FNF vs. PUK: Fidelity National Financial vs. Prudential Stock Comparison

Company Profile

Fidelity National Financial (FNF) and Prudential (PUK) both belong to the Insurance industry, though FNF is classified under Property & Casualty Insurance while PUK falls under Life & Health Insurance.

Fidelity National Financial (FNF) trades as ordinary local shares, while Prudential (PUK) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Fidelity National Financial (FNF) at 15.10% and Prudential (PUK) at 18.74% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Prudential (PUK) at 25.49% retains a top-quartile share of revenue as profit, ahead of Fidelity National Financial (FNF) at 7.00%, which keeps about the industry-typical share.

Neither side reports a meaningful operating margin: for Fidelity National Financial (FNF) in Insurance and Prudential (PUK) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Prudential (PUK) at 68.98% clears its industry range for revenue growth, far stronger top-line momentum than Fidelity National Financial (FNF) at 5.88%, which is closer to a typical peer reading.

Prudential (PUK) at 82.74% sits in the top EPS growth quartile, while Fidelity National Financial (FNF) at -52.47% is in the bottom quartile, showing a clear gap in earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Fidelity National Financial (FNF) in Insurance and Prudential (PUK) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Fidelity National Financial (FNF) in Insurance and Prudential (PUK) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Fidelity National Financial (FNF) at 4.85% delivers top-quartile income for its industry, while Prudential (PUK) at 1.10% pays a more typical yield — both are credible income propositions, FNF the richer one.

Prudential (PUK) at 18.71% pays out a band-typical share of earnings, while Fidelity National Financial (FNF) at 53.20% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Prudential (PUK) at 8.72 sits in the cheaper P/E ratio quartile, while Fidelity National Financial (FNF) at 11.21 is closer to its industry’s usual earnings multiple — a discount for PUK, though growth and earnings durability still matter.

Fidelity National Financial (FNF) at 0.79 sits in the cheaper P/S ratio quartile while Prudential (PUK) at 2.12 prices around its industry’s middle — FNF costs less per dollar of sales, though read it alongside growth and margins.

Fidelity National Financial (FNF) at 1.59 sits near its industry’s typical P/B ratio, while Prudential (PUK) at 6.29 prices above its benchmark range — PUK looks rich relative to book.

Valuation Metrics