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FITB vs. TD: Fifth Third Bancorp vs. Toronto-Dominion Bank Stock Comparison

How do Fifth Third Bancorp (FITB) and Toronto-Dominion Bank (TD) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Fifth Third Bancorp (FITB) and Toronto-Dominion Bank (TD) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Company profile comparison for Fifth Third Bancorp (FITB) and Toronto-Dominion Bank (TD)
Profile ItemFITBTD
NameFifth Third BancorpToronto-Dominion Bank
Country/RegionUnited StatesCanada
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization47.93 billion USD199.88 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateMarch 17, 1980August 30, 1996
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

FITB
TD
GSPC
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Fifth Third Bancorp (FITB) vs. Toronto-Dominion Bank (TD), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Fifth Third Bancorp (FITB) and Toronto-Dominion Bank (TD). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Fifth Third Bancorp (FITB) and Toronto-Dominion Bank (TD). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Fifth Third Bancorp (FITB) and Toronto-Dominion Bank (TD)
MetricFITBTD
Total Return (1Y)31.61%57.20%
Total Return (3Y, Annualized)34.78%32.99%
Total Return (5Y, Annualized)8.38%15.46%

Risk Profile

Drawdown History

FITB
TD
GSPC
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Fifth Third Bancorp (FITB) vs. Toronto-Dominion Bank (TD), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Fifth Third Bancorp (FITB) and Toronto-Dominion Bank (TD). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Fifth Third Bancorp (FITB) and Toronto-Dominion Bank (TD)
MetricFITBTD
Volatility (1Y, Annualized)25.76%19.05%
Beta (5Y)0.960.72
Max Drawdown (5Y)-51.68%-31.16%
Avg. Volume (3M)6.30M1.81M

Risk-Adjusted Performance

Risk-Return Positioning

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FITB and TD are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Fifth Third Bancorp (FITB) and Toronto-Dominion Bank (TD)
MetricFITBTD
Sharpe Ratio (1Y)1.062.78
Sortino Ratio (1Y)1.584.15

Profitability

ROE (TTM)

Toronto-Dominion Bank (TD) at 12.83% is around its peer norm for ROE, while Fifth Third Bancorp (FITB) at 9.42% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

FITB

Banks industry group

9.42%

Max
19.84%
Q3
13.67%
Median
11.49%
Q1
9.50%
FITB
9.42%
Min
3.64%

TD

Banks industry group

12.83%

Max
19.84%
Q3
13.67%
TD
12.83%
Median
11.49%
Q1
9.50%
Min
3.64%
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Fifth Third Bancorp (FITB) vs. Toronto-Dominion Bank (TD): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Both Fifth Third Bancorp (FITB) at 22.97% and Toronto-Dominion Bank (TD) at 26.62% let more of each sales dollar slip away before the bottom line than peers do, sitting in the lower net margin quartile of their industries.

FITB

Banks industry group

22.97%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
FITB
22.97%
Min
14.93%

TD

Banks industry group

26.62%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
TD
26.62%
Min
14.93%
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Fifth Third Bancorp (FITB) vs. Toronto-Dominion Bank (TD): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Fifth Third Bancorp (FITB) in Banks and Toronto-Dominion Bank (TD) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Fifth Third Bancorp (FITB) and Toronto-Dominion Bank (TD)
MetricFITBTD
ROE (TTM)9.42%12.83%
ROA (TTM)1.00%0.78%
Net Margin (TTM)22.97%26.62%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Both Fifth Third Bancorp (FITB) at 6.61% and Toronto-Dominion Bank (TD) at 8.93% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Fifth Third Bancorp (FITB) vs. Toronto-Dominion Bank (TD): A comparison of their Revenue Growth across different time periods.

EPS Growth

Toronto-Dominion Bank (TD) at 144.92% clears its industry range for EPS growth, a much stronger earnings trajectory than Fifth Third Bancorp (FITB) at 12.42%, which is closer to a typical peer reading.

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Fifth Third Bancorp (FITB) vs. Toronto-Dominion Bank (TD): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Fifth Third Bancorp (FITB) and Toronto-Dominion Bank (TD)
MetricFITBTD
Revenue Growth (YoY)6.61%8.93%
Revenue Growth (3Y CAGR)2.87%10.22%
EPS Growth (YoY)12.42%144.92%
EPS Growth (3Y CAGR)1.76%6.87%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Fifth Third Bancorp (FITB) in Banks and Toronto-Dominion Bank (TD) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Fifth Third Bancorp (FITB) in Banks and Toronto-Dominion Bank (TD) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Fifth Third Bancorp (FITB) and Toronto-Dominion Bank (TD)
MetricFITBTD
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Toronto-Dominion Bank (TD) at 3.52% delivers top-quartile income for its industry, while Fifth Third Bancorp (FITB) at 3.03% pays a more typical yield — both are credible income propositions, TD the richer one.

FITB

Banks industry group

3.03%

Max
5.79%
Q3
3.18%
FITB
3.03%
Median
2.39%
Q1
1.20%
Min
0.00%

TD

Banks industry group

3.52%

Max
5.79%
TD
3.52%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
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Fifth Third Bancorp (FITB) vs. Toronto-Dominion Bank (TD): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both Fifth Third Bancorp (FITB) at 54.36% and Toronto-Dominion Bank (TD) at 46.36% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

FITB

Banks industry group

54.36%

Max
70.75%
FITB
54.36%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%

TD

Banks industry group

46.36%

Max
70.75%
TD
46.36%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%
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Fifth Third Bancorp (FITB) vs. Toronto-Dominion Bank (TD): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Fifth Third Bancorp (FITB) and Toronto-Dominion Bank (TD)
MetricFITBTD
Dividend Yield (TTM)3.03%3.52%
Dividend Payout Ratio (TTM)54.36%46.36%

Valuation

P/E Ratio (TTM)

Both Fifth Third Bancorp (FITB) at 17.80 and Toronto-Dominion Bank (TD) at 18.16 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

FITB

Banks industry group

17.80

Max
18.16
FITB
17.80
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49

TD

Banks industry group

18.16

TD
18.16
Max
18.16
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49
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Fifth Third Bancorp (FITB) vs. Toronto-Dominion Bank (TD): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Fifth Third Bancorp (FITB) in Banks and Toronto-Dominion Bank (TD) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Fifth Third Bancorp (FITB) at 1.55 is valued about in line with its industry on P/B ratio, while Toronto-Dominion Bank (TD) at 2.27 carries an above-peer premium to book — TD is pricier on assets.

FITB

Banks industry group

1.55

Max
2.28
Q3
1.58
FITB
1.55
Median
1.32
Q1
1.10
Min
0.59

TD

Banks industry group

2.27

Max
2.28
TD
2.27
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59
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Fifth Third Bancorp (FITB) vs. Toronto-Dominion Bank (TD): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Fifth Third Bancorp (FITB) and Toronto-Dominion Bank (TD)
MetricFITBTD
P/E Ratio (TTM)17.8018.16
P/S Ratio (TTM)----
P/B Ratio (MRQ)1.552.27
Free Cash Flow Yield (TTM)----