FNF vs. L: Fidelity National Financial vs. Loews Stock Comparison
How do Fidelity National Financial (FNF) and Loews (L) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Fidelity National Financial (FNF) and Loews (L) are both classified in the Property & Casualty Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.
| Profile Item | FNF | L |
|---|---|---|
| Name | Fidelity National Financial, Inc. | Loews Corp. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Property & Casualty Insurance | Property & Casualty Insurance |
| Market Capitalization | 11.76 billion USD | 22.19 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | October 14, 2005 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | FNF | L |
|---|---|---|
| Total Return (1Y) | -16.26% | 7.24% |
| Total Return (3Y, Annualized) | 5.52% | 19.27% |
| Total Return (5Y, Annualized) | 2.84% | 14.13% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | FNF | L |
|---|---|---|
| Volatility (1Y, Annualized) | 27.95% | 16.13% |
| Beta (5Y) | 0.91 | 0.49 |
| Max Drawdown (5Y) | -36.69% | -26.11% |
| Avg. Volume (3M) | 2.46M | 805.54K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | FNF | L |
|---|---|---|
| Sharpe Ratio (1Y) | -0.73 | 0.18 |
| Sortino Ratio (1Y) | -1.00 | 0.26 |
Profitability
ROE (TTM)
Fidelity National Financial (FNF) at 15.10% is around its peer norm for ROE, while Loews (L) at 8.21% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
FNF
Insurance industry group
15.10%
- Max
- 41.68%
- Q3
- 22.04%
- FNF
- 15.10%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
L
Insurance industry group
8.21%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- L
- 8.21%
- Min
- -10.66%
Net Margin (TTM)
Both Fidelity National Financial (FNF) at 7.00% and Loews (L) at 7.93% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
FNF
Insurance industry group
7.00%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- FNF
- 7.00%
- Q1
- 6.21%
- Min
- -4.68%
L
Insurance industry group
7.93%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- L
- 7.93%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Fidelity National Financial (FNF) in Insurance and Loews (L) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | FNF | L |
|---|---|---|
| ROE (TTM) | 15.10% | 8.21% |
| ROA (TTM) | 1.54% | 1.71% |
| Net Margin (TTM) | 7.00% | 7.93% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Fidelity National Financial (FNF) at 5.88% and Loews (L) at 5.44% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Loews (L) at 24.34% is around its peer norm for EPS growth, while Fidelity National Financial (FNF) at -52.47% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | FNF | L |
|---|---|---|
| Revenue Growth (YoY) | 5.88% | 5.44% |
| Revenue Growth (3Y CAGR) | 7.27% | 8.96% |
| EPS Growth (YoY) | -52.47% | 24.34% |
| EPS Growth (3Y CAGR) | -18.62% | 33.10% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Fidelity National Financial (FNF) in Insurance and Loews (L) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Fidelity National Financial (FNF) in Insurance and Loews (L) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | FNF | L |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Fidelity National Financial (FNF) at 4.85% delivers top-quartile income for its industry, while Loews (L) at 0.23% pays a more typical yield — both are credible income propositions, FNF the richer one.
FNF
Insurance industry group
4.85%
- Max
- 5.12%
- FNF
- 4.85%
- Q3
- 2.15%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
L
Insurance industry group
0.23%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- L
- 0.23%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Loews (L) at 3.46% pays out a band-typical share of earnings, while Fidelity National Financial (FNF) at 53.20% distributes more than its industry norm — less retained, thinner cover.
FNF
Insurance industry group
53.20%
- Max
- 76.67%
- FNF
- 53.20%
- Q3
- 35.18%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
L
Insurance industry group
3.46%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- L
- 3.46%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | FNF | L |
|---|---|---|
| Dividend Yield (TTM) | 4.85% | 0.23% |
| Dividend Payout Ratio (TTM) | 53.20% | 3.46% |
Valuation
P/E Ratio (TTM)
Both Fidelity National Financial (FNF) at 11.21 and Loews (L) at 15.17 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
FNF
Insurance industry group
11.21
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- FNF
- 11.21
- Q1
- 9.08
- Min
- 2.32
L
Insurance industry group
15.17
- Max
- 28.37
- Q3
- 18.75
- L
- 15.17
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
Fidelity National Financial (FNF) at 0.79 sits in the cheaper P/S ratio quartile while Loews (L) at 1.18 prices around its industry’s middle — FNF costs less per dollar of sales, though read it alongside growth and margins.
FNF
Insurance industry group
0.79
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- Q1
- 0.85
- FNF
- 0.79
- Min
- 0.07
L
Insurance industry group
1.18
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- L
- 1.18
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Loews (L) at 1.22 sits in the lower P/B ratio quartile against book while Fidelity National Financial (FNF) at 1.59 is valued near its industry’s middle — L is cheaper on assets, though weigh it against ROE and asset quality.
FNF
Insurance industry group
1.59
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- FNF
- 1.59
- Q1
- 1.23
- Min
- 0.30
L
Insurance industry group
1.22
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- L
- 1.22
- Min
- 0.30
Valuation Metrics
| Metric | FNF | L |
|---|---|---|
| P/E Ratio (TTM) | 11.21 | 15.17 |
| P/S Ratio (TTM) | 0.79 | 1.18 |
| P/B Ratio (MRQ) | 1.59 | 1.22 |
| Free Cash Flow Yield (TTM) | -- | -- |