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Salesforce (CRM) vs. FICO (FICO)

This page compares Salesforce (CRM) with FICO (FICO) using historical performance, profitability, financial strength, growth, dividend, and valuation metrics.

Company Profile

Salesforce (CRM) and FICO (FICO) are both classified in the Application Software sub-industry within the broader Software industry, placing them in the closest GICS peer bucket.

SymbolCRMFICO
Company NameSalesforce, Inc.Fair Isaac Corporation
Country/RegionUnited StatesUnited States
GICS SectorInformation TechnologyInformation Technology
GICS Industry GroupSoftware & ServicesSoftware & Services
GICS IndustrySoftwareSoftware
GICS Sub-IndustryApplication SoftwareApplication Software
Market Capitalization144.23 billion USD28.48 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJune 23, 2004July 22, 1987
Security TypeCommon StockCommon Stock

Historical Performance

Salesforce (CRM) is heavily traded at around 13.44M shares per day, whereas FICO (FICO) sees a more moderate 0.37M — larger orders in the latter may require more patience and tighter control over order sizing.

CRM
FICO
Loading price history…
Salesforce (CRM) vs. FICO (FICO): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Historical Performance at a Glance

SymbolCRMFICO
5-Day Price Return1.61%11.79%
13-Week Price Return-4.85%-9.21%
26-Week Price Return-26.67%-29.31%
52-Week Price Return-37.54%-28.09%
Month-to-Date Return-0.12%19.81%
Year-to-Date Return-33.45%-27.36%
10-Day Avg. Volume12.72M0.36M
3-Month Avg. Volume13.44M0.37M
3-Month Volatility42.99%65.73%
Beta1.131.28

Profitability

Return on Equity (TTM)

FICO (FICO) posts Return on Equity (TTM) of 145.71%, above its industry benchmark range, while Salesforce (CRM) at 12.37% sits closer to the industry mid-range.

CRM

Software & Services industry group

12.37%

Max
62.31%
Q3
20.29%
Median
7.31%
Q1
-8.50%
Min
-50.67%

FICO

Software & Services industry group

145.71%

Max
62.31%
Q3
20.29%
Median
7.31%
Q1
-8.50%
Min
-50.67%
Salesforce (CRM) vs. FICO (FICO): A comparison of their Return on Equity (TTM) against the Software & Services industry group benchmark.

Net Profit Margin (TTM)

Both Salesforce (CRM) at 17.96% and FICO (FICO) at 33.67% rank in the top quartile for Net Profit Margin (TTM) among industry peers, indicating both companies convert revenue into net income more strongly than typical competitors.

CRM

Software & Services industry group

17.96%

Max
44.20%
Q3
16.48%
Median
8.18%
Q1
-3.67%
Min
-28.43%

FICO

Software & Services industry group

33.67%

Max
44.20%
Q3
16.48%
Median
8.18%
Q1
-3.67%
Min
-28.43%
Salesforce (CRM) vs. FICO (FICO): A comparison of their Net Profit Margin (TTM) against the Software & Services industry group benchmark.

Operating Profit Margin (TTM)

FICO (FICO) leads with Operating Profit Margin (TTM) of 50.37%, above its industry benchmark range, while Salesforce (CRM) at 19.34% also ranks strongly in the top quartile.

CRM

Software & Services industry group

19.34%

Max
46.75%
Q3
17.04%
Median
6.53%
Q1
-4.60%
Min
-34.31%

FICO

Software & Services industry group

50.37%

Max
46.75%
Q3
17.04%
Median
6.53%
Q1
-4.60%
Min
-34.31%
Salesforce (CRM) vs. FICO (FICO): A comparison of their Operating Profit Margin (TTM) against the Software & Services industry group benchmark.

Profitability at a Glance

SymbolCRMFICO
Return on Equity (TTM)12.37%145.71%
Return on Assets (TTM)7.39%39.81%
Net Profit Margin (TTM)17.96%33.67%
Operating Profit Margin (TTM)19.34%50.37%
Gross Profit Margin (TTM)77.68%84.16%

Financial Strength

Current Ratio (MRQ)

FICO (FICO) at 2.22 keeps Current Ratio (MRQ) within its industry mid-range, while Salesforce (CRM) at 0.76 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for CRM.

CRM

Software & Services industry group

0.76

Max
4.52
Q3
2.50
Median
1.64
Q1
1.13
Min
0.31

FICO

Software & Services industry group

2.22

Max
4.52
Q3
2.50
Median
1.64
Q1
1.13
Min
0.31
Salesforce (CRM) vs. FICO (FICO): A comparison of their Current Ratio (MRQ) against the Software & Services industry group benchmark.

Debt-to-Equity Ratio (MRQ)

Salesforce (CRM) at 0.24 is around its industry mid-range for Debt-to-Equity Ratio (MRQ), while FICO (FICO) at 8.46 sits above its industry benchmark range, pointing to a heavier debt load relative to equity.

CRM

Software & Services industry group

0.24

Max
2.69
Q3
1.27
Median
0.38
Q1
0.00
Min
0.00

FICO

Software & Services industry group

8.46

Max
2.69
Q3
1.27
Median
0.38
Q1
0.00
Min
0.00
Salesforce (CRM) vs. FICO (FICO): A comparison of their Debt-to-Equity Ratio (MRQ) against the Software & Services industry group benchmark.

