Seek Returns

FITB vs. IBN: Fifth Third Bancorp vs. ICICI Bank Stock Comparison

How do Fifth Third Bancorp (FITB) and ICICI Bank (IBN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Fifth Third Bancorp (FITB) and ICICI Bank (IBN) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Fifth Third Bancorp (FITB) trades as ordinary local shares, while ICICI Bank (IBN) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Fifth Third Bancorp (FITB) and ICICI Bank (IBN)
Profile ItemFITBIBN
NameFifth Third BancorpICICI Bank Ltd. Sponsored ADR
Country/RegionUnited StatesIndia
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization47.93 billion USD121.68 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateMarch 17, 1980March 28, 2000
Security TypeCommon StockADR

Price Performance

Cumulative Growth

FITB
IBN
GSPC
Loading price history…
Fifth Third Bancorp (FITB) vs. ICICI Bank (IBN), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…
Trailing total returns for Fifth Third Bancorp (FITB) and ICICI Bank (IBN). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…
Calendar-year total returns for Fifth Third Bancorp (FITB) and ICICI Bank (IBN). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Fifth Third Bancorp (FITB) and ICICI Bank (IBN)
MetricFITBIBN
Total Return (1Y)31.61%14.98%
Total Return (3Y, Annualized)34.78%16.22%
Total Return (5Y, Annualized)8.38%11.17%

Risk Profile

Drawdown History

FITB
IBN
GSPC
Loading price history…
Fifth Third Bancorp (FITB) vs. ICICI Bank (IBN), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…
Distribution of monthly total returns for Fifth Third Bancorp (FITB) and ICICI Bank (IBN). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Fifth Third Bancorp (FITB) and ICICI Bank (IBN)
MetricFITBIBN
Volatility (1Y, Annualized)25.76%22.77%
Beta (5Y)0.960.29
Max Drawdown (5Y)-51.68%-26.24%
Avg. Volume (3M)6.30M5.48M

Risk-Adjusted Performance

Risk-Return Positioning

Loading chart…
FITB and IBN are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Fifth Third Bancorp (FITB) and ICICI Bank (IBN)
MetricFITBIBN
Sharpe Ratio (1Y)1.060.47
Sortino Ratio (1Y)1.580.74

Profitability

ROE (TTM)

ICICI Bank (IBN) at 16.49% sits in the top ROE quartile, while Fifth Third Bancorp (FITB) at 9.42% is in the bottom quartile, showing a clear gap in returns on equity.

FITB

Banks industry group

9.42%

Max
19.84%
Q3
13.67%
Median
11.49%
Q1
9.50%
FITB
9.42%
Min
3.64%

IBN

Banks industry group

16.49%

Max
19.84%
IBN
16.49%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%
Loading chart…
Fifth Third Bancorp (FITB) vs. ICICI Bank (IBN): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

ICICI Bank (IBN) at 27.85% keeps about the industry-typical share of revenue as profit, while Fifth Third Bancorp (FITB) at 22.97% retains only a bottom-quartile share.

FITB

Banks industry group

22.97%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
FITB
22.97%
Min
14.93%

IBN

Banks industry group

27.85%

Max
47.19%
Q3
35.25%
Median
31.21%
IBN
27.85%
Q1
27.11%
Min
14.93%
Loading chart…
Fifth Third Bancorp (FITB) vs. ICICI Bank (IBN): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Fifth Third Bancorp (FITB) in Banks and ICICI Bank (IBN) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Fifth Third Bancorp (FITB) and ICICI Bank (IBN)
MetricFITBIBN
ROE (TTM)9.42%16.49%
ROA (TTM)1.00%2.10%
Net Margin (TTM)22.97%27.85%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Both Fifth Third Bancorp (FITB) at 6.61% and ICICI Bank (IBN) at 9.13% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Loading chart…
Fifth Third Bancorp (FITB) vs. ICICI Bank (IBN): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Fifth Third Bancorp (FITB) at 12.42% and ICICI Bank (IBN) at 5.10% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Loading chart…
Fifth Third Bancorp (FITB) vs. ICICI Bank (IBN): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Fifth Third Bancorp (FITB) and ICICI Bank (IBN)
MetricFITBIBN
Revenue Growth (YoY)6.61%9.13%
Revenue Growth (3Y CAGR)2.87%18.11%
EPS Growth (YoY)12.42%5.10%
EPS Growth (3Y CAGR)1.76%16.05%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Fifth Third Bancorp (FITB) in Banks and ICICI Bank (IBN) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Fifth Third Bancorp (FITB) in Banks and ICICI Bank (IBN) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Fifth Third Bancorp (FITB) and ICICI Bank (IBN)
MetricFITBIBN
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

ICICI Bank (IBN) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Fifth Third Bancorp (FITB) reports a yield of 3.03%, ranking against industry peers normally.

FITB

Banks industry group

3.03%

Max
5.79%
Q3
3.18%
FITB
3.03%
Median
2.39%
Q1
1.20%
Min
0.00%

IBN

Banks industry group

0.00%

Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
IBN
0.00%
Min
0.00%
Loading chart…
Fifth Third Bancorp (FITB) vs. ICICI Bank (IBN): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

ICICI Bank (IBN) at 14.16% retains more earnings than its industry usually does; Fifth Third Bancorp (FITB) at 54.36% distributes an above-typical share — opposite departures from the band, with the risk sitting on FITB’s side.

FITB

Banks industry group

54.36%

Max
70.75%
FITB
54.36%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%

IBN

Banks industry group

14.16%

Max
70.75%
Q3
41.28%
Median
29.26%
Q1
18.98%
IBN
14.16%
Min
0.00%
Loading chart…
Fifth Third Bancorp (FITB) vs. ICICI Bank (IBN): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Fifth Third Bancorp (FITB) and ICICI Bank (IBN)
MetricFITBIBN
Dividend Yield (TTM)3.03%0.00%
Dividend Payout Ratio (TTM)54.36%14.16%

Valuation

P/E Ratio (TTM)

Both look expensive on trailing earnings: Fifth Third Bancorp (FITB) at 17.80 sits in the richer P/E ratio quartile, and ICICI Bank (IBN) at 19.26 is richer still, above its industry range.

FITB

Banks industry group

17.80

Max
18.16
FITB
17.80
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49

IBN

Banks industry group

19.26

IBN
19.26
Max
18.16
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49
Loading chart…
Fifth Third Bancorp (FITB) vs. ICICI Bank (IBN): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Fifth Third Bancorp (FITB) in Banks and ICICI Bank (IBN) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Fifth Third Bancorp (FITB) at 1.55 sits near its industry’s typical P/B ratio, while ICICI Bank (IBN) at 2.94 prices above its benchmark range — IBN looks rich relative to book.

FITB

Banks industry group

1.55

Max
2.28
Q3
1.58
FITB
1.55
Median
1.32
Q1
1.10
Min
0.59

IBN

Banks industry group

2.94

IBN
2.94
Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59
Loading chart…
Fifth Third Bancorp (FITB) vs. ICICI Bank (IBN): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Fifth Third Bancorp (FITB) and ICICI Bank (IBN)
MetricFITBIBN
P/E Ratio (TTM)17.8019.26
P/S Ratio (TTM)----
P/B Ratio (MRQ)1.552.94
Free Cash Flow Yield (TTM)----