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Citigroup (C) vs. JPMorgan Chase (JPM)

This page compares Citigroup (C) with JPMorgan Chase (JPM) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.

Company Profile

Citigroup (C) and JPMorgan Chase (JPM) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

SymbolCJPM
NameCitigroup Inc.JPMorgan Chase & Co.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization229.79 billion USD837.88 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJanuary 3, 1977March 17, 1980
Security TypeCommon StockCommon Stock

Valuation

Price-to-Earnings Ratio (TTM)

JPMorgan Chase (JPM) at 14.97 carries typical industry Price-to-Earnings Ratio (TTM), while Citigroup (C) at 16.67 sits in the higher-multiple quartile — C carries a higher trailing earnings multiple relative to peers.

C

Banks industry group

16.67

Max
21.00
Q3
15.02
Median
12.55
Q1
10.95
Min
5.90

JPM

Banks industry group

14.97

Max
21.00
Q3
15.02
Median
12.55
Q1
10.95
Min
5.90
Citigroup (C) vs. JPMorgan Chase (JPM): A comparison of their Price-to-Earnings Ratio (TTM) against the Banks industry group benchmark.

Price-to-Sales Ratio (TTM)

Price-to-Sales Ratio (TTM) isn’t a meaningful figure for either Citigroup (C) in Banks or JPMorgan Chase (JPM) in Banks under our convention.

C

Banks industry group

2.92

Max
6.00
Q3
4.33
Median
3.68
Q1
3.17
Min
1.73

JPM

Banks industry group

4.83

Max
6.00
Q3
4.33
Median
3.68
Q1
3.17
Min
1.73
Citigroup (C) vs. JPMorgan Chase (JPM): A comparison of their Price-to-Sales Ratio (TTM) against the Banks industry group benchmark.

Price-to-Book Ratio (MRQ)

Citigroup (C) at 1.20 sits near its industry’s typical Price-to-Book Ratio (MRQ), while JPMorgan Chase (JPM) at 2.44 prices above its benchmark range — JPM looks rich relative to book.

C

Banks industry group

1.20

Max
2.06
Q3
1.53
Median
1.26
Q1
1.11
Min
0.62

JPM

Banks industry group

2.44

Max
2.06
Q3
1.53
Median
1.26
Q1
1.11
Min
0.62
Citigroup (C) vs. JPMorgan Chase (JPM): A comparison of their Price-to-Book Ratio (MRQ) against the Banks industry group benchmark.

Valuation at a Glance

SymbolCJPM
Price-to-Earnings Ratio (TTM)16.6714.97
Price-to-Sales Ratio (TTM)2.924.83
Price-to-Book Ratio (MRQ)1.202.44
Free Cash Flow Yield----

Profitability

Return on Equity (TTM)

JPMorgan Chase (JPM) at 16.47% ranks in the top quartile for Return on Equity (TTM), while Citigroup (C) at 7.65% falls into the bottom quartile.

C

Banks industry group

7.65%

Max
19.84%
Q3
13.11%
Median
10.82%
Q1
8.56%
Min
3.15%

JPM

Banks industry group

16.47%

Max
19.84%
Q3
13.11%
Median
10.82%
Q1
8.56%
Min
3.15%
Citigroup (C) vs. JPMorgan Chase (JPM): A comparison of their Return on Equity (TTM) against the Banks industry group benchmark.

Net Profit Margin (TTM)

JPMorgan Chase (JPM) at 33.94% keeps about the industry-typical share of revenue as profit, while Citigroup (C) at 20.36% retains only a bottom-quartile share.

C

Banks industry group

20.36%

Max
47.55%
Q3
34.64%
Median
30.31%
Q1
25.75%
Min
12.76%

JPM

Banks industry group

33.94%

Max
47.55%
Q3
34.64%
Median
30.31%
Q1
25.75%
Min
12.76%
Citigroup (C) vs. JPMorgan Chase (JPM): A comparison of their Net Profit Margin (TTM) against the Banks industry group benchmark.

Operating Profit Margin (TTM)

Operating Profit Margin (TTM) isn’t a meaningful figure for either Citigroup (C) in Banks or JPMorgan Chase (JPM) in Banks under our convention.

