExxonMobil (XOM) at 42.39% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

JPM

Banks industry group

25.80%

Max
70.75%
Q3
41.28%
Median
29.26%
JPM
25.80%
Q1
18.98%
Min
0.00%

XOM

Energy industry group

42.39%

Max
133.24%
Q3
53.31%
XOM
42.39%
Median
25.24%
Q1
0.00%
Min
0.00%
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JPMorgan Chase (JPM) vs. ExxonMobil (XOM): A comparison of their payout ratio against their respective Banks and Energy industry group benchmarks.

Dividend Metrics

Dividend metrics for JPMorgan Chase (JPM) and ExxonMobil (XOM)
MetricJPMXOM
Dividend Yield (TTM)1.82%2.49%
Dividend Payout Ratio (TTM)25.80%42.39%

Valuation

P/E Ratio (TTM)

ExxonMobil (XOM) at 17.06 is near its industry’s usual P/E ratio, while JPMorgan Chase (JPM) at 14.03 sits in the richer quartile — JPM needs stronger growth or earnings quality to justify the premium.

JPM

Banks industry group

14.03

Max
18.16
JPM
14.03
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49

XOM

Energy industry group

17.06

Max
39.54
Q3
21.72
XOM
17.06
Median
12.19
Q1
7.71
Min
2.99
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JPMorgan Chase (JPM) vs. ExxonMobil (XOM): A comparison of their P/E ratio against their respective Banks and Energy industry group benchmarks.

P/S Ratio (TTM)

ExxonMobil (XOM) shows P/S ratio of 1.74; for JPMorgan Chase (JPM) the multiple is skipped — in Banks, income is dominated by interest spread rather than a conventional revenue line, so pricing per dollar of sales loses meaning and book- or earnings-based multiples carry the comparison.

JPM

Banks industry group

--

JPM
--
Max
--
Q3
--
Median
--
Q1
--
Min
--

XOM

Energy industry group

1.74

Max
5.40
Q3
2.85
XOM
1.74
Median
1.69
Q1
0.88
Min
0.00
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JPMorgan Chase (JPM) vs. ExxonMobil (XOM): JPM’s P/S ratio is not assessed under the Banks industry convention, so the chart shows available visual context for XOM only.

P/B Ratio (MRQ)

Both look rich against book: ExxonMobil (XOM) at 2.55 sits in the upper P/B ratio quartile, and JPMorgan Chase (JPM) at 2.53 prices even higher, above its industry range.

JPM

Banks industry group

2.53

JPM
2.53
Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59

XOM

Energy industry group

2.55

Max
4.21
XOM
2.55
Q3
2.38
Median
1.51
Q1
1.08
Min
0.01
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JPMorgan Chase (JPM) vs. ExxonMobil (XOM): A comparison of their P/B ratio against their respective Banks and Energy industry group benchmarks.

Valuation Metrics

Valuation metrics for JPMorgan Chase (JPM) and ExxonMobil (XOM)
MetricJPMXOM
P/E Ratio (TTM)14.0317.06
P/S Ratio (TTM)--1.74
P/B Ratio (MRQ)2.532.55
Free Cash Flow Yield (TTM)--4.19%