Interest Coverage Ratio (TTM)

Salesforce (CRM) at 19.86 ranks in the top quartile for Interest Coverage Ratio (TTM), ahead of FICO (FICO) at 7.01, which sits around the industry mid-range.

CRM

Software & Services industry group

19.86

Max
45.58
Q3
11.44
Median
-0.40
Q1
-13.69
Min
-51.04

FICO

Software & Services industry group

7.01

Max
45.58
Q3
11.44
Median
-0.40
Q1
-13.69
Min
-51.04
Salesforce (CRM) vs. FICO (FICO): A comparison of their Interest Coverage Ratio (TTM) against the Software & Services industry group benchmark.

Financial Strength at a Glance

SymbolCRMFICO
Current Ratio (MRQ)0.762.22
Quick Ratio (MRQ)0.702.07
Debt-to-Equity Ratio (MRQ)0.248.46
Interest Coverage Ratio (TTM)19.867.01

Growth

Revenue Growth

Salesforce (CRM) vs. FICO (FICO): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

SymbolCRMFICO
Revenue Growth (MRQ vs Prior YoY)12.09%38.69%
Revenue Growth (TTM vs Prior YoY)9.58%22.57%
3-Year Revenue CAGR9.82%13.07%
5-Year Revenue CAGR14.34%8.99%

EPS Growth

Salesforce (CRM) vs. FICO (FICO): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

SymbolCRMFICO
EPS Growth (MRQ vs Prior YoY)17.51%69.04%
EPS Growth (TTM vs Prior YoY)22.65%35.91%
3-Year EPS CAGR234.40%23.25%
5-Year EPS CAGR12.24%27.41%

Dividend

Dividend Yield (TTM)

FICO (FICO) pays no dividend (yield 0.00%) — often a deliberate choice to reinvest earnings rather than return cash. Meanwhile Salesforce (CRM) reports a yield of 1.11%, ranking against industry peers normally.

CRM

Software & Services industry group

1.11%

Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

FICO

Software & Services industry group

0.00%

Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
Salesforce (CRM) vs. FICO (FICO): A comparison of their Dividend Yield (TTM) against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

FICO (FICO) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Salesforce (CRM) reports a payout of 21.28%, ranking against industry peers normally.

CRM

Software & Services industry group

21.28%

Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

FICO

Software & Services industry group

0.00%

Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
Salesforce (CRM) vs. FICO (FICO): A comparison of their Dividend Payout Ratio (TTM) against the Software & Services industry group benchmark.

Dividend at a Glance

SymbolCRMFICO
Dividend Yield (TTM)1.11%0.00%
Dividend Payout Ratio (TTM)21.28%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

Both Salesforce (CRM) at 19.16 and FICO (FICO) at 37.64 post Price-to-Earnings Ratio (TTM) near the typical industry midpoint — neither company stands out strongly from peers on trailing earnings multiple.

CRM

Software & Services industry group

19.16

Max
102.57
Q3
62.64
Median
31.77
Q1
14.20
Min
0.35

FICO

Software & Services industry group

37.64

Max
102.57
Q3
62.64
Median
31.77
Q1
14.20
Min
0.35
Salesforce (CRM) vs. FICO (FICO): A comparison of their Price-to-Earnings Ratio (TTM) against the Software & Services industry group benchmark.

Price-to-Sales Ratio (TTM)

Salesforce (CRM) at 3.44 carries typical industry Price-to-Sales Ratio (TTM), while FICO (FICO) at 12.67 sits in the higher-multiple quartile — FICO carries a higher trailing revenue multiple relative to peers.

CRM

Software & Services industry group

3.44

Max
17.61
Q3
8.53
Median
4.13
Q1
2.23
Min
0.12

FICO

Software & Services industry group

12.67

Max
17.61
Q3
8.53
Median
4.13
Q1
2.23
Min
0.12
Salesforce (CRM) vs. FICO (FICO): A comparison of their Price-to-Sales Ratio (TTM) against the Software & Services industry group benchmark.

Price-to-Book Ratio (MRQ)

Salesforce (CRM) at 3.34 hovers around the typical industry Price-to-Book Ratio (MRQ), while FICO (FICO) at 115.88 sits above its industry benchmark range — an elevated book-value multiple for FICO relative to peers.

CRM

Software & Services industry group

3.34

Max
20.48
Q3
9.90
Median
4.69
Q1
2.39
Min
0.32

FICO

Software & Services industry group

115.88

Max
20.48
Q3
9.90
Median
4.69
Q1
2.39
Min
0.32
Salesforce (CRM) vs. FICO (FICO): A comparison of their Price-to-Book Ratio (MRQ) against the Software & Services industry group benchmark.

Valuation at a Glance

SymbolCRMFICO
Price-to-Earnings Ratio (TTM)19.1637.64
Price-to-Sales Ratio (TTM)3.4412.67
Price-to-Book Ratio (MRQ)3.34115.88
Price-to-Free Cash Flow Ratio (TTM)9.9232.99