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C vs. KEY: Citigroup vs. KeyCorp Stock Comparison

How do Citigroup (C) and KeyCorp (KEY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Citigroup (C) and KeyCorp (KEY) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Company profile comparison for Citigroup (C) and KeyCorp (KEY)
Profile ItemCKEY
NameCitigroup Inc.KeyCorp
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization197.05 billion USD22.02 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJanuary 3, 1977November 5, 1987
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

C
KEY
GSPC
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Citigroup (C) vs. KeyCorp (KEY), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Citigroup (C) and KeyCorp (KEY). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Citigroup (C) and KeyCorp (KEY). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Citigroup (C) and KeyCorp (KEY)
MetricCKEY
Total Return (1Y)23.42%24.10%
Total Return (3Y, Annualized)47.29%31.53%
Total Return (5Y, Annualized)16.24%3.00%

Risk Profile

Drawdown History

C
KEY
GSPC
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Citigroup (C) vs. KeyCorp (KEY), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Citigroup (C) and KeyCorp (KEY). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Citigroup (C) and KeyCorp (KEY)
MetricCKEY
Volatility (1Y, Annualized)29.96%23.07%
Beta (5Y)1.171.06
Max Drawdown (5Y)-40.60%-65.23%
Avg. Volume (3M)9.35M14.36M

Risk-Adjusted Performance

Risk-Return Positioning

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C and KEY are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Citigroup (C) and KeyCorp (KEY)
MetricCKEY
Sharpe Ratio (1Y)0.640.86
Sortino Ratio (1Y)0.901.25

Profitability

ROE (TTM)

KeyCorp (KEY) at 11.17% is around its peer norm for ROE, while Citigroup (C) at 9.35% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

C

Banks industry group

9.35%

Max
19.84%
Q3
13.67%
Median
11.49%
Q1
9.50%
C
9.35%
Min
3.64%

KEY

Banks industry group

11.17%

Max
19.84%
Q3
13.67%
Median
11.49%
KEY
11.17%
Q1
9.50%
Min
3.64%
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Citigroup (C) vs. KeyCorp (KEY): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

KeyCorp (KEY) at 27.99% keeps about the industry-typical share of revenue as profit, while Citigroup (C) at 23.21% retains only a bottom-quartile share.

C

Banks industry group

23.21%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
C
23.21%
Min
14.93%

KEY

Banks industry group

27.99%

Max
47.19%
Q3
35.25%
Median
31.21%
KEY
27.99%
Q1
27.11%
Min
14.93%
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Citigroup (C) vs. KeyCorp (KEY): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Citigroup (C) in Banks and KeyCorp (KEY) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Citigroup (C) and KeyCorp (KEY)
MetricCKEY
ROE (TTM)9.35%11.17%
ROA (TTM)0.71%1.11%
Net Margin (TTM)23.21%27.99%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

KeyCorp (KEY) at 65.72% delivers above-range revenue growth, while Citigroup (C) at 5.63% falls into the bottom quartile — a wide split in revenue momentum.

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Citigroup (C) vs. KeyCorp (KEY): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: Citigroup (C) reports EPS growth of 17.68%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.

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Citigroup (C) vs. KeyCorp (KEY): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Citigroup (C) and KeyCorp (KEY)
MetricCKEY
Revenue Growth (YoY)5.63%65.72%
Revenue Growth (3Y CAGR)4.59%1.21%
EPS Growth (YoY)17.68%--
EPS Growth (3Y CAGR)-0.05%-7.65%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Citigroup (C) in Banks and KeyCorp (KEY) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Citigroup (C) in Banks and KeyCorp (KEY) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Citigroup (C) and KeyCorp (KEY)
MetricCKEY
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

KeyCorp (KEY) at 3.91% delivers top-quartile income for its industry, while Citigroup (C) at 2.09% pays a more typical yield — both are credible income propositions, KEY the richer one.

C

Banks industry group

2.09%

Max
5.79%
Q3
3.18%
Median
2.39%
C
2.09%
Q1
1.20%
Min
0.00%

KEY

Banks industry group

3.91%

Max
5.79%
KEY
3.91%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
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Citigroup (C) vs. KeyCorp (KEY): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Citigroup (C) at 24.07% pays out a band-typical share of earnings, while KeyCorp (KEY) at 45.05% distributes more than its industry norm — less retained, thinner cover.

C

Banks industry group

24.07%

Max
70.75%
Q3
41.28%
Median
29.26%
C
24.07%
Q1
18.98%
Min
0.00%

KEY

Banks industry group

45.05%

Max
70.75%
KEY
45.05%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%
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Citigroup (C) vs. KeyCorp (KEY): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Citigroup (C) and KeyCorp (KEY)
MetricCKEY
Dividend Yield (TTM)2.09%3.91%
Dividend Payout Ratio (TTM)24.07%45.05%

Valuation

P/E Ratio (TTM)

Both Citigroup (C) at 11.60 and KeyCorp (KEY) at 11.46 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

C

Banks industry group

11.60

Max
18.16
Q3
13.75
Median
11.81
C
11.60
Q1
10.64
Min
6.49

KEY

Banks industry group

11.46

Max
18.16
Q3
13.75
Median
11.81
KEY
11.46
Q1
10.64
Min
6.49
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Citigroup (C) vs. KeyCorp (KEY): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Citigroup (C) in Banks and KeyCorp (KEY) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Citigroup (C) at 1.03 sits in the lower P/B ratio quartile against book while KeyCorp (KEY) at 1.39 is valued near its industry’s middle — C is cheaper on assets, though weigh it against ROE and asset quality.

C

Banks industry group

1.03

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
C
1.03
Min
0.59

KEY

Banks industry group

1.39

Max
2.28
Q3
1.58
KEY
1.39
Median
1.32
Q1
1.10
Min
0.59
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Citigroup (C) vs. KeyCorp (KEY): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Citigroup (C) and KeyCorp (KEY)
MetricCKEY
P/E Ratio (TTM)11.6011.46
P/S Ratio (TTM)----
P/B Ratio (MRQ)1.031.39
Free Cash Flow Yield (TTM)----