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FNF vs. MFC: A Head-to-Head Stock Comparison

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Here’s a clear look at FNF and MFC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolFNFMFC
Company NameFidelity National Financial, Inc.Manulife Financial Corporation
CountryUnited StatesCanada
GICS SectorFinancialsFinancials
GICS IndustryInsuranceInsurance
Market Capitalization16.40 billion USD53.29 billion USD
ExchangeNYSENYSE
Listing DateOctober 14, 2005September 24, 1999
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of FNF and MFC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

FNF vs. MFC: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolFNFMFC
5-Day Price Return1.10%0.72%
13-Week Price Return7.90%-1.07%
26-Week Price Return-6.62%-2.45%
52-Week Price Return-1.03%8.48%
Month-to-Date Return1.04%2.63%
Year-to-Date Return7.75%-1.81%
10-Day Avg. Volume1.34M5.87M
3-Month Avg. Volume1.69M7.23M
3-Month Volatility25.67%18.57%
Beta1.090.39

Profitability

Return on Equity (TTM)

FNF

13.62%

Insurance Industry

Max
30.96%
Q3
18.76%
Median
14.22%
Q1
10.34%
Min
1.73%

FNF’s Return on Equity of 13.62% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

MFC

11.91%

Insurance Industry

Max
30.96%
Q3
18.76%
Median
14.22%
Q1
10.34%
Min
1.73%

MFC’s Return on Equity of 11.91% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

FNF vs. MFC: A comparison of their Return on Equity (TTM) against the Insurance industry benchmark.

Net Profit Margin (TTM)

FNF

7.90%

Insurance Industry

Max
26.78%
Q3
14.69%
Median
9.87%
Q1
6.59%
Min
-3.51%

FNF’s Net Profit Margin of 7.90% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

MFC

15.67%

Insurance Industry

Max
26.78%
Q3
14.69%
Median
9.87%
Q1
6.59%
Min
-3.51%

A Net Profit Margin of 15.67% places MFC in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.

FNF vs. MFC: A comparison of their Net Profit Margin (TTM) against the Insurance industry benchmark.

Operating Profit Margin (TTM)

FNF

12.32%

Insurance Industry

Max
34.52%
Q3
20.17%
Median
14.46%
Q1
9.62%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

MFC

19.19%

Insurance Industry

Max
34.52%
Q3
20.17%
Median
14.46%
Q1
9.62%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

FNF vs. MFC: A comparison of their Operating Profit Margin (TTM) against the Insurance industry benchmark.

Profitability at a Glance

SymbolFNFMFC
Return on Equity (TTM)13.62%11.91%
Return on Assets (TTM)1.10%0.62%
Net Profit Margin (TTM)7.90%15.67%
Operating Profit Margin (TTM)12.32%19.19%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

FNF

0.37

Insurance Industry

Max
2.97
Q3
1.37
Median
0.54
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

MFC

1.14

Insurance Industry

Max
2.97
Q3
1.37
Median
0.54
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

FNF vs. MFC: A comparison of their Current Ratio (MRQ) against the Insurance industry benchmark.

Debt-to-Equity Ratio (MRQ)

FNF

0.56

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

MFC

0.27

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

FNF vs. MFC: A comparison of their Debt-to-Equity Ratio (MRQ) against the Insurance industry benchmark.

Interest Coverage Ratio (TTM)

FNF

9.33

Insurance Industry

Max
43.68
Q3
21.45
Median
9.67
Q1
3.55
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

MFC

-0.31

Insurance Industry

Max
43.68
Q3
21.45
Median
9.67
Q1
3.55
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

FNF vs. MFC: A comparison of their Interest Coverage Ratio (TTM) against the Insurance industry benchmark.

Financial Strength at a Glance

SymbolFNFMFC
Current Ratio (MRQ)0.371.14
Quick Ratio (MRQ)0.001.14
Debt-to-Equity Ratio (MRQ)0.560.27
Interest Coverage Ratio (TTM)9.33-0.31

Growth

Revenue Growth

FNF vs. MFC: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

FNF vs. MFC: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

FNF

3.31%

Insurance Industry

Max
9.80%
Q3
5.18%
Median
3.58%
Q1
2.07%
Min
0.00%

FNF’s Dividend Yield of 3.31% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

MFC

4.38%

Insurance Industry

Max
9.80%
Q3
5.18%
Median
3.58%
Q1
2.07%
Min
0.00%

MFC’s Dividend Yield of 4.38% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

FNF vs. MFC: A comparison of their Dividend Yield (TTM) against the Insurance industry benchmark.

Dividend Payout Ratio (TTM)

FNF

50.32%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
53.26%
Q1
23.68%
Min
0.00%

FNF’s Dividend Payout Ratio of 50.32% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

MFC

53.26%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
53.26%
Q1
23.68%
Min
0.00%

MFC’s Dividend Payout Ratio of 53.26% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

FNF vs. MFC: A comparison of their Dividend Payout Ratio (TTM) against the Insurance industry benchmark.

Dividend at a Glance

SymbolFNFMFC
Dividend Yield (TTM)3.31%4.38%
Dividend Payout Ratio (TTM)50.32%53.26%

Valuation

Price-to-Earnings Ratio (TTM)

FNF

15.22

Insurance Industry

Max
30.75
Q3
18.11
Median
12.67
Q1
9.66
Min
2.87

FNF’s P/E Ratio of 15.22 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

MFC

12.17

Insurance Industry

Max
30.75
Q3
18.11
Median
12.67
Q1
9.66
Min
2.87

MFC’s P/E Ratio of 12.17 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

FNF vs. MFC: A comparison of their Price-to-Earnings Ratio (TTM) against the Insurance industry benchmark.

Price-to-Sales Ratio (TTM)

FNF

1.20

Insurance Industry

Max
3.41
Q3
1.88
Median
1.22
Q1
0.80
Min
0.23

FNF’s P/S Ratio of 1.20 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

MFC

1.91

Insurance Industry

Max
3.41
Q3
1.88
Median
1.22
Q1
0.80
Min
0.23

MFC’s P/S Ratio of 1.91 is in the upper echelon for the Insurance industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

FNF vs. MFC: A comparison of their Price-to-Sales Ratio (TTM) against the Insurance industry benchmark.

Price-to-Book Ratio (MRQ)

FNF

1.95

Insurance Industry

Max
4.57
Q3
2.56
Median
1.88
Q1
1.20
Min
0.17

FNF’s P/B Ratio of 1.95 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

MFC

1.48

Insurance Industry

Max
4.57
Q3
2.56
Median
1.88
Q1
1.20
Min
0.17

MFC’s P/B Ratio of 1.48 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

FNF vs. MFC: A comparison of their Price-to-Book Ratio (MRQ) against the Insurance industry benchmark.

Valuation at a Glance

SymbolFNFMFC
Price-to-Earnings Ratio (TTM)15.2212.17
Price-to-Sales Ratio (TTM)1.201.91
Price-to-Book Ratio (MRQ)1.951.48
Price-to-Free Cash Flow Ratio (TTM)2.442.57