C

Banks industry group

34.08%

Max
65.49%
Q3
47.71%
Median
42.03%
Q1
35.80%
Min
22.32%

JPM

Banks industry group

43.74%

Max
65.49%
Q3
47.71%
Median
42.03%
Q1
35.80%
Min
22.32%
Citigroup (C) vs. JPMorgan Chase (JPM): A comparison of their Operating Profit Margin (TTM) against the Banks industry group benchmark.

Profitability at a Glance

SymbolCJPM
Return on Equity (TTM)7.65%16.47%
Return on Assets (TTM)0.61%1.27%
Net Profit Margin (TTM)20.36%33.94%
Operating Profit Margin (TTM)34.08%43.74%
Gross Profit Margin (TTM)0.00%0.00%

Growth

Revenue Growth

Citigroup (C) vs. JPMorgan Chase (JPM): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

SymbolCJPM
1-Year Revenue Growth5.63%7.32%
3-Year Revenue CAGR4.59%12.50%

EPS Growth

Citigroup (C) vs. JPMorgan Chase (JPM): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

SymbolCJPM
1-Year EPS Growth17.68%1.37%
3-Year EPS CAGR-0.05%18.31%

Financial Strength

Current Ratio (MRQ)

Current Ratio (MRQ) isn’t a meaningful figure for either Citigroup (C) in Banks or JPMorgan Chase (JPM) in Banks under our convention.

C

Banks industry group

--

Max
--
Q3
--
Median
--
Q1
--
Min
--

JPM

Banks industry group

--

Max
--
Q3
--
Median
--
Q1
--
Min
--
Citigroup (C) vs. JPMorgan Chase (JPM): A comparison of their Current Ratio (MRQ). No industry group benchmark is available for either stock for this metric.

Debt-to-Equity Ratio (MRQ)

Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either Citigroup (C) in Banks or JPMorgan Chase (JPM) in Banks under our convention.

C

Banks industry group

--

Max
--
Q3
--
Median
--
Q1
--
Min
--

JPM

Banks industry group

--

Max
--
Q3
--
Median
--
Q1
--
Min
--
Citigroup (C) vs. JPMorgan Chase (JPM): A comparison of their Debt-to-Equity Ratio (MRQ). No industry group benchmark is available for either stock for this metric.

Financial Strength at a Glance

SymbolCJPM
Current Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

JPMorgan Chase (JPM) at 1.92% reports Dividend Yield (TTM) around its industry mid-range, while Citigroup (C) at 1.78% drops into the bottom quartile.

C

Banks industry group

1.78%

Max
5.68%
Q3
3.37%
Median
2.63%
Q1
1.78%
Min
0.00%

JPM

Banks industry group

1.92%

Max
5.68%
Q3
3.37%
Median
2.63%
Q1
1.78%
Min
0.00%
Citigroup (C) vs. JPMorgan Chase (JPM): A comparison of their Dividend Yield (TTM) against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both Citigroup (C) at 29.17% and JPMorgan Chase (JPM) at 28.24% maintain Dividend Payout Ratio (TTM) around their industries’ median — balanced dividend policy on both sides, returning cash while leaving part of reported earnings available for reinvestment or balance-sheet flexibility.

C

Banks industry group

29.17%

Max
74.88%
Q3
42.74%
Median
29.08%
Q1
19.87%
Min
0.00%

JPM

Banks industry group

28.24%

Max
74.88%
Q3
42.74%
Median
29.08%
Q1
19.87%
Min
0.00%
Citigroup (C) vs. JPMorgan Chase (JPM): A comparison of their Dividend Payout Ratio (TTM) against the Banks industry group benchmark.

Dividends at a Glance

SymbolCJPM
Dividend Yield (TTM)1.78%1.92%
Dividend Payout Ratio (TTM)29.17%28.24%

Performance & Risk

C
JPM
Loading price history…
Citigroup (C) vs. JPMorgan Chase (JPM): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Performance & Risk at a Glance

SymbolCJPM
1-Year Return74.17%19.35%
1-Year Volatility28.24%21.67%
Beta1.110.99
3-Month Avg. Volume12.61M9.13M