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JPM vs. SCHW: JPMorgan Chase vs. Charles Schwab Stock Comparison

How do JPMorgan Chase (JPM) and Charles Schwab (SCHW) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

JPMorgan Chase (JPM) and Charles Schwab (SCHW) share the Financials sector but sit in different industry groups — JPM in Banks and SCHW in Financial Services.

Company profile comparison for JPMorgan Chase (JPM) and Charles Schwab (SCHW)
Profile ItemJPMSCHW
NameJPMorgan Chase & Co.The Charles Schwab Corporation
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksFinancial Services
GICS IndustryBanksCapital Markets
GICS Sub-IndustryDiversified BanksInvestment Banking & Brokerage
Market Capitalization888.27 billion USD158.22 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMarch 17, 1980September 22, 1987
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

JPM
SCHW
GSPC
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JPMorgan Chase (JPM) vs. Charles Schwab (SCHW), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for JPMorgan Chase (JPM) and Charles Schwab (SCHW). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for JPMorgan Chase (JPM) and Charles Schwab (SCHW). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for JPMorgan Chase (JPM) and Charles Schwab (SCHW)
MetricJPMSCHW
Total Return (1Y)11.23%-0.80%
Total Return (3Y, Annualized)36.31%21.35%
Total Return (5Y, Annualized)18.27%4.31%

Risk Profile

Drawdown History

JPM
SCHW
GSPC
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JPMorgan Chase (JPM) vs. Charles Schwab (SCHW), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for JPMorgan Chase (JPM) and Charles Schwab (SCHW). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for JPMorgan Chase (JPM) and Charles Schwab (SCHW)
MetricJPMSCHW
Volatility (1Y, Annualized)23.08%26.01%
Beta (5Y)1.020.74
Max Drawdown (5Y)-37.93%-49.70%
Avg. Volume (3M)7.03M8.22M

Risk-Adjusted Performance

Risk-Return Positioning

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JPM and SCHW are plotted by 1-year volatility (risk) and 1-year return. Each dashed Capital Allocation Line uses that stock's own industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for JPMorgan Chase (JPM) and Charles Schwab (SCHW)
MetricJPMSCHW
Sharpe Ratio (1Y)0.30-0.20
Sortino Ratio (1Y)0.42-0.26

Profitability

ROE (TTM)

JPMorgan Chase (JPM) at 18.01% sits in the top ROE quartile, while Charles Schwab (SCHW) at 21.12% is closer to the peer norm — stronger capital efficiency for JPM.

JPM

Banks industry group

18.01%

Max
19.84%
JPM
18.01%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

SCHW

Financial Services industry group

21.12%

Max
44.78%
Q3
21.85%
SCHW
21.12%
Median
12.91%
Q1
4.48%
Min
-18.71%
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JPMorgan Chase (JPM) vs. Charles Schwab (SCHW): A comparison of their ROE against their respective Banks and Financial Services industry group benchmarks.

Net Margin (TTM)

Charles Schwab (SCHW) at 39.33% retains a top-quartile share of revenue as profit, ahead of JPMorgan Chase (JPM) at 34.59%, which keeps about the industry-typical share.

JPM

Banks industry group

34.59%

Max
47.19%
Q3
35.25%
JPM
34.59%
Median
31.21%
Q1
27.11%
Min
14.93%

SCHW

Financial Services industry group

39.33%

Max
62.84%
SCHW
39.33%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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JPMorgan Chase (JPM) vs. Charles Schwab (SCHW): A comparison of their net margin against their respective Banks and Financial Services industry group benchmarks.

Operating Margin (TTM)

Charles Schwab (SCHW) reports operating margin of 52.67%; JPMorgan Chase (JPM) doesn’t report a comparable line — in Banks, funding costs sit inside the core business rather than below an operating line, so profitability is better judged on net margin or ROE.

JPM

Banks industry group

--

JPM
--
Max
--
Q3
--
Median
--
Q1
--
Min
--

SCHW

Financial Services industry group

52.67%

Max
107.33%
Q3
55.90%
SCHW
52.67%
Median
30.09%
Q1
14.60%
Min
-44.34%
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JPMorgan Chase (JPM) vs. Charles Schwab (SCHW): JPM’s operating margin is not assessed under the Banks industry convention, so the chart shows available visual context for SCHW only.

Profitability Metrics

Profitability metrics for JPMorgan Chase (JPM) and Charles Schwab (SCHW)
MetricJPMSCHW
ROE (TTM)18.01%21.12%
ROA (TTM)1.37%2.16%
Net Margin (TTM)34.59%39.33%
Operating Margin (TTM)--52.67%
Gross Margin (TTM)----

Growth

Revenue Growth

Both JPMorgan Chase (JPM) at 7.32% and Charles Schwab (SCHW) at 22.01% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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JPMorgan Chase (JPM) vs. Charles Schwab (SCHW): A comparison of their Revenue Growth across different time periods.

