CNA vs. PRU: CNA Financial vs. Prudential Financial Stock Comparison
How do CNA Financial (CNA) and Prudential Financial (PRU) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
CNA Financial (CNA) and Prudential Financial (PRU) both belong to the Insurance industry, though CNA is classified under Property & Casualty Insurance while PRU falls under Life & Health Insurance.
| Profile Item | CNA | PRU |
|---|---|---|
| Name | CNA Financial Corporation Common Stock | Prudential Financial, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Property & Casualty Insurance | Life & Health Insurance |
| Market Capitalization | 12.81 billion USD | 40.90 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 21, 1973 | December 13, 2001 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CNA | PRU |
|---|---|---|
| Total Return (1Y) | 13.42% | 22.01% |
| Total Return (3Y, Annualized) | 15.22% | 16.20% |
| Total Return (5Y, Annualized) | 9.00% | 7.56% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CNA | PRU |
|---|---|---|
| Volatility (1Y, Annualized) | 20.85% | 23.92% |
| Beta (5Y) | 0.22 | 0.82 |
| Max Drawdown (5Y) | -25.67% | -33.11% |
| Avg. Volume (3M) | 454.06K | 1.65M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CNA | PRU |
|---|---|---|
| Sharpe Ratio (1Y) | 0.44 | 0.74 |
| Sortino Ratio (1Y) | 0.62 | 1.05 |
Profitability
ROE (TTM)
Both CNA Financial (CNA) at 9.56% and Prudential Financial (PRU) at 11.86% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
CNA
Insurance industry group
9.56%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- CNA
- 9.56%
- Q1
- 8.79%
- Min
- -10.66%
PRU
Insurance industry group
11.86%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- PRU
- 11.86%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Both CNA Financial (CNA) at 6.80% and Prudential Financial (PRU) at 6.27% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
CNA
Insurance industry group
6.80%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- CNA
- 6.80%
- Q1
- 6.21%
- Min
- -4.68%
PRU
Insurance industry group
6.27%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- PRU
- 6.27%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for CNA Financial (CNA) in Insurance and Prudential Financial (PRU) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | CNA | PRU |
|---|---|---|
| ROE (TTM) | 9.56% | 11.86% |
| ROA (TTM) | 1.29% | 0.42% |
| Net Margin (TTM) | 6.80% | 6.27% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
CNA Financial (CNA) at 5.10% is around its peer norm for revenue growth, while Prudential Financial (PRU) at -13.74% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both CNA Financial (CNA) at 33.24% and Prudential Financial (PRU) at 33.20% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | CNA | PRU |
|---|---|---|
| Revenue Growth (YoY) | 5.10% | -13.74% |
| Revenue Growth (3Y CAGR) | 7.36% | 2.28% |
| EPS Growth (YoY) | 33.24% | 33.20% |
| EPS Growth (3Y CAGR) | 12.66% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: CNA Financial (CNA) in Insurance and Prudential Financial (PRU) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: CNA Financial (CNA) in Insurance and Prudential Financial (PRU) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CNA | PRU |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both CNA Financial (CNA) at 3.95% and Prudential Financial (PRU) at 4.53% offer top-quartile dividend income relative to share price within their industries.
CNA
Insurance industry group
3.95%
- Max
- 5.12%
- CNA
- 3.95%
- Q3
- 2.15%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
PRU
Insurance industry group
4.53%
- Max
- 5.12%
- PRU
- 4.53%
- Q3
- 2.15%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both CNA Financial (CNA) at 50.26% and Prudential Financial (PRU) at 50.55% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.
CNA
Insurance industry group
50.26%
- Max
- 76.67%
- CNA
- 50.26%
- Q3
- 35.18%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
PRU
Insurance industry group
50.55%
- Max
- 76.67%
- PRU
- 50.55%
- Q3
- 35.18%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CNA | PRU |
|---|---|---|
| Dividend Yield (TTM) | 3.95% | 4.53% |
| Dividend Payout Ratio (TTM) | 50.26% | 50.55% |
Valuation
P/E Ratio (TTM)
Both CNA Financial (CNA) at 12.52 and Prudential Financial (PRU) at 10.86 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
CNA
Insurance industry group
12.52
- Max
- 28.37
- Q3
- 18.75
- CNA
- 12.52
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
PRU
Insurance industry group
10.86
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- PRU
- 10.86
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
Both CNA Financial (CNA) at 0.84 and Prudential Financial (PRU) at 0.66 fetch a relatively low price per dollar of sales, landing in the cheaper P/S ratio quartile of their industries.
CNA
Insurance industry group
0.84
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- Q1
- 0.85
- CNA
- 0.84
- Min
- 0.07
PRU
Insurance industry group
0.66
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- Q1
- 0.85
- PRU
- 0.66
- Min
- 0.07
P/B Ratio (MRQ)
On P/B ratio, both CNA Financial (CNA) at 1.25 and Prudential Financial (PRU) at 1.39 are valued close to their industries’ norm against book — neither stands out from peers.
CNA
Insurance industry group
1.25
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- CNA
- 1.25
- Q1
- 1.23
- Min
- 0.30
PRU
Insurance industry group
1.39
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- PRU
- 1.39
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | CNA | PRU |
|---|---|---|
| P/E Ratio (TTM) | 12.52 | 10.86 |
| P/S Ratio (TTM) | 0.84 | 0.66 |
| P/B Ratio (MRQ) | 1.25 | 1.39 |
| Free Cash Flow Yield (TTM) | -- | -- |