FICO vs. PLTR: Fair Isaac vs. Palantir Stock Comparison

Company Profile

Fair Isaac (FICO) and Palantir (PLTR) are both classified in the Application Software sub-industry within the broader Software industry, placing them in the closest GICS peer bucket.

Fair Isaac (FICO) has more than two decades of public-market history since July 22, 1987, whereas Palantir (PLTR) listed on September 30, 2020 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Palantir (PLTR) is heavily traded at around 27.20M shares per day, whereas Fair Isaac (FICO) sees a more moderate 759.34K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Capital efficiency shows on one side only: Palantir (PLTR) earns 40.91% on shareholders’ equity, ranked against its industry; Fair Isaac (FICO) has no ROE this period.

Palantir (PLTR) at 50.34% keeps the most of each sales dollar — above its industry’s net margin range — and Fair Isaac (FICO) at 32.94% also retains a top-quartile share.

Both Fair Isaac (FICO) at 44.72% and Palantir (PLTR) at 46.89% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.

Profitability Metrics

Growth

Both companies are growing quickly, but Palantir (PLTR) at 56.18% is the standout with revenue growth above its industry range; Fair Isaac (FICO) at 27.33% also sits in the top quartile.

Palantir (PLTR) at 231.06% clears its industry range for EPS growth, a much stronger earnings trajectory than Fair Isaac (FICO) at 36.85%, which is closer to a typical peer reading.

Growth Metrics

Financial Strength

Palantir (PLTR) at 7.10 carries current ratio above its industry’s typical mid-range, while Fair Isaac (FICO) at 0.99 runs in the tighter-liquidity quartile — different working-capital profiles, both worth examining.

Only one side’s leverage can be read here: Palantir (PLTR) carries debt-to-equity ratio of 0.02 against its industry range, while Fair Isaac (FICO) reports no figure this period.

Financial Strength Metrics

Dividends

Neither Fair Isaac (FICO) nor Palantir (PLTR) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Neither Fair Isaac (FICO) nor Palantir (PLTR) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Dividend Metrics

Valuation

Fair Isaac (FICO) at 19.40 is near its industry’s usual P/E ratio, while Palantir (PLTR) at 112.94 sits in the richer quartile — PLTR needs stronger growth or earnings quality to justify the premium.

Fair Isaac (FICO) at 6.00 prices around its industry’s typical P/S ratio, while Palantir (PLTR) at 53.02 clears its benchmark range — PLTR looks notably rich on sales.

Fair Isaac (FICO) reports a negative P/B ratio of -3.90, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Palantir (PLTR) reports 34.41, ranking against industry peers normally.

Valuation Metrics