FITB vs. ING: Fifth Third Bancorp vs. ING Groep Stock Comparison
How do Fifth Third Bancorp (FITB) and ING Groep (ING) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Fifth Third Bancorp (FITB) and ING Groep (ING) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Fifth Third Bancorp (FITB) trades as ordinary local shares, while ING Groep (ING) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | FITB | ING |
|---|---|---|
| Name | Fifth Third Bancorp | ING Groep N.V. Sponsored ADR |
| Country/Region | United States | Netherlands |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 47.93 billion USD | 90.37 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | March 17, 1980 | May 18, 1994 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | FITB | ING |
|---|---|---|
| Total Return (1Y) | 31.61% | 34.23% |
| Total Return (3Y, Annualized) | 34.78% | 44.65% |
| Total Return (5Y, Annualized) | 8.38% | 24.74% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | FITB | ING |
|---|---|---|
| Volatility (1Y, Annualized) | 25.76% | 28.52% |
| Beta (5Y) | 0.96 | 0.85 |
| Max Drawdown (5Y) | -51.68% | -43.39% |
| Avg. Volume (3M) | 6.30M | 2.24M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | FITB | ING |
|---|---|---|
| Sharpe Ratio (1Y) | 1.06 | 1.05 |
| Sortino Ratio (1Y) | 1.58 | 1.67 |
Profitability
ROE (TTM)
ING Groep (ING) at 17.76% sits in the top ROE quartile, while Fifth Third Bancorp (FITB) at 9.42% is in the bottom quartile, showing a clear gap in returns on equity.
FITB
Banks industry group
9.42%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- FITB
- 9.42%
- Min
- 3.64%
ING
Banks industry group
17.76%
- Max
- 19.84%
- ING
- 17.76%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
ING Groep (ING) at 34.40% keeps about the industry-typical share of revenue as profit, while Fifth Third Bancorp (FITB) at 22.97% retains only a bottom-quartile share.
FITB
Banks industry group
22.97%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- FITB
- 22.97%
- Min
- 14.93%
ING
Banks industry group
34.40%
- Max
- 47.19%
- Q3
- 35.25%
- ING
- 34.40%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Fifth Third Bancorp (FITB) in Banks and ING Groep (ING) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | FITB | ING |
|---|---|---|
| ROE (TTM) | 9.42% | 17.76% |
| ROA (TTM) | 1.00% | 0.79% |
| Net Margin (TTM) | 22.97% | 34.40% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Fifth Third Bancorp (FITB) at 6.61% is around its peer norm for revenue growth, while ING Groep (ING) at 1.55% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Fifth Third Bancorp (FITB) at 12.42% and ING Groep (ING) at 7.07% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | FITB | ING |
|---|---|---|
| Revenue Growth (YoY) | 6.61% | 1.55% |
| Revenue Growth (3Y CAGR) | 2.87% | 6.63% |
| EPS Growth (YoY) | 12.42% | 7.07% |
| EPS Growth (3Y CAGR) | 1.76% | 28.04% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Fifth Third Bancorp (FITB) in Banks and ING Groep (ING) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Fifth Third Bancorp (FITB) in Banks and ING Groep (ING) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | FITB | ING |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
ING Groep (ING) at 4.55% delivers top-quartile income for its industry, while Fifth Third Bancorp (FITB) at 3.03% pays a more typical yield — both are credible income propositions, ING the richer one.
FITB
Banks industry group
3.03%
- Max
- 5.79%
- Q3
- 3.18%
- FITB
- 3.03%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
ING
Banks industry group
4.55%
- Max
- 5.79%
- ING
- 4.55%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Fifth Third Bancorp (FITB) at 54.36% and ING Groep (ING) at 48.14% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.
FITB
Banks industry group
54.36%
- Max
- 70.75%
- FITB
- 54.36%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
ING
Banks industry group
48.14%
- Max
- 70.75%
- ING
- 48.14%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | FITB | ING |
|---|---|---|
| Dividend Yield (TTM) | 3.03% | 4.55% |
| Dividend Payout Ratio (TTM) | 54.36% | 48.14% |
Valuation
P/E Ratio (TTM)
ING Groep (ING) at 11.70 is near its industry’s usual P/E ratio, while Fifth Third Bancorp (FITB) at 17.80 sits in the richer quartile — FITB needs stronger growth or earnings quality to justify the premium.
FITB
Banks industry group
17.80
- Max
- 18.16
- FITB
- 17.80
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
ING
Banks industry group
11.70
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- ING
- 11.70
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Fifth Third Bancorp (FITB) in Banks and ING Groep (ING) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Fifth Third Bancorp (FITB) at 1.55 is valued about in line with its industry on P/B ratio, while ING Groep (ING) at 1.61 carries an above-peer premium to book — ING is pricier on assets.
FITB
Banks industry group
1.55
- Max
- 2.28
- Q3
- 1.58
- FITB
- 1.55
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
ING
Banks industry group
1.61
- Max
- 2.28
- ING
- 1.61
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | FITB | ING |
|---|---|---|
| P/E Ratio (TTM) | 17.80 | 11.70 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.55 | 1.61 |
| Free Cash Flow Yield (TTM) | -- | -- |