DB vs. WFC: Deutsche Bank vs. Wells Fargo Stock Comparison
How do Deutsche Bank (DB) and Wells Fargo (WFC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Deutsche Bank (DB) and Wells Fargo (WFC) share the Financials sector but sit in different industry groups — DB in Financial Services and WFC in Banks.
| Profile Item | DB | WFC |
|---|---|---|
| Name | Deutsche Bank AG | Wells Fargo & Company |
| Country/Region | Germany | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Banks |
| GICS Industry | Capital Markets | Banks |
| GICS Sub-Industry | Diversified Capital Markets | Diversified Banks |
| Market Capitalization | 64.60 billion USD | 251.98 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | November 18, 1996 | June 1, 1972 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | DB | WFC |
|---|---|---|
| Total Return (1Y) | 3.59% | 2.40% |
| Total Return (3Y, Annualized) | 52.91% | 31.75% |
| Total Return (5Y, Annualized) | 26.98% | 14.35% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | DB | WFC |
|---|---|---|
| Volatility (1Y, Annualized) | 35.30% | 26.11% |
| Beta (5Y) | 1.04 | 0.91 |
| Max Drawdown (5Y) | -54.19% | -37.10% |
| Avg. Volume (3M) | 2.22M | 14.10M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | DB | WFC |
|---|---|---|
| Sharpe Ratio (1Y) | -0.02 | -0.07 |
| Sortino Ratio (1Y) | -0.03 | -0.10 |
Profitability
ROE (TTM)
Both Deutsche Bank (DB) at 8.98% and Wells Fargo (WFC) at 12.91% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
DB
Financial Services industry group
8.98%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- DB
- 8.98%
- Q1
- 4.48%
- Min
- -18.71%
WFC
Banks industry group
12.91%
- Max
- 19.84%
- Q3
- 13.67%
- WFC
- 12.91%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Both Deutsche Bank (DB) at 22.67% and Wells Fargo (WFC) at 27.64% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
DB
Financial Services industry group
22.67%
- Max
- 62.84%
- Q3
- 28.05%
- DB
- 22.67%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
WFC
Banks industry group
27.64%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- WFC
- 27.64%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Deutsche Bank (DB) reports operating margin of 33.58%; Wells Fargo (WFC) doesn’t report a comparable line — in Banks, funding costs sit inside the core business rather than below an operating line, so profitability is better judged on net margin or ROE.
DB
Financial Services industry group
33.58%
- Max
- 107.33%
- Q3
- 55.90%
- DB
- 33.58%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
WFC
Banks industry group
--
- WFC
- --
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
Profitability Metrics
| Metric | DB | WFC |
|---|---|---|
| ROE (TTM) | 8.98% | 12.91% |
| ROA (TTM) | 0.48% | 1.08% |
| Net Margin (TTM) | 22.67% | 27.64% |
| Operating Margin (TTM) | 33.58% | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Deutsche Bank (DB) at 6.83% is around its peer norm for revenue growth, while Wells Fargo (WFC) at 1.70% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Deutsche Bank (DB) at 130.39% sits in the top EPS growth quartile, while Wells Fargo (WFC) at 16.57% is closer to the peer norm — faster per-share earnings growth for DB.
Growth Metrics
| Metric | DB | WFC |
|---|---|---|
| Revenue Growth (YoY) | 6.83% | 1.70% |
| Revenue Growth (3Y CAGR) | 6.39% | 4.02% |
| EPS Growth (YoY) | 130.39% | 16.57% |
| EPS Growth (3Y CAGR) | 10.02% | 25.86% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Deutsche Bank (DB) in Financial Services and Wells Fargo (WFC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Deutsche Bank (DB) in Financial Services and Wells Fargo (WFC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | DB | WFC |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Deutsche Bank (DB) at 2.75% and Wells Fargo (WFC) at 2.19% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
DB
Financial Services industry group
2.75%
- Max
- 9.77%
- Q3
- 3.92%
- DB
- 2.75%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
WFC
Banks industry group
2.19%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- WFC
- 2.19%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Deutsche Bank (DB) at 30.04% and Wells Fargo (WFC) at 26.09% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
DB
Financial Services industry group
30.04%
- Max
- 241.07%
- Q3
- 97.36%
- DB
- 30.04%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
WFC
Banks industry group
26.09%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- WFC
- 26.09%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | DB | WFC |
|---|---|---|
| Dividend Yield (TTM) | 2.75% | 2.19% |
| Dividend Payout Ratio (TTM) | 30.04% | 26.09% |
Valuation
P/E Ratio (TTM)
Deutsche Bank (DB) at 9.00 sits in the cheaper P/E ratio quartile, while Wells Fargo (WFC) at 11.84 is closer to its industry’s usual earnings multiple — a discount for DB, though growth and earnings durability still matter.
DB
Financial Services industry group
9.00
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- DB
- 9.00
- Min
- 0.16
WFC
Banks industry group
11.84
- Max
- 18.16
- Q3
- 13.75
- WFC
- 11.84
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
Deutsche Bank (DB) shows P/S ratio of 2.11; for Wells Fargo (WFC) the multiple is skipped — in Banks, income is dominated by interest spread rather than a conventional revenue line, so pricing per dollar of sales loses meaning and book- or earnings-based multiples carry the comparison.
DB
Financial Services industry group
2.11
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- DB
- 2.11
- Q1
- 1.28
- Min
- -0.55
WFC
Banks industry group
--
- WFC
- --
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
P/B Ratio (MRQ)
Deutsche Bank (DB) at 0.72 looks cheap against book in the lower P/B ratio quartile, while Wells Fargo (WFC) at 1.59 carries a premium in the upper quartile — a clear price-to-book gap.
DB
Financial Services industry group
0.72
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- DB
- 0.72
- Min
- -0.39
WFC
Banks industry group
1.59
- Max
- 2.28
- WFC
- 1.59
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | DB | WFC |
|---|---|---|
| P/E Ratio (TTM) | 9.00 | 11.84 |
| P/S Ratio (TTM) | 2.11 | -- |
| P/B Ratio (MRQ) | 0.72 | 1.59 |
| Free Cash Flow Yield (TTM) | -- | -- |