EPS Growth

Charles Schwab (SCHW) at 55.52% sits in the top EPS growth quartile, while JPMorgan Chase (JPM) at 1.37% is in the bottom quartile, showing a clear gap in earnings momentum.

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JPMorgan Chase (JPM) vs. Charles Schwab (SCHW): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for JPMorgan Chase (JPM) and Charles Schwab (SCHW)
MetricJPMSCHW
Revenue Growth (YoY)7.32%22.01%
Revenue Growth (3Y CAGR)12.50%4.83%
EPS Growth (YoY)1.37%55.52%
EPS Growth (3Y CAGR)18.31%9.93%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: JPMorgan Chase (JPM) in Banks and Charles Schwab (SCHW) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: JPMorgan Chase (JPM) in Banks and Charles Schwab (SCHW) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for JPMorgan Chase (JPM) and Charles Schwab (SCHW)
MetricJPMSCHW
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both JPMorgan Chase (JPM) at 1.82% and Charles Schwab (SCHW) at 1.33% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

JPM

Banks industry group

1.82%

Max
5.79%
Q3
3.18%
Median
2.39%
JPM
1.82%
Q1
1.20%
Min
0.00%

SCHW

Financial Services industry group

1.33%

Max
9.77%
Q3
3.92%
SCHW
1.33%
Median
1.09%
Q1
0.00%
Min
0.00%
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JPMorgan Chase (JPM) vs. Charles Schwab (SCHW): A comparison of their dividend yield against their respective Banks and Financial Services industry group benchmarks.

Dividend Payout Ratio (TTM)

Both JPMorgan Chase (JPM) at 25.80% and Charles Schwab (SCHW) at 21.03% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

JPM

Banks industry group

25.80%

Max
70.75%
Q3
41.28%
Median
29.26%
JPM
25.80%
Q1
18.98%
Min
0.00%

SCHW

Financial Services industry group

21.03%

Max
241.07%
Q3
97.36%
Median
25.77%
SCHW
21.03%
Q1
0.00%
Min
0.00%
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JPMorgan Chase (JPM) vs. Charles Schwab (SCHW): A comparison of their payout ratio against their respective Banks and Financial Services industry group benchmarks.

Dividend Metrics

Dividend metrics for JPMorgan Chase (JPM) and Charles Schwab (SCHW)
MetricJPMSCHW
Dividend Yield (TTM)1.82%1.33%
Dividend Payout Ratio (TTM)25.80%21.03%

Valuation

P/E Ratio (TTM)

Charles Schwab (SCHW) at 15.64 is near its industry’s usual P/E ratio, while JPMorgan Chase (JPM) at 14.03 sits in the richer quartile — JPM needs stronger growth or earnings quality to justify the premium.

JPM

Banks industry group

14.03

Max
18.16
JPM
14.03
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49

SCHW

Financial Services industry group

15.64

Max
45.85
Q3
24.64
SCHW
15.64
Median
15.37
Q1
9.68
Min
0.16
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JPMorgan Chase (JPM) vs. Charles Schwab (SCHW): A comparison of their P/E ratio against their respective Banks and Financial Services industry group benchmarks.

P/S Ratio (TTM)

Charles Schwab (SCHW) shows P/S ratio of 5.85; for JPMorgan Chase (JPM) the multiple is skipped — in Banks, income is dominated by interest spread rather than a conventional revenue line, so pricing per dollar of sales loses meaning and book- or earnings-based multiples carry the comparison.

JPM

Banks industry group

--

JPM
--
Max
--
Q3
--
Median
--
Q1
--
Min
--

SCHW

Financial Services industry group

5.85

Max
9.23
SCHW
5.85
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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JPMorgan Chase (JPM) vs. Charles Schwab (SCHW): JPM’s P/S ratio is not assessed under the Banks industry convention, so the chart shows available visual context for SCHW only.

P/B Ratio (MRQ)

Charles Schwab (SCHW) at 3.08 sits near its industry’s typical P/B ratio, while JPMorgan Chase (JPM) at 2.53 prices above its benchmark range — JPM looks rich relative to book.

JPM

Banks industry group

2.53

JPM
2.53
Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59

SCHW

Financial Services industry group

3.08

Max
7.79
Q3
3.63
SCHW
3.08
Median
1.57
Q1
0.81
Min
-0.39
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JPMorgan Chase (JPM) vs. Charles Schwab (SCHW): A comparison of their P/B ratio against their respective Banks and Financial Services industry group benchmarks.

Valuation Metrics

Valuation metrics for JPMorgan Chase (JPM) and Charles Schwab (SCHW)
MetricJPMSCHW
P/E Ratio (TTM)14.0315.64
P/S Ratio (TTM)--5.85
P/B Ratio (MRQ)2.533.08
Free Cash Flow Yield (TTM)----