CIB vs. HBAN: Grupo Cibest vs. Huntington Bancshares Stock Comparison
How do Grupo Cibest (CIB) and Huntington Bancshares (HBAN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Grupo Cibest (CIB) and Huntington Bancshares (HBAN) both belong to the Banks industry, though CIB is classified under Diversified Banks while HBAN falls under Regional Banks.
Huntington Bancshares (HBAN) trades as ordinary local shares, while Grupo Cibest (CIB) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | CIB | HBAN |
|---|---|---|
| Name | Grupo Cibest S.A. ADR | HubSpot Inc. |
| Country/Region | Colombia | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Regional Banks |
| Market Capitalization | 21.81 billion USD | 31.18 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | July 26, 1995 | March 17, 1980 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CIB | HBAN |
|---|---|---|
| Total Return (1Y) | 56.37% | 5.93% |
| Total Return (3Y, Annualized) | 74.68% | 21.12% |
| Total Return (5Y, Annualized) | 38.32% | 4.70% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Huntington Bancshares (HBAN) is heavily traded at around 24.74M shares per day, whereas Grupo Cibest (CIB) sees a more moderate 297.24K — larger orders in the latter may require more patience and tighter control over order sizing.
| Metric | CIB | HBAN |
|---|---|---|
| Volatility (1Y, Annualized) | 33.79% | 26.06% |
| Beta (5Y) | 0.61 | 0.95 |
| Max Drawdown (5Y) | -46.85% | -44.17% |
| Avg. Volume (3M) | 297.24K | 24.74M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CIB | HBAN |
|---|---|---|
| Sharpe Ratio (1Y) | 1.54 | 0.06 |
| Sortino Ratio (1Y) | 2.51 | 0.09 |
Profitability
ROE (TTM)
Grupo Cibest (CIB) at 19.22% sits in the top ROE quartile, while Huntington Bancshares (HBAN) at 9.19% is in the bottom quartile, showing a clear gap in returns on equity.
CIB
Banks industry group
19.22%
- Max
- 19.84%
- CIB
- 19.22%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
HBAN
Banks industry group
9.19%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- HBAN
- 9.19%
- Min
- 3.64%
Net Margin (TTM)
Both Grupo Cibest (CIB) at 17.57% and Huntington Bancshares (HBAN) at 25.37% let more of each sales dollar slip away before the bottom line than peers do, sitting in the lower net margin quartile of their industries.
CIB
Banks industry group
17.57%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- CIB
- 17.57%
- Min
- 14.93%
HBAN
Banks industry group
25.37%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- HBAN
- 25.37%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Grupo Cibest (CIB) in Banks and Huntington Bancshares (HBAN) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | CIB | HBAN |
|---|---|---|
| ROE (TTM) | 19.22% | 9.19% |
| ROA (TTM) | 2.13% | 1.01% |
| Net Margin (TTM) | 17.57% | 25.37% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Huntington Bancshares (HBAN) at 10.22% is around its peer norm for revenue growth, while Grupo Cibest (CIB) at 5.11% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Huntington Bancshares (HBAN) at 13.93% is around its peer norm for EPS growth, while Grupo Cibest (CIB) at -38.49% falls below its industry range, a notably weak earnings reading.
Growth Metrics
| Metric | CIB | HBAN |
|---|---|---|
| Revenue Growth (YoY) | 5.11% | 10.22% |
| Revenue Growth (3Y CAGR) | 4.37% | 3.88% |
| EPS Growth (YoY) | -38.49% | 13.93% |
| EPS Growth (3Y CAGR) | -17.17% | -1.40% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Grupo Cibest (CIB) in Banks and Huntington Bancshares (HBAN) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Grupo Cibest (CIB) in Banks and Huntington Bancshares (HBAN) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CIB | HBAN |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Grupo Cibest (CIB) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Huntington Bancshares (HBAN) reports a yield of 3.97%, ranking against industry peers normally.
CIB
Banks industry group
0.00%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- CIB
- 0.00%
- Min
- 0.00%
HBAN
Banks industry group
3.97%
- Max
- 5.79%
- HBAN
- 3.97%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Grupo Cibest (CIB) at 31.29% pays out a band-typical share of earnings, while Huntington Bancshares (HBAN) at 50.82% distributes more than its industry norm — less retained, thinner cover.
CIB
Banks industry group
31.29%
- Max
- 70.75%
- Q3
- 41.28%
- CIB
- 31.29%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
HBAN
Banks industry group
50.82%
- Max
- 70.75%
- HBAN
- 50.82%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | CIB | HBAN |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 3.97% |
| Dividend Payout Ratio (TTM) | 31.29% | 50.82% |
Valuation
P/E Ratio (TTM)
Both Grupo Cibest (CIB) at 11.13 and Huntington Bancshares (HBAN) at 12.68 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
CIB
Banks industry group
11.13
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- CIB
- 11.13
- Q1
- 10.64
- Min
- 6.49
HBAN
Banks industry group
12.68
- Max
- 18.16
- Q3
- 13.75
- HBAN
- 12.68
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Grupo Cibest (CIB) in Banks and Huntington Bancshares (HBAN) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Grupo Cibest (CIB) at 0.00 is priced below its industry’s P/B ratio range against book, and Huntington Bancshares (HBAN) at 1.06 also sits in the lower quartile — both look cheap on assets, CIB more so.
CIB
Banks industry group
0.00
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
- CIB
- 0.00
HBAN
Banks industry group
1.06
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- HBAN
- 1.06
- Min
- 0.59
Valuation Metrics
| Metric | CIB | HBAN |
|---|---|---|
| P/E Ratio (TTM) | 11.13 | 12.68 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 0.00 | 1.06 |
| Free Cash Flow Yield (TTM) | -- | -- |