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GPN vs. UBS: Global Payments vs. UBS Stock Comparison

How do Global Payments (GPN) and UBS (UBS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Global Payments (GPN) and UBS (UBS) both fall under the Financial Services industry group, but GPN is classified in Financial Services while UBS is classified in Capital Markets.

Company profile comparison for Global Payments (GPN) and UBS (UBS)
Profile ItemGPNUBS
NameGlobal Payments Inc.UBS Group AG
Country/RegionUnited StatesSwitzerland
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesCapital Markets
GICS Sub-IndustryTransaction & Payment Processing ServicesDiversified Capital Markets
Market Capitalization25.78 billion USD144.79 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJanuary 16, 2001May 16, 2000
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

GPN
UBS
GSPC
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Global Payments (GPN) vs. UBS (UBS), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Global Payments (GPN) and UBS (UBS). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Global Payments (GPN) and UBS (UBS). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Global Payments (GPN) and UBS (UBS)
MetricGPNUBS
Total Return (1Y)31.53%30.78%
Total Return (3Y, Annualized)-1.66%29.39%
Total Return (5Y, Annualized)-4.82%25.00%

Risk Profile

Drawdown History

GPN
UBS
GSPC
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Global Payments (GPN) vs. UBS (UBS), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Global Payments (GPN) and UBS (UBS). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Global Payments (GPN) and UBS (UBS)
MetricGPNUBS
Volatility (1Y, Annualized)42.00%27.78%
Beta (5Y)0.801.15
Max Drawdown (5Y)-57.06%-32.48%
Avg. Volume (3M)2.69M1.93M

Risk-Adjusted Performance

Risk-Return Positioning

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GPN and UBS are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Global Payments (GPN) and UBS (UBS)
MetricGPNUBS
Sharpe Ratio (1Y)0.650.95
Sortino Ratio (1Y)1.101.44

Profitability

ROE (TTM)

Capital efficiency shows on one side only: Global Payments (GPN) earns 0.84% on shareholders’ equity, ranked against its industry; UBS (UBS) has no ROE this period.

GPN

Financial Services industry group

0.84%

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
GPN
0.84%
Min
-18.71%

UBS

Financial Services industry group

--

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
UBS
--
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Global Payments (GPN) vs. UBS (UBS): UBS does not report ROE, so it has no value marker; GPN is benchmarked against the Financial Services industry group.

Net Margin (TTM)

Global Payments (GPN) reports a negative net margin of -11.21%, usually indicating a net loss over the period. Meanwhile UBS (UBS) reports 18.18%, ranking against industry peers normally.

GPN

Financial Services industry group

-11.21%

Max
62.84%
Q3
28.05%
Median
15.36%
Q1
4.82%
GPN
-11.21%
Min
-28.52%

UBS

Financial Services industry group

18.18%

Max
62.84%
Q3
28.05%
UBS
18.18%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Global Payments (GPN) vs. UBS (UBS): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Global Payments (GPN) at 15.73% and UBS (UBS) at 27.10% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

GPN

Financial Services industry group

15.73%

Max
107.33%
Q3
55.90%
Median
30.09%
GPN
15.73%
Q1
14.60%
Min
-44.34%

UBS

Financial Services industry group

27.10%

Max
107.33%
Q3
55.90%
Median
30.09%
UBS
27.10%
Q1
14.60%
Min
-44.34%
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Global Payments (GPN) vs. UBS (UBS): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Global Payments (GPN) and UBS (UBS)
MetricGPNUBS
ROE (TTM)0.84%--
ROA (TTM)2.24%--
Net Margin (TTM)-11.21%18.18%
Operating Margin (TTM)15.73%27.10%
Gross Margin (TTM)----

Growth

Revenue Growth

UBS (UBS) at 4.30% is around its peer norm for revenue growth, while Global Payments (GPN) at -0.39% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Global Payments (GPN) vs. UBS (UBS): A comparison of their Revenue Growth across different time periods.

EPS Growth

UBS (UBS) at 55.26% sits in the top EPS growth quartile, while Global Payments (GPN) at -6.17% is closer to the peer norm — faster per-share earnings growth for UBS.

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Global Payments (GPN) vs. UBS (UBS): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Global Payments (GPN) and UBS (UBS)
MetricGPNUBS
Revenue Growth (YoY)-0.39%4.30%
Revenue Growth (3Y CAGR)-4.96%12.44%
EPS Growth (YoY)-6.17%55.26%
EPS Growth (3Y CAGR)143.57%1.60%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Global Payments (GPN) in Financial Services and UBS (UBS) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Global Payments (GPN) in Financial Services and UBS (UBS) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Global Payments (GPN) and UBS (UBS)
MetricGPNUBS
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

UBS (UBS) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Global Payments (GPN) reports a yield of 1.05%, ranking against industry peers normally.

GPN

Financial Services industry group

1.05%

Max
9.77%
Q3
3.92%
Median
1.09%
GPN
1.05%
Q1
0.00%
Min
0.00%

UBS

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
UBS
0.00%
Q1
0.00%
Min
0.00%
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Global Payments (GPN) vs. UBS (UBS): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Global Payments (GPN) reports payout ratio above 100% at 178.57%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile UBS (UBS) reports 36.30%, ranking against industry peers normally.

GPN

Financial Services industry group

178.57%

Max
241.07%
GPN
178.57%
Q3
97.36%
Median
25.77%
Q1
0.00%
Min
0.00%

UBS

Financial Services industry group

36.30%

Max
241.07%
Q3
97.36%
UBS
36.30%
Median
25.77%
Q1
0.00%
Min
0.00%
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Global Payments (GPN) vs. UBS (UBS): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Global Payments (GPN) and UBS (UBS)
MetricGPNUBS
Dividend Yield (TTM)1.05%0.00%
Dividend Payout Ratio (TTM)178.57%36.30%

Valuation

P/E Ratio (TTM)

UBS (UBS) at 15.77 is near its industry’s usual P/E ratio, while Global Payments (GPN) at 173.93 sits above its peer range — an unusually expensive price for GPN’s trailing earnings.

GPN

Financial Services industry group

173.93

GPN
173.93
Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16

UBS

Financial Services industry group

15.77

Max
45.85
Q3
24.64
UBS
15.77
Median
15.37
Q1
9.68
Min
0.16
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Global Payments (GPN) vs. UBS (UBS): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Global Payments (GPN) at 2.24 and UBS (UBS) at 2.71 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

GPN

Financial Services industry group

2.24

Max
9.23
Q3
4.57
Median
2.72
GPN
2.24
Q1
1.28
Min
-0.55

UBS

Financial Services industry group

2.71

Max
9.23
Q3
4.57
Median
2.72
UBS
2.71
Q1
1.28
Min
-0.55
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Global Payments (GPN) vs. UBS (UBS): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Global Payments (GPN) at 1.11 and UBS (UBS) at 1.64 are valued close to their industries’ norm against book — neither stands out from peers.

GPN

Financial Services industry group

1.11

Max
7.79
Q3
3.63
Median
1.57
GPN
1.11
Q1
0.81
Min
-0.39

UBS

Financial Services industry group

1.64

Max
7.79
Q3
3.63
UBS
1.64
Median
1.57
Q1
0.81
Min
-0.39
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Global Payments (GPN) vs. UBS (UBS): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Global Payments (GPN) and UBS (UBS)
MetricGPNUBS
P/E Ratio (TTM)173.9315.77
P/S Ratio (TTM)2.242.71
P/B Ratio (MRQ)1.111.64
Free Cash Flow Yield (TTM)----