Seek Returns

GPN vs. V: Global Payments vs. Visa Stock Comparison

How do Global Payments (GPN) and Visa (V) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Global Payments (GPN) and Visa (V) are both classified in the Transaction & Payment Processing Services sub-industry within the broader Financial Services industry, placing them in the closest GICS peer bucket.

Company profile comparison for Global Payments (GPN) and Visa (V)
Profile ItemGPNV
NameGlobal Payments Inc.Visa Inc. Class A
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesFinancial Services
GICS Sub-IndustryTransaction & Payment Processing ServicesTransaction & Payment Processing Services
Market Capitalization25.78 billion USD788.58 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJanuary 16, 2001March 19, 2008
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

GPN
V
GSPC
Loading price history…
Global Payments (GPN) vs. Visa (V), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…
Trailing total returns for Global Payments (GPN) and Visa (V). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…
Calendar-year total returns for Global Payments (GPN) and Visa (V). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Global Payments (GPN) and Visa (V)
MetricGPNV
Total Return (1Y)31.53%27.50%
Total Return (3Y, Annualized)-1.66%21.55%
Total Return (5Y, Annualized)-4.82%15.65%

Risk Profile

Drawdown History

GPN
V
GSPC
Loading price history…
Global Payments (GPN) vs. Visa (V), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…
Distribution of monthly total returns for Global Payments (GPN) and Visa (V). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Global Payments (GPN) and Visa (V)
MetricGPNV
Volatility (1Y, Annualized)42.00%22.99%
Beta (5Y)0.800.78
Max Drawdown (5Y)-57.06%-24.14%
Avg. Volume (3M)2.69M6.56M

Risk-Adjusted Performance

Risk-Return Positioning

Loading chart…
GPN and V are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Global Payments (GPN) and Visa (V)
MetricGPNV
Sharpe Ratio (1Y)0.651.01
Sortino Ratio (1Y)1.101.64

Profitability

ROE (TTM)

Visa (V) at 63.51% delivers above-range ROE, while Global Payments (GPN) at 0.84% falls into the bottom quartile — a wide split in profit generated from equity.

GPN

Financial Services industry group

0.84%

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
GPN
0.84%
Min
-18.71%

V

Financial Services industry group

63.51%

V
63.51%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
Loading chart…
Global Payments (GPN) vs. Visa (V): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Global Payments (GPN) reports a negative net margin of -11.21%, usually indicating a net loss over the period. Meanwhile Visa (V) reports 51.20%, ranking against industry peers normally.

GPN

Financial Services industry group

-11.21%

Max
62.84%
Q3
28.05%
Median
15.36%
Q1
4.82%
GPN
-11.21%
Min
-28.52%

V

Financial Services industry group

51.20%

Max
62.84%
V
51.20%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
Loading chart…
Global Payments (GPN) vs. Visa (V): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Visa (V) at 63.73% operates in the top operating margin quartile, ahead of Global Payments (GPN) at 15.73%, which runs around its industry’s norm.

GPN

Financial Services industry group

15.73%

Max
107.33%
Q3
55.90%
Median
30.09%
GPN
15.73%
Q1
14.60%
Min
-44.34%

V

Financial Services industry group

63.73%

Max
107.33%
V
63.73%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%
Loading chart…
Global Payments (GPN) vs. Visa (V): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Global Payments (GPN) and Visa (V)
MetricGPNV
ROE (TTM)0.84%63.51%
ROA (TTM)2.24%19.61%
Net Margin (TTM)-11.21%51.20%
Operating Margin (TTM)15.73%63.73%
Gross Margin (TTM)----

Growth

Revenue Growth

Visa (V) at 14.76% is around its peer norm for revenue growth, while Global Payments (GPN) at -0.39% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Loading chart…
Global Payments (GPN) vs. Visa (V): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Global Payments (GPN) at -6.17% and Visa (V) at 20.78% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Loading chart…
Global Payments (GPN) vs. Visa (V): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Global Payments (GPN) and Visa (V)
MetricGPNV
Revenue Growth (YoY)-0.39%14.76%
Revenue Growth (3Y CAGR)-4.96%12.02%
EPS Growth (YoY)-6.17%20.78%
EPS Growth (3Y CAGR)143.57%14.16%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Global Payments (GPN) in Financial Services and Visa (V) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Global Payments (GPN) in Financial Services and Visa (V) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Global Payments (GPN) and Visa (V)
MetricGPNV
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Global Payments (GPN) at 1.05% and Visa (V) at 0.66% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

GPN

Financial Services industry group

1.05%

Max
9.77%
Q3
3.92%
Median
1.09%
GPN
1.05%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

0.66%

Max
9.77%
Q3
3.92%
Median
1.09%
V
0.66%
Q1
0.00%
Min
0.00%
Loading chart…
Global Payments (GPN) vs. Visa (V): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Global Payments (GPN) reports payout ratio above 100% at 178.57%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Visa (V) reports 21.75%, ranking against industry peers normally.

GPN

Financial Services industry group

178.57%

Max
241.07%
GPN
178.57%
Q3
97.36%
Median
25.77%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

21.75%

Max
241.07%
Q3
97.36%
Median
25.77%
V
21.75%
Q1
0.00%
Min
0.00%
Loading chart…
Global Payments (GPN) vs. Visa (V): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Global Payments (GPN) and Visa (V)
MetricGPNV
Dividend Yield (TTM)1.05%0.66%
Dividend Payout Ratio (TTM)178.57%21.75%

Valuation

P/E Ratio (TTM)

Both look expensive on trailing earnings: Visa (V) at 34.31 sits in the richer P/E ratio quartile, and Global Payments (GPN) at 173.93 is richer still, above its industry range.

GPN

Financial Services industry group

173.93

GPN
173.93
Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16

V

Financial Services industry group

34.31

Max
45.85
V
34.31
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
Loading chart…
Global Payments (GPN) vs. Visa (V): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Global Payments (GPN) at 2.24 prices around its industry’s typical P/S ratio, while Visa (V) at 17.18 clears its benchmark range — V looks notably rich on sales.

GPN

Financial Services industry group

2.24

Max
9.23
Q3
4.57
Median
2.72
GPN
2.24
Q1
1.28
Min
-0.55

V

Financial Services industry group

17.18

V
17.18
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
Loading chart…
Global Payments (GPN) vs. Visa (V): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Global Payments (GPN) at 1.11 sits near its industry’s typical P/B ratio, while Visa (V) at 22.05 prices above its benchmark range — V looks rich relative to book.

GPN

Financial Services industry group

1.11

Max
7.79
Q3
3.63
Median
1.57
GPN
1.11
Q1
0.81
Min
-0.39

V

Financial Services industry group

22.05

V
22.05
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
Loading chart…
Global Payments (GPN) vs. Visa (V): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Global Payments (GPN) and Visa (V)
MetricGPNV
P/E Ratio (TTM)173.9334.31
P/S Ratio (TTM)2.2417.18
P/B Ratio (MRQ)1.1122.05
Free Cash Flow Yield (TTM)----