FITB vs. IBN: Fifth Third Bancorp vs. ICICI Bank Stock Comparison
How do Fifth Third Bancorp (FITB) and ICICI Bank (IBN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Fifth Third Bancorp (FITB) and ICICI Bank (IBN) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Fifth Third Bancorp (FITB) trades as ordinary local shares, while ICICI Bank (IBN) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | FITB | IBN |
|---|---|---|
| Name | Fifth Third Bancorp | ICICI Bank Ltd. Sponsored ADR |
| Country/Region | United States | India |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 47.93 billion USD | 121.68 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | March 17, 1980 | March 28, 2000 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | FITB | IBN |
|---|---|---|
| Total Return (1Y) | 31.61% | 14.98% |
| Total Return (3Y, Annualized) | 34.78% | 16.22% |
| Total Return (5Y, Annualized) | 8.38% | 11.17% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | FITB | IBN |
|---|---|---|
| Volatility (1Y, Annualized) | 25.76% | 22.77% |
| Beta (5Y) | 0.96 | 0.29 |
| Max Drawdown (5Y) | -51.68% | -26.24% |
| Avg. Volume (3M) | 6.30M | 5.48M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | FITB | IBN |
|---|---|---|
| Sharpe Ratio (1Y) | 1.06 | 0.47 |
| Sortino Ratio (1Y) | 1.58 | 0.74 |
Profitability
ROE (TTM)
ICICI Bank (IBN) at 16.49% sits in the top ROE quartile, while Fifth Third Bancorp (FITB) at 9.42% is in the bottom quartile, showing a clear gap in returns on equity.
FITB
Banks industry group
9.42%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- FITB
- 9.42%
- Min
- 3.64%
IBN
Banks industry group
16.49%
- Max
- 19.84%
- IBN
- 16.49%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
ICICI Bank (IBN) at 27.85% keeps about the industry-typical share of revenue as profit, while Fifth Third Bancorp (FITB) at 22.97% retains only a bottom-quartile share.
FITB
Banks industry group
22.97%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- FITB
- 22.97%
- Min
- 14.93%
IBN
Banks industry group
27.85%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- IBN
- 27.85%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Fifth Third Bancorp (FITB) in Banks and ICICI Bank (IBN) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | FITB | IBN |
|---|---|---|
| ROE (TTM) | 9.42% | 16.49% |
| ROA (TTM) | 1.00% | 2.10% |
| Net Margin (TTM) | 22.97% | 27.85% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Fifth Third Bancorp (FITB) at 6.61% and ICICI Bank (IBN) at 9.13% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Fifth Third Bancorp (FITB) at 12.42% and ICICI Bank (IBN) at 5.10% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | FITB | IBN |
|---|---|---|
| Revenue Growth (YoY) | 6.61% | 9.13% |
| Revenue Growth (3Y CAGR) | 2.87% | 18.11% |
| EPS Growth (YoY) | 12.42% | 5.10% |
| EPS Growth (3Y CAGR) | 1.76% | 16.05% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Fifth Third Bancorp (FITB) in Banks and ICICI Bank (IBN) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Fifth Third Bancorp (FITB) in Banks and ICICI Bank (IBN) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | FITB | IBN |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
ICICI Bank (IBN) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Fifth Third Bancorp (FITB) reports a yield of 3.03%, ranking against industry peers normally.
FITB
Banks industry group
3.03%
- Max
- 5.79%
- Q3
- 3.18%
- FITB
- 3.03%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
IBN
Banks industry group
0.00%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- IBN
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
ICICI Bank (IBN) at 14.16% retains more earnings than its industry usually does; Fifth Third Bancorp (FITB) at 54.36% distributes an above-typical share — opposite departures from the band, with the risk sitting on FITB’s side.
FITB
Banks industry group
54.36%
- Max
- 70.75%
- FITB
- 54.36%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
IBN
Banks industry group
14.16%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- IBN
- 14.16%
- Min
- 0.00%
Dividend Metrics
| Metric | FITB | IBN |
|---|---|---|
| Dividend Yield (TTM) | 3.03% | 0.00% |
| Dividend Payout Ratio (TTM) | 54.36% | 14.16% |
Valuation
P/E Ratio (TTM)
Both look expensive on trailing earnings: Fifth Third Bancorp (FITB) at 17.80 sits in the richer P/E ratio quartile, and ICICI Bank (IBN) at 19.26 is richer still, above its industry range.
FITB
Banks industry group
17.80
- Max
- 18.16
- FITB
- 17.80
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
IBN
Banks industry group
19.26
- IBN
- 19.26
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Fifth Third Bancorp (FITB) in Banks and ICICI Bank (IBN) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Fifth Third Bancorp (FITB) at 1.55 sits near its industry’s typical P/B ratio, while ICICI Bank (IBN) at 2.94 prices above its benchmark range — IBN looks rich relative to book.
FITB
Banks industry group
1.55
- Max
- 2.28
- Q3
- 1.58
- FITB
- 1.55
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
IBN
Banks industry group
2.94
- IBN
- 2.94
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | FITB | IBN |
|---|---|---|
| P/E Ratio (TTM) | 17.80 | 19.26 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.55 | 2.94 |
| Free Cash Flow Yield (TTM) | -- | -- |