FHN vs. FITB: First Horizon vs. Fifth Third Bancorp Stock Comparison

Company Profile

First Horizon (FHN) and Fifth Third Bancorp (FITB) both belong to the Banks industry, though FHN is classified under Regional Banks while FITB falls under Diversified Banks.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both First Horizon (FHN) at 7.92% and Fifth Third Bancorp (FITB) at 9.42% produce bottom-quartile ROE versus peers, pointing to weaker profit generation on shareholders’ equity.

Both First Horizon (FHN) at 23.43% and Fifth Third Bancorp (FITB) at 22.97% let more of each sales dollar slip away before the bottom line than peers do, sitting in the lower net margin quartile of their industries.

Neither side reports a meaningful operating margin: for First Horizon (FHN) in Banks and Fifth Third Bancorp (FITB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both First Horizon (FHN) at 7.33% and Fifth Third Bancorp (FITB) at 6.61% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

First Horizon (FHN) at 37.50% sits in the top EPS growth quartile, while Fifth Third Bancorp (FITB) at 12.42% is closer to the peer norm — faster per-share earnings growth for FHN.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: First Horizon (FHN) in Banks and Fifth Third Bancorp (FITB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: First Horizon (FHN) in Banks and Fifth Third Bancorp (FITB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both First Horizon (FHN) at 2.85% and Fifth Third Bancorp (FITB) at 3.03% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Both First Horizon (FHN) at 47.48% and Fifth Third Bancorp (FITB) at 54.36% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

Dividend Metrics

Valuation

Both First Horizon (FHN) at 16.58 and Fifth Third Bancorp (FITB) at 17.80 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

P/S ratio is set aside for both First Horizon (FHN) in Banks and Fifth Third Bancorp (FITB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

On P/B ratio, both First Horizon (FHN) at 1.34 and Fifth Third Bancorp (FITB) at 1.55 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics