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DB vs. V: Deutsche Bank vs. Visa Stock Comparison

How do Deutsche Bank (DB) and Visa (V) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Deutsche Bank (DB) and Visa (V) both fall under the Financial Services industry group, but DB is classified in Capital Markets while V is classified in Financial Services.

Company profile comparison for Deutsche Bank (DB) and Visa (V)
Profile ItemDBV
NameDeutsche Bank AGVisa Inc. Class A
Country/RegionGermanyUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsFinancial Services
GICS Sub-IndustryDiversified Capital MarketsTransaction & Payment Processing Services
Market Capitalization64.60 billion USD788.58 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateNovember 18, 1996March 19, 2008
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

DB
V
GSPC
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Deutsche Bank (DB) vs. Visa (V), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Deutsche Bank (DB) and Visa (V). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Deutsche Bank (DB) and Visa (V). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Deutsche Bank (DB) and Visa (V)
MetricDBV
Total Return (1Y)3.59%27.50%
Total Return (3Y, Annualized)52.91%21.55%
Total Return (5Y, Annualized)26.98%15.65%

Risk Profile

Drawdown History

DB
V
GSPC
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Deutsche Bank (DB) vs. Visa (V), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Deutsche Bank (DB) and Visa (V). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Deutsche Bank (DB) and Visa (V)
MetricDBV
Volatility (1Y, Annualized)35.30%22.99%
Beta (5Y)1.040.78
Max Drawdown (5Y)-54.19%-24.14%
Avg. Volume (3M)2.22M6.56M

Risk-Adjusted Performance

Risk-Return Positioning

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DB and V are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Deutsche Bank (DB) and Visa (V)
MetricDBV
Sharpe Ratio (1Y)-0.021.01
Sortino Ratio (1Y)-0.031.64

Profitability

ROE (TTM)

Visa (V) at 63.51% clears its industry range for ROE, a sharper capital-efficiency signal than Deutsche Bank (DB) at 8.98%, which is closer to a typical peer reading.

DB

Financial Services industry group

8.98%

Max
44.78%
Q3
21.85%
Median
12.91%
DB
8.98%
Q1
4.48%
Min
-18.71%

V

Financial Services industry group

63.51%

V
63.51%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Deutsche Bank (DB) vs. Visa (V): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Visa (V) at 51.20% retains a top-quartile share of revenue as profit, ahead of Deutsche Bank (DB) at 22.67%, which keeps about the industry-typical share.

DB

Financial Services industry group

22.67%

Max
62.84%
Q3
28.05%
DB
22.67%
Median
15.36%
Q1
4.82%
Min
-28.52%

V

Financial Services industry group

51.20%

Max
62.84%
V
51.20%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Deutsche Bank (DB) vs. Visa (V): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Visa (V) at 63.73% operates in the top operating margin quartile, ahead of Deutsche Bank (DB) at 33.58%, which runs around its industry’s norm.

DB

Financial Services industry group

33.58%

Max
107.33%
Q3
55.90%
DB
33.58%
Median
30.09%
Q1
14.60%
Min
-44.34%

V

Financial Services industry group

63.73%

Max
107.33%
V
63.73%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Deutsche Bank (DB) vs. Visa (V): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Deutsche Bank (DB) and Visa (V)
MetricDBV
ROE (TTM)8.98%63.51%
ROA (TTM)0.48%19.61%
Net Margin (TTM)22.67%51.20%
Operating Margin (TTM)33.58%63.73%
Gross Margin (TTM)----

Growth

Revenue Growth

Both Deutsche Bank (DB) at 6.83% and Visa (V) at 14.76% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Deutsche Bank (DB) vs. Visa (V): A comparison of their Revenue Growth across different time periods.

EPS Growth

Deutsche Bank (DB) at 130.39% sits in the top EPS growth quartile, while Visa (V) at 20.78% is closer to the peer norm — faster per-share earnings growth for DB.

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Deutsche Bank (DB) vs. Visa (V): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Deutsche Bank (DB) and Visa (V)
MetricDBV
Revenue Growth (YoY)6.83%14.76%
Revenue Growth (3Y CAGR)6.39%12.02%
EPS Growth (YoY)130.39%20.78%
EPS Growth (3Y CAGR)10.02%14.16%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Deutsche Bank (DB) in Financial Services and Visa (V) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Deutsche Bank (DB) in Financial Services and Visa (V) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Deutsche Bank (DB) and Visa (V)
MetricDBV
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Deutsche Bank (DB) at 2.75% and Visa (V) at 0.66% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

DB

Financial Services industry group

2.75%

Max
9.77%
Q3
3.92%
DB
2.75%
Median
1.09%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

0.66%

Max
9.77%
Q3
3.92%
Median
1.09%
V
0.66%
Q1
0.00%
Min
0.00%
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Deutsche Bank (DB) vs. Visa (V): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Deutsche Bank (DB) at 30.04% and Visa (V) at 21.75% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

DB

Financial Services industry group

30.04%

Max
241.07%
Q3
97.36%
DB
30.04%
Median
25.77%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

21.75%

Max
241.07%
Q3
97.36%
Median
25.77%
V
21.75%
Q1
0.00%
Min
0.00%
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Deutsche Bank (DB) vs. Visa (V): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Deutsche Bank (DB) and Visa (V)
MetricDBV
Dividend Yield (TTM)2.75%0.66%
Dividend Payout Ratio (TTM)30.04%21.75%

Valuation

P/E Ratio (TTM)

Deutsche Bank (DB) at 9.00 sits in the cheaper P/E ratio quartile, while Visa (V) at 34.31 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

DB

Financial Services industry group

9.00

Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
DB
9.00
Min
0.16

V

Financial Services industry group

34.31

Max
45.85
V
34.31
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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Deutsche Bank (DB) vs. Visa (V): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Deutsche Bank (DB) at 2.11 prices around its industry’s typical P/S ratio, while Visa (V) at 17.18 clears its benchmark range — V looks notably rich on sales.

DB

Financial Services industry group

2.11

Max
9.23
Q3
4.57
Median
2.72
DB
2.11
Q1
1.28
Min
-0.55

V

Financial Services industry group

17.18

V
17.18
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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Deutsche Bank (DB) vs. Visa (V): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Deutsche Bank (DB) at 0.72 sits in the lower P/B ratio quartile relative to book while Visa (V) at 22.05 prices above its industry range — a wide valuation gap against assets.

DB

Financial Services industry group

0.72

Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
DB
0.72
Min
-0.39

V

Financial Services industry group

22.05

V
22.05
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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Deutsche Bank (DB) vs. Visa (V): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Deutsche Bank (DB) and Visa (V)
MetricDBV
P/E Ratio (TTM)9.0034.31
P/S Ratio (TTM)2.1117.18
P/B Ratio (MRQ)0.7222.05
Free Cash Flow Yield (TTM)----