CM vs. FITB: Cdn Imperial Bank of Commerce vs. Fifth Third Bancorp Stock Comparison
How do Cdn Imperial Bank of Commerce (CM) and Fifth Third Bancorp (FITB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Cdn Imperial Bank of Commerce (CM) and Fifth Third Bancorp (FITB) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
| Profile Item | CM | FITB |
|---|---|---|
| Name | Canadian Imperial Bank of Commerce | Fifth Third Bancorp |
| Country/Region | Canada | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 104.58 billion USD | 47.93 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | November 13, 1997 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CM | FITB |
|---|---|---|
| Total Return (1Y) | 41.10% | 31.61% |
| Total Return (3Y, Annualized) | 51.34% | 34.78% |
| Total Return (5Y, Annualized) | 19.22% | 8.38% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CM | FITB |
|---|---|---|
| Volatility (1Y, Annualized) | 22.16% | 25.76% |
| Beta (5Y) | 0.99 | 0.96 |
| Max Drawdown (5Y) | -41.86% | -51.68% |
| Avg. Volume (3M) | 1.09M | 6.30M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CM | FITB |
|---|---|---|
| Sharpe Ratio (1Y) | 1.66 | 1.06 |
| Sortino Ratio (1Y) | 2.44 | 1.58 |
Profitability
ROE (TTM)
Cdn Imperial Bank of Commerce (CM) at 15.58% sits in the top ROE quartile, while Fifth Third Bancorp (FITB) at 9.42% is in the bottom quartile, showing a clear gap in returns on equity.
CM
Banks industry group
15.58%
- Max
- 19.84%
- CM
- 15.58%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
FITB
Banks industry group
9.42%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- FITB
- 9.42%
- Min
- 3.64%
Net Margin (TTM)
Cdn Imperial Bank of Commerce (CM) at 33.74% keeps about the industry-typical share of revenue as profit, while Fifth Third Bancorp (FITB) at 22.97% retains only a bottom-quartile share.
CM
Banks industry group
33.74%
- Max
- 47.19%
- Q3
- 35.25%
- CM
- 33.74%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
FITB
Banks industry group
22.97%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- FITB
- 22.97%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Cdn Imperial Bank of Commerce (CM) in Banks and Fifth Third Bancorp (FITB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | CM | FITB |
|---|---|---|
| ROE (TTM) | 15.58% | 9.42% |
| ROA (TTM) | 0.89% | 1.00% |
| Net Margin (TTM) | 33.74% | 22.97% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Cdn Imperial Bank of Commerce (CM) at 13.66% and Fifth Third Bancorp (FITB) at 6.61% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Cdn Imperial Bank of Commerce (CM) at 17.72% and Fifth Third Bancorp (FITB) at 12.42% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | CM | FITB |
|---|---|---|
| Revenue Growth (YoY) | 13.66% | 6.61% |
| Revenue Growth (3Y CAGR) | 10.06% | 2.87% |
| EPS Growth (YoY) | 17.72% | 12.42% |
| EPS Growth (3Y CAGR) | 8.66% | 1.76% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Cdn Imperial Bank of Commerce (CM) in Banks and Fifth Third Bancorp (FITB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Cdn Imperial Bank of Commerce (CM) in Banks and Fifth Third Bancorp (FITB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CM | FITB |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Cdn Imperial Bank of Commerce (CM) at 3.62% delivers top-quartile income for its industry, while Fifth Third Bancorp (FITB) at 3.03% pays a more typical yield — both are credible income propositions, CM the richer one.
CM
Banks industry group
3.62%
- Max
- 5.79%
- CM
- 3.62%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
FITB
Banks industry group
3.03%
- Max
- 5.79%
- Q3
- 3.18%
- FITB
- 3.03%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Cdn Imperial Bank of Commerce (CM) at 40.12% pays out a band-typical share of earnings, while Fifth Third Bancorp (FITB) at 54.36% distributes more than its industry norm — less retained, thinner cover.
CM
Banks industry group
40.12%
- Max
- 70.75%
- Q3
- 41.28%
- CM
- 40.12%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
FITB
Banks industry group
54.36%
- Max
- 70.75%
- FITB
- 54.36%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | CM | FITB |
|---|---|---|
| Dividend Yield (TTM) | 3.62% | 3.03% |
| Dividend Payout Ratio (TTM) | 40.12% | 54.36% |
Valuation
P/E Ratio (TTM)
Both Cdn Imperial Bank of Commerce (CM) at 15.32 and Fifth Third Bancorp (FITB) at 17.80 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.
CM
Banks industry group
15.32
- Max
- 18.16
- CM
- 15.32
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
FITB
Banks industry group
17.80
- Max
- 18.16
- FITB
- 17.80
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Cdn Imperial Bank of Commerce (CM) in Banks and Fifth Third Bancorp (FITB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Fifth Third Bancorp (FITB) at 1.55 is valued about in line with its industry on P/B ratio, while Cdn Imperial Bank of Commerce (CM) at 2.24 carries an above-peer premium to book — CM is pricier on assets.
CM
Banks industry group
2.24
- Max
- 2.28
- CM
- 2.24
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
FITB
Banks industry group
1.55
- Max
- 2.28
- Q3
- 1.58
- FITB
- 1.55
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | CM | FITB |
|---|---|---|
| P/E Ratio (TTM) | 15.32 | 17.80 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 2.24 | 1.55 |
| Free Cash Flow Yield (TTM) | -- | -- |