FITB vs. TD: Fifth Third Bancorp vs. Toronto-Dominion Bank Stock Comparison
How do Fifth Third Bancorp (FITB) and Toronto-Dominion Bank (TD) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Fifth Third Bancorp (FITB) and Toronto-Dominion Bank (TD) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
| Profile Item | FITB | TD |
|---|---|---|
| Name | Fifth Third Bancorp | Toronto-Dominion Bank |
| Country/Region | United States | Canada |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 47.93 billion USD | 199.88 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | March 17, 1980 | August 30, 1996 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | FITB | TD |
|---|---|---|
| Total Return (1Y) | 31.61% | 57.20% |
| Total Return (3Y, Annualized) | 34.78% | 32.99% |
| Total Return (5Y, Annualized) | 8.38% | 15.46% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | FITB | TD |
|---|---|---|
| Volatility (1Y, Annualized) | 25.76% | 19.05% |
| Beta (5Y) | 0.96 | 0.72 |
| Max Drawdown (5Y) | -51.68% | -31.16% |
| Avg. Volume (3M) | 6.30M | 1.81M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | FITB | TD |
|---|---|---|
| Sharpe Ratio (1Y) | 1.06 | 2.78 |
| Sortino Ratio (1Y) | 1.58 | 4.15 |
Profitability
ROE (TTM)
Toronto-Dominion Bank (TD) at 12.83% is around its peer norm for ROE, while Fifth Third Bancorp (FITB) at 9.42% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
FITB
Banks industry group
9.42%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- FITB
- 9.42%
- Min
- 3.64%
TD
Banks industry group
12.83%
- Max
- 19.84%
- Q3
- 13.67%
- TD
- 12.83%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Both Fifth Third Bancorp (FITB) at 22.97% and Toronto-Dominion Bank (TD) at 26.62% let more of each sales dollar slip away before the bottom line than peers do, sitting in the lower net margin quartile of their industries.
FITB
Banks industry group
22.97%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- FITB
- 22.97%
- Min
- 14.93%
TD
Banks industry group
26.62%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- TD
- 26.62%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Fifth Third Bancorp (FITB) in Banks and Toronto-Dominion Bank (TD) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | FITB | TD |
|---|---|---|
| ROE (TTM) | 9.42% | 12.83% |
| ROA (TTM) | 1.00% | 0.78% |
| Net Margin (TTM) | 22.97% | 26.62% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Fifth Third Bancorp (FITB) at 6.61% and Toronto-Dominion Bank (TD) at 8.93% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Toronto-Dominion Bank (TD) at 144.92% clears its industry range for EPS growth, a much stronger earnings trajectory than Fifth Third Bancorp (FITB) at 12.42%, which is closer to a typical peer reading.
Growth Metrics
| Metric | FITB | TD |
|---|---|---|
| Revenue Growth (YoY) | 6.61% | 8.93% |
| Revenue Growth (3Y CAGR) | 2.87% | 10.22% |
| EPS Growth (YoY) | 12.42% | 144.92% |
| EPS Growth (3Y CAGR) | 1.76% | 6.87% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Fifth Third Bancorp (FITB) in Banks and Toronto-Dominion Bank (TD) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Fifth Third Bancorp (FITB) in Banks and Toronto-Dominion Bank (TD) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | FITB | TD |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Toronto-Dominion Bank (TD) at 3.52% delivers top-quartile income for its industry, while Fifth Third Bancorp (FITB) at 3.03% pays a more typical yield — both are credible income propositions, TD the richer one.
FITB
Banks industry group
3.03%
- Max
- 5.79%
- Q3
- 3.18%
- FITB
- 3.03%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
TD
Banks industry group
3.52%
- Max
- 5.79%
- TD
- 3.52%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Fifth Third Bancorp (FITB) at 54.36% and Toronto-Dominion Bank (TD) at 46.36% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.
FITB
Banks industry group
54.36%
- Max
- 70.75%
- FITB
- 54.36%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
TD
Banks industry group
46.36%
- Max
- 70.75%
- TD
- 46.36%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | FITB | TD |
|---|---|---|
| Dividend Yield (TTM) | 3.03% | 3.52% |
| Dividend Payout Ratio (TTM) | 54.36% | 46.36% |
Valuation
P/E Ratio (TTM)
Both Fifth Third Bancorp (FITB) at 17.80 and Toronto-Dominion Bank (TD) at 18.16 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.
FITB
Banks industry group
17.80
- Max
- 18.16
- FITB
- 17.80
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
TD
Banks industry group
18.16
- TD
- 18.16
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Fifth Third Bancorp (FITB) in Banks and Toronto-Dominion Bank (TD) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Fifth Third Bancorp (FITB) at 1.55 is valued about in line with its industry on P/B ratio, while Toronto-Dominion Bank (TD) at 2.27 carries an above-peer premium to book — TD is pricier on assets.
FITB
Banks industry group
1.55
- Max
- 2.28
- Q3
- 1.58
- FITB
- 1.55
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
TD
Banks industry group
2.27
- Max
- 2.28
- TD
- 2.27
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | FITB | TD |
|---|---|---|
| P/E Ratio (TTM) | 17.80 | 18.16 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.55 | 2.27 |
| Free Cash Flow Yield (TTM) | -- | -- |